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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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ericwen
post Sep 3 2012, 02:14 PM

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hi everyone,

other than maybankard, is there any credit card that offer 5x points and good reward programs like maybankard platinum?

any help? thanks.
ericwen
post Sep 3 2012, 03:56 PM

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for hsbc visa signature, and if i buy things online... do i get 5x or 10x reward points too e.g. amazon?

as for alliance, i don't think i qualify for infinite though. what is the min. annum salary?

thanks anyway smile.gif
ericwen
post Sep 3 2012, 04:28 PM

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so if always buy books from amazon, i get 1x point only? aiyo sad.gif

yeah i have maybankard platinum, looking for 2nd card that have good points and rewards program. so can change to aeon vouchers smile.gif
ericwen
post Sep 3 2012, 04:47 PM

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oh thanks for sharing smile.gif

but even any of these card, online purchase can't benefit sad.gif sien sad.gif

will check out these cards.

just 2 more questions. is it okay to apply 3 - 4 credit cards at the same time? or better i apply 1 by 1 first?

how many credit cards can 1 person actually carry? i think i heard banks said bank negara changed policy, 1 person can't carry so many. Confused. Hmm...

This post has been edited by ericwen: Sep 3 2012, 04:47 PM
ericwen
post Sep 3 2012, 05:04 PM

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i only have 2, i am planning to get more smile.gif

honestly, i don't use so many credit cards last time, i tot it's bad to use credit card, but now the rewards points really nice smile.gif and it's not safe to bring so much cash lo smile.gif

can i ask another question?

say i have 5 credit cards (assume i have) and all limits are rm20,000. If i swipe and use all of them each monthly with full capacity (assume i am big spender), but pay within the due date, every month like that ... will that become an issue? or it is good to spend more if i can pay back on time? will banks increase my credit limit or improve my credit worthiness?

edit: i am giving an example, and i believe many people do spend a lot on cc and pay back right? i don't have so much capacity to do above, but i always wonder will that be an issue? coz for me i do travel overseas, and no choice i may have to use my cc and claim back from company.

any help again? thanks smile.gif

This post has been edited by ericwen: Sep 3 2012, 05:09 PM
ericwen
post Sep 3 2012, 05:31 PM

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the cash back goes back to the credit card or can go into savings account one? hmm?
ericwen
post Sep 3 2012, 05:58 PM

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oic, so it's not based on spending usage but salary income. okay then smile.gif

thanks so much man smile.gif

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