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 Latest Car Loan Rate 2012-2021| 2021

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deric79k
post May 18 2015, 11:54 PM

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looking buy used or recon car , loan 9 years , 140k loan , any intro?

kyoshooo
post May 19 2015, 09:48 AM

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Selling my Mazda 6 2.5 FL year 2010 interested?
Sh@rty 5
post May 19 2015, 01:25 PM

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QUOTE(bongo @ Apr 27 2015, 09:36 AM)
interested in getting RM120k loan for non national new car. Agent pls pm me, thanks.
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QUOTE(deric79k @ May 18 2015, 11:54 PM)
looking buy used or recon car , loan 9 years , 140k loan , any intro?
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Have u guys tried applying urself ?

9 years for a recond car seems kinda hard

As for 120 k for non national car . Not a problem depending on ur age

I kns someone who can apply a car loan without a payslip b strong bank statement . Or if ur loan got rejected cause of over commitment but they do take a fee for it
samwongjyhhorng
post May 19 2015, 04:33 PM

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Mazda 5 2012.loan rm92700 interest rate is 2.86%,9 years loan.maybank
Dark8870
post May 19 2015, 05:35 PM

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Can any agent provide 36K loan for a 2006 Civic? Please PM me. Thanks.
jzack
post May 22 2015, 10:13 PM

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need agent. trying to get 75k loan for unreg nissan 370z
Sh@rty 5
post May 23 2015, 12:18 AM

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QUOTE(jzack @ May 22 2015, 10:13 PM)
need agent. trying to get 75k loan for unreg nissan 370z
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Y din ask ur salesman to do the loan bro
jzack
post May 23 2015, 11:03 AM

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trying to find a few options bro.. to get the lowest %.. plus, its my 1st time buying car with loan..

edit : is the rate fixed for each bank?

This post has been edited by jzack: May 23 2015, 11:06 AM
Sh@rty 5
post May 23 2015, 03:10 PM

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QUOTE(jzack @ May 23 2015, 11:03 AM)
trying to find a few options bro.. to get the lowest %.. plus, its my 1st time buying car with loan..

edit : is the rate fixed for each bank?
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U dun have to go through agent

After all agen don't earn much from it so I doubt any would even be interested

Just ask ur salesman to submit a few banks and see which give u the best offer
.
jzack
post May 23 2015, 10:27 PM

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QUOTE(Sh@rty 5 @ May 23 2015, 03:10 PM)
U dun have to go through agent

After all agen don't earn much from it so I doubt any would even be interested

Just ask ur salesman to submit a few banks and see which give u the best offer
.
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Alrite.. Will do.. Thx for the advice bro.. 👍🏼
stevenng97
post May 26 2015, 03:11 PM

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Hi guys may I know if my SA apply all those document but it take over 1 week still haven't call me may I call to bank asking whether approve or not ? First time car loan in cimb
ctrl_alt_del
post May 26 2015, 06:03 PM

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Maybank, 2.60, 5 years, 150k.
Best part is, submitted at noon, someone called after lunch...
Approved 5++pm.
Sh@rty 5
post May 26 2015, 07:05 PM

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QUOTE(stevenng97 @ May 26 2015, 03:11 PM)
Hi guys may I know if my SA apply all those document but it take over 1 week still haven't call me may I call to bank asking whether approve or not ? First time car loan in cimb
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hmm ask ur sa to double check

but there r cases where document isnt rite or strong, they wont even be bothered to call


stevenng97
post May 26 2015, 07:45 PM

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QUOTE(Sh@rty 5 @ May 26 2015, 07:05 PM)
hmm ask ur sa to double check

but there r cases where document isnt rite or strong, they wont even be bothered to call
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Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistaken
aromachong
post May 26 2015, 07:49 PM

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QUOTE(stevenng97 @ May 26 2015, 07:45 PM)
Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistaken
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last time when i used to loan ex vios, my income was 6 figures, approved within 30 minutes at my home branch

u put more than 10% downpayment, shouldnt be problem ... or u work less than 1 yr? ur company sdn bhd? mnc? etc...?
stevenng97
post May 26 2015, 07:55 PM

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QUOTE(aromachong @ May 26 2015, 07:49 PM)
last time when i used to loan ex vios, my income was 6 figures, approved within 30 minutes at my home branch

u put more than 10% downpayment, shouldnt be problem ... or u work less than 1 yr? ur company sdn bhd? mnc? etc...?
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My company sdn bhd work half year only . Beside that I normally work in kl and I apply from my hometown which is kelantan. I'm apply since last week sunday( kelantan bank working only Sunday)
aromachong
post May 26 2015, 07:56 PM

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QUOTE(stevenng97 @ May 26 2015, 07:55 PM)
My company sdn bhd work half year only . Beside that I normally work in kl and I apply from my hometown which is kelantan. I'm apply since last week sunday( kelantan bank working only Sunday)
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i guess need guarantor... bank now tightens their loan .. if im not mistaken must work more than >1 yrs and age is also one of the factor..
stevenng97
post May 26 2015, 08:21 PM

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QUOTE(aromachong @ May 26 2015, 07:56 PM)
i guess need guarantor... bank now tightens their loan .. if im not mistaken must work more than >1 yrs and age is also one of the factor..
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Im 24 beside that my friend apply public bank without guarantor plus he also working half year he downpayment 30k for vios Trd and the bank call him in 3 days sad :-(
Sh@rty 5
post May 26 2015, 08:44 PM

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QUOTE(stevenng97 @ May 26 2015, 08:21 PM)
Im 24 beside that my friend apply public bank without guarantor plus he also working half year he downpayment 30k for vios Trd and the bank call him in 3 days sad :-(
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sometimes not about pay only

they see ur commitment, ur bank statement

or maybe u have ctos or ccris

which u did not realize


dun be surprise if u have any p1 bill which u didnt pay or etc

tongue.gif
stevenng97
post May 26 2015, 08:56 PM

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QUOTE(Sh@rty 5 @ May 26 2015, 08:44 PM)
sometimes not about pay only

they see ur commitment, ur bank statement

or maybe u have ctos or ccris

which u did not realize
dun be surprise if u have any p1 bill which u didnt pay or etc

tongue.gif
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I never apply anything before even CC

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