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 Latest Car Loan Rate 2012-2021| 2021

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aromachong
post May 26 2015, 08:57 PM

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QUOTE(stevenng97 @ May 26 2015, 08:56 PM)
I never apply anything before even CC
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clear CCRIS.. no wonder.. u dont have record 90% need guarantor
stevenng97
post May 26 2015, 08:59 PM

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What mean of ccris?
Sh@rty 5
post May 26 2015, 10:01 PM

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QUOTE(stevenng97 @ May 26 2015, 08:59 PM)
What mean of ccris?
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ask ur sa to rush the bank tongue.gif tell him if not u finding another salesman lo

cause we dunno ur pay, ur bank status n etc. so hard to comment

but like wat a forumer say, better start finding a guarantor
Sh@rty 5
post May 26 2015, 10:01 PM

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QUOTE(stevenng97 @ May 26 2015, 08:59 PM)
What mean of ccris?
*
ask ur sa to rush the bank tongue.gif tell him if not u finding another salesman lo

cause we dunno ur pay, ur bank status n etc. so hard to comment

but like wat a forumer say, better start finding a guarantor
ctrl_alt_del
post May 27 2015, 02:54 PM

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QUOTE(stevenng97 @ May 26 2015, 07:45 PM)
Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistaken
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Just to share a bit..
SA submitted loan applications to mbb and pbb....reason, he said to make them competitive a bit..
Submitted on tuesday, mbb approved on the same day. Today, pbb call (interview)..
I told them my status, i told them to only proceed if they can beat mbb rate. Pbb staff said will try their best and get back to me...
So i just hold on rather than accepting mbb 2.6% at the moment....
aromachong
post May 27 2015, 04:29 PM

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QUOTE(ctrl_alt_del @ May 27 2015, 02:54 PM)
Just to share a bit..
SA submitted loan applications to mbb and pbb....reason, he said to make them competitive a bit..
Submitted on tuesday, mbb approved on the same day. Today, pbb call (interview)..
I told them my status, i told them to only proceed if they can beat mbb rate. Pbb staff said will try their best and get back to me...
So i just hold on rather than accepting mbb 2.6% at the moment....
*
affin gave lowest... try affin and u will be surprised. my client 5 figures income loan her camry get 2.5 this year
beyond86
post May 27 2015, 06:01 PM

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QUOTE(stevenng97 @ May 26 2015, 08:59 PM)
What mean of ccris?
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read this

http://creditbureau.bnm.gov.my/ccris.html
Sh@rty 5
post May 27 2015, 08:39 PM

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QUOTE(ctrl_alt_del @ May 27 2015, 02:54 PM)
Just to share a bit..
SA submitted loan applications to mbb and pbb....reason, he said to make them competitive a bit..
Submitted on tuesday, mbb approved on the same day. Today, pbb call (interview)..
I told them my status, i told them to only proceed if they can beat mbb rate. Pbb staff said will try their best and get back to me...
So i just hold on rather than accepting mbb 2.6% at the moment....
*
thumbup.gif

true in submitting to 2 banks lo, at least if one rejected, dun have to wait another few days before subdmmiting another bank

hehe but as in competitive, not reli sure though, how would the bank knw u submitted to 2 banks laugh.gif

QUOTE(beyond86 @ May 27 2015, 06:01 PM)
thumbup.gif
ctrl_alt_del
post May 27 2015, 08:54 PM

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QUOTE(Sh@rty 5 @ May 27 2015, 08:39 PM)
thumbup.gif

true in submitting to 2 banks lo, at least if one rejected, dun have to wait another few days before subdmmiting another bank

hehe but as in competitive, not reli sure though, how would the bank knw u submitted to 2 banks  laugh.gif
thumbup.gif
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Bank A approved first, next Bank B call...tell Bank B I want it below xx% as bank A offered __..

