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 Maybankard 2 Gold And Platinum Cards V4, Amex with Visa or MasterCard

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ronnie
post May 7 2012, 11:10 AM

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QUOTE(LeVis_Jeans @ May 7 2012, 11:00 AM)
Any Maybank CC Agent here? Coz i would like to apply Maybank Amex smile.gif
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Just visit your nearest Maybank branch or Maybankard Centre to apply...
JonnY
post May 7 2012, 11:21 AM

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When should the CC statement come out? I check my M2U online and try to check statement but to no avail.

The 20 days interest free is from the transaction date or the statement date?
WaCKy-Angel
post May 7 2012, 11:29 AM

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QUOTE(fruitie @ May 7 2012, 10:03 AM)
Yes, the cashier showed me the message "Do not honour." So, it has nothing to do with swipe or not swipe?
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Do Not Honor usually means the CVV are wrong.. U can call MBB and ask them to check. They should have record of the transaction and detailed reason.
As for my case coz my replacement card having same number but different CVV, weird is that my VISA still save CVV for the new card.

QUOTE(echoesian @ May 7 2012, 10:31 AM)
Does All IT charge service charge for credit card payment?
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Depends what you buy...Coz depends whether they earning alot or not from the item u purchase.
Last time i went to buy Eneloop battery and keyboard they didnt charge me interest..guess they earn alot..

Another guy was buying LCD and got charged.


QUOTE(fruitie @ May 7 2012, 10:44 AM)
Is it? Why is that not consistent? sweat.gif
I really thought it should be no service charge, after all ALL IT is not a small computer shop. smile.gif
Luckily they took my credit card and didn't charge me extra.
*
Ask 1st b4 paying lor

QUOTE(JonnY @ May 7 2012, 11:21 AM)
When should the CC statement come out? I check my M2U online and try to check statement but to no avail.

The 20 days interest free is from the transaction date or the statement date?
*
Does your M2U shows your Credit Card number?? If not, it probably didnt link to ur savings account so u canot check statement..
Give them a call to check.

Interest free is 20 days after statement issued date.. eg my statement around 24-25th monthly, due date is around 15th..thats the 20 days.
JonnY
post May 7 2012, 11:45 AM

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QUOTE(WaCKy-Angel @ May 7 2012, 11:29 AM)
Do Not Honor usually means the CVV are wrong.. U can call MBB and ask them to check. They should have record of the transaction and detailed reason.
As for my case coz my replacement card having same number but different CVV, weird is that my VISA still save CVV for the new card.
Depends what you buy...Coz depends whether they earning alot or not from the item u purchase.
Last time i went to buy Eneloop battery and keyboard they didnt charge me interest..guess they earn alot..

Another guy was buying LCD and got charged.
Ask 1st b4 paying lor
Does your M2U shows your Credit Card number?? If not, it probably didnt link to ur savings account so u canot check statement..
Give them a call to check.

Interest free is 20 days after statement issued date.. eg my statement around 24-25th monthly, due date is around 15th..thats the 20 days.
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It did shows both my AMEX and VISA number. It is linked because I can click on the "Pay any amount now" but when I click on statement, it shows no statement available. Maybe my statement date haven't come. Will monitor again.

This post has been edited by JonnY: May 7 2012, 11:45 AM
WaCKy-Angel
post May 7 2012, 12:11 PM

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QUOTE(JonnY @ May 7 2012, 11:45 AM)
It did shows both my AMEX and VISA number. It is linked because I can click on the "Pay any amount now" but when I click on statement, it shows no statement available. Maybe my statement date haven't come. Will monitor again.
*
Maybank usually very prompt for statement, unlike Citibank lol.

If u are afraid, just give them a call..
LeVis_Jeans
post May 7 2012, 12:27 PM

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Can the TP can change petrol voucher or not?
ronnie
post May 7 2012, 12:29 PM

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QUOTE(JonnY @ May 7 2012, 11:45 AM)
It did shows both my AMEX and VISA number. It is linked because I can click on the "Pay any amount now" but when I click on statement, it shows no statement available. Maybe my statement date haven't come. Will monitor again.
*
Call MBB to enquir about the Statement Date. Online Statement (PDF) will be available usually 1-2 days after the Statement Date
CalvinCLK
post May 7 2012, 12:54 PM

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Anyone upgraded their Gold card to Plat? Any requirement?
cute_boboi
post May 7 2012, 01:52 PM

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QUOTE(Felix123 @ May 5 2012, 08:02 AM)
OMG, 3 weeks gone after i submitted the maybank 2 cc application form at mont kiara branch but has yet received any call from maybank to vertify my details @.@

wat is ur previous experience guys and girls regarding this issue?
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1) Always submit direct, either to:
(i) fax to credit card processing
(ii) goto bigger branch/HQ which has dedicated CC counters, not those multi-tasking ones. e.g. HQ menara MBB, KLCC, 1Utama CC Centre.

