Nothing as 100% Guarantee Approval...
Is the bank who give CC approval Not the Agent said so, sometimes also depends on Your Luck
As I said before, I'm 30 Something baru got my 1st Credit Card after keluar kerja more than 10 years

What I know the bank are very stingy-strict when come to Credit Card application Now, mostly will reject ppl with No Credit History
They also need your latest 3 months Bank Statements which your salary credited to that Account as Supporting Document beside yr Salaries Slips,
EPF printout. This can Convince them, You betul-betul earn that Much $ tiada Tipu orang (This my own Experience).

OR You can Sign-Up for Fixed Deposit Pledges for Credit Card (min. $20k-$30k)
But Not every bank Accept it....Hears Maybank, HLB got this kind of service
the CL usually max up to the FD Figure that pledge only

& Lastly, Try to get Yourself Local Bank Credit Card (RHB, HLB) to build up yr Credit History 1st X Rush to apply Overseas Bank CC they x approve if you x have Credit History...

You x have Credit Card is not the End of the World...so No Big Deal still got Debit Card to carry on...
Cheers

This post has been edited by hye: Jan 16 2013, 02:24 PM

New credit card features for Hong Leong bank - Wise Card

Can get up to RM 100 cashback per month with min spend 50 for 10 times

http://www.hlb.com.my/pfs/cc/ccwise_10.jsp?flag=ccwise

Wanna ask pay minimum payment before due date will affect ccris??

Major drawback of this card
1. need to spend at least rm500 per month (10 swipes with min rm50)
2. only 2 categories + 1 bonus categories which is mobile are entitle for the cash back in a month
3. Is annual fee waivable ?
4. you will have to pay RM10 if you switch to new category

This post has been edited by notok: Jan 16 2013, 09:29 AM

Anyone receive the 4X bonus points for the Maybankand Petronas Visa - Smile campaign for 15 /1/2013 ?

I register on 25 Dec and no yet receive the extra points

dear all....

I have some issue regarding the hsbc amanah and would like to seek advice..

the Government service tax fee is charge upon you received the card and after you activate it or once the bank approved your card?

then bank is claming that the fee will be impose once the bank approved the card. but it just won't make sense. if somehow i didn't received the card and no activation, can the bank still impose me ?

many thanks

Yes, upon approval.

hmm, but it sounds like a good card for petrol rebate right?

Hi. I just got my first credit card (Citibank Cash Back Platinum). Before this I'm using Maybank Debit Card. Somehow I feel that its annual fee quite high and thinking to change to other card.

My minimum spending should be around RM600 permonth (200 on petrol, 200 on grocery, 200 on bills).

Which cc is good for me..Quite blur here..

Thanks

OCBC Ti or Maybank 2 cards, read up about it and see if it suits you.

Does Maybank allows transferring EzyPay from one card (Visa) to another card (Visa) ?

cimb classic master card is it fine for biggeners.........need credit card for emergency purposed only any idea or any better card but cimb master card classic the yarly fee is waived

I don't like Cimb because when we redeem things by using our collected points they charge us courier charges.

Thanks. I think Maybank 2 Platinum Card suits me.. will apply for it!

Can't understand your question.
If card upgrade/replacement, they can transfer to the new card.

I plan to cancel the Maybankard Petronas Visa and transfer the EzyPay to the Maybankard 2 Visa.. Is this possible ?

Yes, my fren done it last year after i recommend to apply Mbb2 cards.

I have called Citibank to cancel the card. It seems that if I swipe 2 times /month (any amount), they can waive the annual fees..Now, I'm not sure either want to cancel it or not ..

This post has been edited by lov3too4ll: Jan 17 2013, 11:14 AM

citibank rewards card quite decent

well, do your own assessment, which card will give you more benefit