QUOTE(investgal @ Jun 27 2012, 03:53 PM)
How long is the tenure year? mine is 30 years.. currently the banker fighting BLR-2.4% for me.
Yes.. same with you 30 years.Zeva suites @ Seri Kembangan, by Trinity Group
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 Jun 27 2012, 03:59 PM
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225 posts Joined: Nov 2008 
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Jun 27 2012, 04:01 PM
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Junior Member
163 posts Joined: Feb 2011 From: Earth
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QUOTE(investgal @ Jun 27 2012, 03:53 PM) How long is the tenure year? mine is 30 years.. currently the banker fighting BLR-2.4% for me. What rate you've got currently? HLB also? |
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Jun 27 2012, 04:02 PM
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Junior Member
139 posts Joined: Jun 2012
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QUOTE(mcken @ Jun 27 2012, 01:23 PM) Anyone from Block A got any offer from bank? I got the news from banker that ocbc is still enpanelment for block A.....so need to wait longer... i m one of the block A victim whcih ocbc is pending |
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Jun 27 2012, 04:04 PM
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225 posts Joined: Nov 2008
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Anyone going to sign S&P this coming Friday and Saturday ?
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Jun 27 2012, 04:07 PM
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54 posts Joined: Jun 2012 
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I am going to sign the LO and S&P this evening
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Jun 27 2012, 04:09 PM
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224 posts Joined: Jun 2012
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QUOTE(oldsilver @ Jun 27 2012, 04:01 PM) What rate you've got currently? HLB also? Now only BLR-2.2%  Banker fighting -2.4 for me now.. Added on June 27, 2012, 4:10 pm QUOTE(nomeames77 @ Jun 27 2012, 04:07 PM) I am going to sign the LO and S&P this evening wow so fast  which bank you taking loan? hows the offer?This post has been edited by investgal: Jun 27 2012, 04:10 PM |
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Jun 27 2012, 04:11 PM
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Junior Member
225 posts Joined: Nov 2008
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QUOTE(nomeames77 @ Jun 27 2012, 04:07 PM) I am going to sign the LO and S&P this evening Today ? |
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Jun 27 2012, 04:11 PM
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Junior Member
29 posts Joined: Nov 2006
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QUOTE(nomeames77 @ Jun 27 2012, 04:07 PM) I am going to sign the LO and S&P this evening Have you already paid the remaining of the down payment? |
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Jun 27 2012, 04:12 PM
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54 posts Joined: Jun 2012
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QUOTE(tiensen @ Jun 27 2012, 04:11 PM) Have you already paid the remaining of the down payment? Will pay this evening, I brought along my cheque book |
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Jun 27 2012, 04:13 PM
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Junior Member
139 posts Joined: Jun 2012
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QUOTE(nomeames77 @ Jun 27 2012, 04:07 PM) I am going to sign the LO and S&P this evening which bank offer u so fast? |
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Jun 27 2012, 04:13 PM
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54 posts Joined: Jun 2012
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QUOTE(stevenys @ Jun 27 2012, 04:11 PM) Today ? Yes, the lawyer is my friend so we are meeting after office hours  |
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Jun 27 2012, 04:18 PM
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139 posts Joined: Jun 2012
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QUOTE(nomeames77 @ Jun 27 2012, 04:13 PM) Yes, the lawyer is my friend so we are meeting after office hours so lucky? |
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Jun 27 2012, 04:44 PM
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Junior Member
394 posts Joined: May 2008 
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HLB max tenure is 30years....which i will consider as last choice if approve... as other banks can give max tenure up to age 70....thats the disadvantage for HLB..i think only HLB can approve on time but the LO not ready...
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Jun 27 2012, 04:56 PM
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Junior Member
113 posts Joined: Jun 2012
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QUOTE(mcken @ Jun 27 2012, 04:44 PM) HLB max tenure is 30years....which i will consider as last choice if approve... as other banks can give max tenure up to age 70....thats the disadvantage for HLB..i think only HLB can approve on time but the LO not ready... What other banks that have better offer |
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Jun 27 2012, 04:57 PM
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Junior Member
95 posts Joined: Jun 2012
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Hello dai gor out there,
For those who applying w HLB, can know if MRTA is optional or compulsory? Some telling compulsory & some telling optional. Since under DIBS we not need to pay anything, what is the different if we purchase MRTA before/after the 3 years construction? And also for the legal fee for loan agreement, who can advice whether HLB can finance too? My SA telling me MRTA compulsory & the Legal fee cannot be finance too. Thanks in advance.  |
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Jun 27 2012, 05:04 PM
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Junior Member
225 posts Joined: Nov 2008
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QUOTE(Wk24 @ Jun 27 2012, 04:57 PM) Hello dai gor out there, As i know the MRTA is optional and the Legal fee for Bank cannot be finance.For those who applying w HLB, can know if MRTA is optional or compulsory? Some telling compulsory & some telling optional. Since under DIBS we not need to pay anything, what is the different if we purchase MRTA before/after the 3 years construction? And also for the legal fee for loan agreement, who can advice whether HLB can finance too? My SA telling me MRTA compulsory & the Legal fee cannot be finance too. Thanks in advance. |
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Jun 27 2012, 08:54 PM
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Senior Member
649 posts Joined: Jun 2009
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always remember MRTA is optional... when banker tell u MRTA is compulsory they just want to squeeze every single cent from u only
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Jun 27 2012, 11:32 PM
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Junior Member
72 posts Joined: Sep 2010
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QUOTE(oldsilver @ Jun 27 2012, 03:28 PM) I guess HLB is the fastest in terms of approval. Yes. You are right. Fastest in 24 hrs in condition approval. |
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Jun 27 2012, 11:35 PM
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Junior Member
354 posts Joined: Sep 2010
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anyone applied for Ambank?
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Jun 27 2012, 11:39 PM
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Junior Member
72 posts Joined: Sep 2010
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For HLB, under DIBS schemes, strictly not allow to finance legal fees and MDTA.
Yes, MDTA is optional not compulsory. Max tenure is @ 30 years or age 65 whichever earlier~ Best interest @ BLR-2.40% (competitive rates right?) Both semi flexi or fully flexi loan~ Added on June 27, 2012, 11:42 pmI wondering, is it possible to use borrower own lawyer for loan agreement? Seems developer didn't absorb the loan legal fees. Is there anyone using their own lawyer? This post has been edited by Lio85: Jun 27 2012, 11:42 PM |
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