2) Your option is to call up and ask. Most likely they'll ask you resubmit / fax to the ones above.

QUOTE(Seng_Kiat @ May 5 2012, 10:07 AM)
Guys,

Let say i have a credit limit of 10k but i wanna buy something that is 40k... I make advance payment to my cc as much as 30k.. So that my balance would be -30k or in total i will have 40k credit to spend... Possible? Will i entitle for threats point (40k)?
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It's quite hard. I tried transfer online and at ATM from my savings account in CC, both reject my transaction due to "over payment". Some say can do it over the counter, I did not try this.

What I did was, split payment over several days, of course I have to trust the seller.
1st swipe, wait few days to reflect in MBB, make payment.
2nd swipe, wait few days, ... repeat.
Final only collect the stuff.
Of course, it also depends on the shop if they can do that, as they may need to do closing every night and the numbers must tally with sales.

QUOTE(ronnie @ May 5 2012, 02:24 PM)
If you paid RM1000 for outstanding of RM500, how does Maybank reject the "additional" RM500?
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This is the error from MBB2u online:
Status: Unsuccessful. Account not authorised/Amount exceeded outstanding balance. Reject code: [0076]

ubuntu
post May 7 2012, 01:56 PM

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01-May-2012 30-Apr-2012 CASH REBATE RM50.00
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fuzzy
post May 7 2012, 02:12 PM

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QUOTE(LeVis_Jeans @ May 7 2012, 11:00 AM)
Any Maybank CC Agent here? Coz i would like to apply Maybank Amex smile.gif
*
If you are in KL I can help smile.gif
tachlio
post May 7 2012, 02:13 PM

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QUOTE(CalvinCLK @ May 7 2012, 12:54 PM)
Anyone upgraded their Gold card to Plat? Any requirement?
*
I'm trying now, but acctually not upgrade just apply another platinium then later cut the gold only

I saw need annual salary 60K
kurtkantoi
post May 7 2012, 02:17 PM

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QUOTE(ronnie @ May 7 2012, 09:25 AM)
Possibly they need the 4-digit CVV code in front of the card..but unaware what to do next.
Did you "monitor" when they swipe your CC ?
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They slot in my Amex.

So they can also swipe after need to put the CVV code after swipe?

QUOTE(WaCKy-Angel @ May 7 2012, 09:54 AM)
Hmm I dont understand why some terminal stills requires to swipe instead of slot in the card.
By right all terminal should have been EMV compliance by now.

Last week went to IKEA restaurant and they do swipe the card but failed coz my card just replaced due to faulty chip, and seeing DO NOT HONOUR i knew exactly MBB forgotten to update the CVV code. Gave a call to MBB and it confirms...
Anyway i was also having problem at IKEA checkout lane last month (in 2 different days) but i didnt saw what the cashier was doing so i emailed to Alliance Bank and after some ding dong ding dong lastly their reply say the terminal confirmed can accept Amex but they cant check whether Amex was down that day lolz..

I think ima gonna ask the guy again why their terminal still is not EMV compliance for Amex..
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Sorry, what is EMV?
maskedchan
post May 7 2012, 02:29 PM

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QUOTE(cute_boboi @ May 7 2012, 01:52 PM)
1) Always submit direct, either to:
(i) fax to credit card processing
(ii) goto bigger branch/HQ which has dedicated CC counters, not those multi-tasking ones. e.g. HQ menara MBB, KLCC, 1Utama CC Centre.

2) Your option is to call up and ask. Most likely they'll ask you resubmit / fax to the ones above.
It's quite hard. I tried transfer online and at ATM from my savings account in CC, both reject my transaction due to "over payment". Some say can do it over the counter, I did not try this.

