looking buy used or recon car , loan 9 years , 140k loan , any intro?
Latest Car Loan Rate 2012-2021| 2021
Latest Car Loan Rate 2012-2021| 2021
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May 18 2015, 11:54 PM
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Senior Member
1,551 posts Joined: Nov 2008 |
looking buy used or recon car , loan 9 years , 140k loan , any intro?
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May 19 2015, 09:48 AM
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Junior Member
382 posts Joined: Jan 2003 |
Selling my Mazda 6 2.5 FL year 2010 interested?
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May 19 2015, 01:25 PM
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Junior Member
104 posts Joined: Nov 2007 |
QUOTE(bongo @ Apr 27 2015, 09:36 AM) QUOTE(deric79k @ May 18 2015, 11:54 PM) Have u guys tried applying urself ?9 years for a recond car seems kinda hard As for 120 k for non national car . Not a problem depending on ur age I kns someone who can apply a car loan without a payslip b strong bank statement . Or if ur loan got rejected cause of over commitment but they do take a fee for it |
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May 19 2015, 04:33 PM
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Junior Member
10 posts Joined: Jun 2010 |
Mazda 5 2012.loan rm92700 interest rate is 2.86%,9 years loan.maybank
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May 19 2015, 05:35 PM
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Junior Member
309 posts Joined: Jan 2007 |
Can any agent provide 36K loan for a 2006 Civic? Please PM me. Thanks.
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May 22 2015, 10:13 PM
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Junior Member
203 posts Joined: Aug 2010 |
need agent. trying to get 75k loan for unreg nissan 370z
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May 23 2015, 12:18 AM
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Junior Member
104 posts Joined: Nov 2007 |
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May 23 2015, 11:03 AM
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Junior Member
203 posts Joined: Aug 2010 |
trying to find a few options bro.. to get the lowest %.. plus, its my 1st time buying car with loan..
edit : is the rate fixed for each bank? This post has been edited by jzack: May 23 2015, 11:06 AM |
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May 23 2015, 03:10 PM
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Junior Member
104 posts Joined: Nov 2007 |
QUOTE(jzack @ May 23 2015, 11:03 AM) trying to find a few options bro.. to get the lowest %.. plus, its my 1st time buying car with loan.. U dun have to go through agent edit : is the rate fixed for each bank? After all agen don't earn much from it so I doubt any would even be interested Just ask ur salesman to submit a few banks and see which give u the best offer . |
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May 23 2015, 10:27 PM
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Junior Member
203 posts Joined: Aug 2010 |
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May 26 2015, 03:11 PM
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Senior Member
1,057 posts Joined: Jul 2009 |
Hi guys may I know if my SA apply all those document but it take over 1 week still haven't call me may I call to bank asking whether approve or not ? First time car loan in cimb
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May 26 2015, 06:03 PM
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Senior Member
607 posts Joined: Jan 2005 |
Maybank, 2.60, 5 years, 150k.
Best part is, submitted at noon, someone called after lunch... Approved 5++pm. |
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May 26 2015, 07:05 PM
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Junior Member
104 posts Joined: Nov 2007 |
QUOTE(stevenng97 @ May 26 2015, 03:11 PM) Hi guys may I know if my SA apply all those document but it take over 1 week still haven't call me may I call to bank asking whether approve or not ? First time car loan in cimb hmm ask ur sa to double checkbut there r cases where document isnt rite or strong, they wont even be bothered to call |
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May 26 2015, 07:45 PM
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Senior Member
1,057 posts Joined: Jul 2009 |
QUOTE(Sh@rty 5 @ May 26 2015, 07:05 PM) hmm ask ur sa to double check Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistakenbut there r cases where document isnt rite or strong, they wont even be bothered to call |
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May 26 2015, 07:49 PM
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Trade Dispute
2,644 posts Joined: Sep 2013 |
QUOTE(stevenng97 @ May 26 2015, 07:45 PM) Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistaken last time when i used to loan ex vios, my income was 6 figures, approved within 30 minutes at my home branchu put more than 10% downpayment, shouldnt be problem ... or u work less than 1 yr? ur company sdn bhd? mnc? etc...? |
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May 26 2015, 07:55 PM
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Senior Member
1,057 posts Joined: Jul 2009 |
QUOTE(aromachong @ May 26 2015, 07:49 PM) last time when i used to loan ex vios, my income was 6 figures, approved within 30 minutes at my home branch My company sdn bhd work half year only . Beside that I normally work in kl and I apply from my hometown which is kelantan. I'm apply since last week sunday( kelantan bank working only Sunday)u put more than 10% downpayment, shouldnt be problem ... or u work less than 1 yr? ur company sdn bhd? mnc? etc...? |
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May 26 2015, 07:56 PM
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Trade Dispute
2,644 posts Joined: Sep 2013 |
QUOTE(stevenng97 @ May 26 2015, 07:55 PM) My company sdn bhd work half year only . Beside that I normally work in kl and I apply from my hometown which is kelantan. I'm apply since last week sunday( kelantan bank working only Sunday) i guess need guarantor... bank now tightens their loan .. if im not mistaken must work more than >1 yrs and age is also one of the factor.. |
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May 26 2015, 08:21 PM
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Senior Member
1,057 posts Joined: Jul 2009 |
QUOTE(aromachong @ May 26 2015, 07:56 PM) i guess need guarantor... bank now tightens their loan .. if im not mistaken must work more than >1 yrs and age is also one of the factor.. Im 24 beside that my friend apply public bank without guarantor plus he also working half year he downpayment 30k for vios Trd and the bank call him in 3 days sad :-( |
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May 26 2015, 08:44 PM
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Junior Member
104 posts Joined: Nov 2007 |
QUOTE(stevenng97 @ May 26 2015, 08:21 PM) Im 24 beside that my friend apply public bank without guarantor plus he also working half year he downpayment 30k for vios Trd and the bank call him in 3 days sad :-( sometimes not about pay onlythey see ur commitment, ur bank statement or maybe u have ctos or ccris which u did not realize dun be surprise if u have any p1 bill which u didnt pay or etc |
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May 26 2015, 08:56 PM
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Senior Member
1,057 posts Joined: Jul 2009 |
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