that depend on the Bank.. But Proton interest is from 2.8% to 3.3% (bank muamalat/Bank rakyat interest depend on amount loan deposit u pay car)  Honda(or other import car) 2.2% to 2.8% (bank BSN is lowest but to be bumi if not mistaken la.. and AM bank i get 2.46% for my nissan car but i take 5 year 90% loan) 

  sorry i dunno...  i never exp buying secondhand car and if not mistaken i been told it is higher for used car..  roughly 3.5%-4.5%+  that also im not sure la.. x

a noob question that about loan. i submitted my document yesterday and this afternoon bank officer call my HR to rectify. Normally how long it takes for loan approval?