In my case, day 1 MBB approve, day 2 PBB just called...I tell the caller...get below 2.6% or don't bother
Then he said will try his best & get back to me.
SUSanti@
post May 27 2015, 10:26 PM

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what is the current interest rate for axia? is it above 3 for all local manufacturer? please correct me if im wrong. thanks =D
ProX
post May 27 2015, 11:29 PM

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i checked interest rate via ambank calculator for 2nd hand audi a4 2008, 90k loan 3 yrs = 4.05%. I thought below 4%?
n_chun21
post May 28 2015, 08:42 PM

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Pre register car 2014 loan approve from maybank 2.62% n Hlb get 2.79% 9 year loan... For info....
heavensea
post Jun 1 2015, 07:06 PM

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Hi guys,
what is the interest rate for proton and honda new car?
Unseen83
post Jun 2 2015, 05:13 PM

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QUOTE(stevenng97 @ May 26 2015, 08:56 PM)
I never apply anything before even CC
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hmm.gif (if you worried so much why not...) bro i just bring my 3 month salary to the bank.. ask for Car loan, bank loan officer take my payslip copy my IC/driver next day approve Easy.. biggrin.gif go to Car showroom talk SA and say u want to buy car and give bank loan a call he sorted the fund and now i wait for my car... smile.gif
Unseen83
post Jun 2 2015, 05:17 PM

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QUOTE(heavensea @ Jun 1 2015, 07:06 PM)
Hi guys,
what is the interest rate for proton and honda new car?
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hmm.gif that depend on the Bank.. But Proton interest is from 2.8% to 3.3% (bank muamalat/Bank rakyat interest depend on amount loan deposit u pay car) Honda(or other import car) 2.2% to 2.8% (bank BSN is lowest but to be bumi if not mistaken la.. and AM bank i get 2.46% for my nissan car but i take 5 year 90% loan) icon_rolleyes.gif
heavensea
post Jun 2 2015, 05:33 PM

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QUOTE(Unseen83 @ Jun 2 2015, 05:17 PM)
hmm.gif  that depend on the Bank.. But Proton interest is from 2.8% to 3.3% (bank muamalat/Bank rakyat interest depend on amount loan deposit u pay car)  Honda(or other import car) 2.2% to 2.8% (bank BSN is lowest but to be bumi if not mistaken la.. and AM bank i get 2.46% for my nissan car but i take 5 year 90% loan)  icon_rolleyes.gif
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Hi pal, thanks for the info. The car dealer is working it for me, and I need loan around 60 percents of the car price. Hopefully can get it at 2.85%.

Do you mind to share with me of the second hand car loan of ford? (Ford focus) the car price is around 90k.
Unseen83
post Jun 2 2015, 06:53 PM

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QUOTE(heavensea @ Jun 2 2015, 05:33 PM)
Hi pal, thanks for the info. The car dealer is working it for me, and I need loan around 60 percents of the car price. Hopefully can get it at 2.85%.

Do you mind to share with me of the second hand car loan of ford? (Ford focus) the car price is around 90k.
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blush.gif sorry i dunno... i never exp buying secondhand car and if not mistaken i been told it is higher for used car.. roughly 3.5%-4.5%+ that also im not sure la.. x
heavensea
post Jun 2 2015, 07:00 PM

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QUOTE(Unseen83 @ Jun 2 2015, 06:53 PM)
blush.gif  sorry i dunno...  i never exp buying secondhand car and if not mistaken i been told it is higher for used car..  roughly 3.5%-4.5%+  that also im not sure la.. x
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It's alright pal. That's what friend told me, thanks anway biggrin.gif
silverchain
post Jun 4 2015, 02:15 AM

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Which bank provide the best interest rate for brand new nissan almera? 😙
Jirie
post Jun 4 2015, 11:44 AM

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I applied 3 bank for 158k loan of new recond car.
You still can nego the interest rates upon approved if you are buying new/recond foreign cars. Below are the rates I got from each banks.
HLB - 2.8%
PB - 2.82%
Affin - 2.55%

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