if different bank then it wont share limit is it?

different bank, will not have shared limit

Is it? I thought its different. Confirm kah?

So securecode is also not safe because some website dont ask for it?

HLB Visa Signature still allows entry to the lounge @ KLIA & LCCT.
I was at KLIA lounge 2 weeks ago, and LCCT lounge just last week with my HLB Visa Signature card.

I just looked at the website after reading your page quickly, and yes, HLB stated it on their site.
http://www.hlb.com.my/pfs/cc/cc_visa-signa..._visa-signature

I think this is the ULTIMATE card then

Interesting. LCCT is not stated as one of the PPL there Any idea what is the income requirement? not stated at the website

I think now will need min. Annual Income RM80,000 only last time RM180k....
Reported by Gen-x last time,
The annual income required to be eligible for the EON Visa Signature was RM180,000.00 per year. Now, the Hong Leong Bank Visa Signature only need Minimum Annual Income of RM80,000!
http://generationsxyz.blogspot.com/2012/02...ature-best.html

This post has been edited by fly126: Jul 8 2013, 11:11 PM

Thank you Bro for pointing out above. Glad to know HLB extended the privilege to KLIA and LCCT PPL. In Airport Lounge Thread, b00n did take the trouble to post all cards allowing FREE access to LCCT PPL and HLB VS is one of them (refer to Post#1).

Anyway, I updated my article to include the HLB VS and gave credit to you


Yes, when I first got the EON Visa Signature the annual income requirement was RM180K (and gave me CL of 6 figures too without submitting any proof of income ) but after HLB took over EON Bank, the Priority Pass Membership Card feature was removed and the annual income requirement was reduced to RM80K. However, I got no idea if HLB has reduced it further since Citi Premier Miles annual income requirement is now only RM60K. I hardly used the HLB VS since the reward points were not competitive compared to MBB 2 AMEX and MBB VI for local and overseas transactions respectively. HLB did waive my annual fee for the 2nd year but before the 3rd year anniversary I terminate it as did not want the hassle go begging for annual fee waiver yearly. Moreover, from my experience with HLB, it takes like forever for HLB to reverse/credit annual fee in their system.

Someone is going to get the HLB VS soon

This post has been edited by Gen-X: Jul 9 2013, 02:00 AM

Maybe next year just applied for UOB Pref and RHB, my LCCT PPL quota is taken care of until next year lol

Can we nego with bank to convert our credit card debt into something like a monthly installment payment ??

Beside AKPK.....

This post has been edited by ghoss: Jul 9 2013, 01:25 PM

u can BT it

or directly call to the bank n change into term loan....

of cz bt would be better choice

anyone know which card can give high rebate for dining?

currently holding wise card 10% , but easily maximize the rebate....

i saw those mach promo giving 20%

any idea

thanks ~ will try to change it into term loan see how

if i got monthly RM1mil bill TNB + TM to pay, which card to use is better?
currently are using maybank2card amex, any others better card to use?

RM1 Million per month for TNB + TM ? Are you serious ?

1 of my card;

TOTAL DEBIT 498,735.18
TOTAL CREDIT 524,000.78

i also finding way to earn money, not 0 cost to get the bill 1.
don think i am so hoise

Unless you can get multiple Wise VISA or OCBC TMC, MBB2 AMEX is the only card that can give earn you the most rewards/cash back and not to mention, it's much less troublesome as well.

Hi guys. What happens if i dont go collect my cc at the bank after they finish my application? Will i get blacklisted/sued?

Still... You have to Pay GST of the Card, It is Charged once the Card is Approved and not necessarily Activated /Collect or not...
Yes, You may be Blacklisted by the Bank for Not Paying GST...

This post has been edited by fly126: Jul 10 2013, 09:24 PM

in that case, i can just use the card for 1 year, pay GST, then cancel without any repercussion right? Its CIMB card by the way

Hi guys thinking to apply my own card to start building credit rating ( currently using my father's sub card but not really using anymore) but I have no idea to go for which bank ... I watch a lot of movie and I think Citibank offer discount for TGV ? If not mistaken ... Currently have one two maybank account, one for personal usage another one for company to bank in my salary ... And one more public bank account for my saving ... Any recommendation ? One more question... Is it the same to apply in those booth sometimes appear in shopping centre ? Thx