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 Latest Car Loan Rate 2012-2021| 2021

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ctrl_alt_del
post May 26 2015, 06:03 PM

On my way
****
Senior Member
607 posts

Joined: Jan 2005


Maybank, 2.60, 5 years, 150k.
Best part is, submitted at noon, someone called after lunch...
Approved 5++pm.
ctrl_alt_del
post May 27 2015, 02:54 PM

On my way
****
Senior Member
607 posts

Joined: Jan 2005


QUOTE(stevenng97 @ May 26 2015, 07:45 PM)
Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistaken
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Just to share a bit..
SA submitted loan applications to mbb and pbb....reason, he said to make them competitive a bit..
Submitted on tuesday, mbb approved on the same day. Today, pbb call (interview)..
I told them my status, i told them to only proceed if they can beat mbb rate. Pbb staff said will try their best and get back to me...
So i just hold on rather than accepting mbb 2.6% at the moment....
ctrl_alt_del
post May 27 2015, 08:54 PM

On my way
****
Senior Member
607 posts

Joined: Jan 2005


QUOTE(Sh@rty 5 @ May 27 2015, 08:39 PM)
thumbup.gif

true in submitting to 2 banks lo, at least if one rejected, dun have to wait another few days before subdmmiting another bank

hehe but as in competitive, not reli sure though, how would the bank knw u submitted to 2 banks  laugh.gif
thumbup.gif
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Bank A approved first, next Bank B call...tell Bank B I want it below xx% as bank A offered __..

In my case, day 1 MBB approve, day 2 PBB just called...I tell the caller...get below 2.6% or don't bother
Then he said will try his best & get back to me.

 

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