What I did was, split payment over several days, of course I have to trust the seller.
1st swipe, wait few days to reflect in MBB, make payment.
2nd swipe, wait few days, ... repeat.
Final only collect the stuff.
Of course, it also depends on the shop if they can do that, as they may need to do closing every night and the numbers must tally with sales.
This is the error from MBB2u online:
Status: Unsuccessful. Account not authorised/Amount exceeded outstanding balance. Reject code: [0076]
*
u can do it on the counter or GIRO...
never try on deposit machine...i think this should be working as well.....
if online payment, confirm cant over pay...
Human Nature
post May 7 2012, 02:55 PM

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QUOTE(CalvinCLK @ May 7 2012, 12:54 PM)
Anyone upgraded their Gold card to Plat? Any requirement?
*
same requirement for normal Plat application, income documents
QUOTE(tachlio @ May 7 2012, 02:13 PM)
I'm trying now, but acctually not upgrade just apply another platinium then later cut the gold only
I saw need annual salary 60K
*
it is considered upgrade coz you fill in the upgrade form, faster processing time compared to applying a new card.
WaCKy-Angel
post May 7 2012, 02:59 PM

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QUOTE(tachlio @ May 7 2012, 02:13 PM)
I'm trying now, but acctually not upgrade just apply another platinium then later cut the gold only

I saw need annual salary 60K
*
This way u will have to pay RM50 GST for the new card. If u request for upgrade, u dont need to pay.

QUOTE(kurtkantoi @ May 7 2012, 02:17 PM)
They slot in my Amex.

So they can also swipe after need to put the CVV code after swipe?
Sorry, what is EMV?
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EMV (Europay, Mastercard and Visa) in layman term is the CHIP on your credit card.

If you are old enough (above 30 years old) you or your parents would notice last time credit cards (and Debit cards aka ATM card) only comes with the magnetic strip without the chip u see nowadays..

Last time all CC are used to Swipe....After EMV chip introduced now should be using slot in already, unless the terminal is not upgraded yet.
TSGen-X
post May 7 2012, 03:26 PM

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QUOTE(cute_boboi @ May 7 2012, 01:52 PM)
1) Always submit direct, either to:
(i) fax to credit card processing
(ii) goto bigger branch/HQ which has dedicated CC counters, not those multi-tasking ones. e.g. HQ menara MBB, KLCC, 1Utama CC Centre.

*
Bro, item (ii) for Maybankard 2 Card, I think going to Maybankard Centre (not Maybank Branch) to apply for Maybankard 2 Cards is a very good option as you can get the cards approved in less than 2 hours.

**Edited**

After rereading your statement, I think I misunderstood you, what you meant was to go there. The e.g. should be before .. not those multi-tasking ones.

This post has been edited by Gen-X: May 7 2012, 03:29 PM
cute_boboi
post May 7 2012, 03:36 PM

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QUOTE(Gen-X @ May 7 2012, 03:26 PM)
Bro, item (ii) for Maybankard 2 Card, I think going to Maybankard Centre (not Maybank Branch) to apply for Maybankard 2 Cards is a very good option as you can get the cards approved in less than 2 hours.

**Edited**

After rereading your statement, I think I misunderstood you, what you meant was to go there. The e.g. should be before .. not those multi-tasking ones.
*
LOL. Re-reading it back myself, I sound misleading. Rephrase to:

QUOTE
(ii) goto bigger branch/HQ which has dedicated CC counters, not those multi-tasking ones.
e.g. These are some of the ones with dedicated CC counters: HQ menara MBB, KLCC, 1Utama CC Centre.
Human Nature
post May 7 2012, 04:30 PM

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QUOTE(WaCKy-Angel @ May 7 2012, 02:59 PM)
This way u will have to pay RM50 GST for the new card. If u request for upgrade, u dont need to pay.
Nope. When you upgrade a card, you will get a new number and you are bound to be charged GST. I have checked and confirmed with Maybank.
WaCKy-Angel
post May 7 2012, 05:29 PM

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QUOTE(Human Nature @ May 7 2012, 04:30 PM)
Nope. When you upgrade a card, you will get a new number and you are bound to be charged GST. I have checked and confirmed with Maybank.
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Nope..
I requested for upgrade (during pcfair, MBB staff not agent) and yes ofcourse get a new card with different number...
And i do get charged GST..... However after ding dong ding dong emailing to Maybank (cc to BNM), explaining i specifically requested for upgrade from Classic -> Gold card so considering that i requested for GST waiver and they allowed it..

Not long after that Maybank only launched the MBB 2 Card so i applied again, did the same email but this time dont allow anymore..

Well maybe i was lucky got away for 1st time, or maybe they dont allow for MBB 2 Card.

Btw bear in mind, i was holding Visa and Amex Classic -> Visa and Gold -> MBB 2 Card...
So i actually got waived RM100 smile.gif

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