I see. Thanks for the explanation.

dear users...

was trying to apply for Maybank 2 Cards but was given 2 forms... one is the normal credit card application form...but the 2nd form i need to fill in more details like more info such as my loan, debt etc. I don't feel comfortable to reveal so many details... is it a must? according to the bank agent, he told me that this is new Bank Negara requirement?

pls help. It doesn't make sense to me to reveal everything about my personal finance to the bank at all.

no idea what is the current process, but rather than give a 3rd party (agent) all this information, why don't you submit the application to MBB branch or MBB card centre in 1U?

It is not really BNM requirement. It seems that effective last month for MBB only, all applicants have to declare their financial position in a separate form.

Ic....i just don't feel comfortable to provide all information...
if this is just MBB only... and confirm effective last month...then it is OK...

thanks!

And Bro, to be 100% sure, like zenquix said, go apply at 1U Maybankard Centre (noted that you mentioned bank agent which I assume you meant you apply at Maybank branch). Or call them - tel number posted in first page of MBB 2 Thread.

This post has been edited by Gen-X: Jul 2 2012, 10:30 AM

BNM did requested banks to access the affordability of a loan product to customers in the form of Debt Service Ratio, i.e. DSR. In their guidelines, BNM mentioned not only those loan debts by financial institution but any other debt commitments should be obtained at best effort basis.

Eg, loans like koperasi loan is not in CCRIS, installment payment to Courts Mammoth is not there etc...

So don't be alarmed if banks gives you another form to "declare", they need to comply to BNM by doing this.

Citibank Ready Credit and Citibank Credit Card -- What's the different?

tq~

is that still possible to apply new credit card with existing card that more than 1 year?

no not anymore..

time to make this a FAQ....

This post has been edited by zenquix: Jul 2 2012, 09:03 PM

OCBC did ask for the loan declaration as well. I recalled I filled up mine when I applied for OCBC Ti.

thank you for reply

added in post #2
do suggest more FAQs so I can add it in

normally, how long is the waiting time to receive the card after approval?
and plus, if we are going pay via ezypay installment scheme, do we need to submit any form to the bank? or the retailer will do it for you?

Depend on bank, some post the card by pos laju, some post using snail mail. You may need to call cs to confirm when the card had been sent.
For Ezpay, no need form. The merchant will set at cc terminal while you swipe the card for the transaction.

Thanks on your reply.
Already called the the bank CS and was told the CC supposed to be at the branch oledi. Wonder why they didn't notify me or anything. I called but line's busy. So, will keep on trying!.thanks again!..

If i use credit card HLB for easy payment 12 months.. Can i settle early and any charges?

I just published my latest article click below link to read the latest benefits for Citibank credit cards. The Travel Insurance has been downgraded for both cards.

Citibank PremierMiles Visa Signature and Platinum Credit Card Benefits 2012

** Edited **
Please note that the Citi Plat now also entitles the card holder unlimited free entries to Senai and Langkawi

This post has been edited by Gen-X: Jul 9 2012, 04:51 PM

Hi all and sifus, would like to have some clarification on Maybank Petronas Visa card.

It stated '8x TreatsPoints for purchase at groceries every weekend' on the website.

Would like to know when it says groceries, does it mean at the Petronas shop only or any big grocery shop such as Giant, Carefour, Tesco etc.

Thank you in advance.

Im new to Credit Card, Sir, may i know if i wan to apply for CC my basic salary not meet 24k per annum, but if with my allowance will easy hit 24k above. will the bank approve it?

THX

This post has been edited by FK003: Jul 10 2012, 12:00 AM