monthly income of 2.4k with no other commitment and deduction.. is it possible to get car loan of 75k for 9 years? about what interest rate would it be?
Latest Car Loan Rate 2012-2021| 2021
Latest Car Loan Rate 2012-2021| 2021
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Jul 1 2015, 01:45 PM
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Junior Member
21 posts Joined: Jun 2015 From: Borneo Island ;) |
monthly income of 2.4k with no other commitment and deduction.. is it possible to get car loan of 75k for 9 years? about what interest rate would it be?
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Jul 1 2015, 04:39 PM
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Junior Member
98 posts Joined: May 2009 From: sha aramu |
how much loan can get for used 2009 Jazz?
thanks. |
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Jul 1 2015, 06:14 PM
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Junior Member
104 posts Joined: Nov 2007 |
QUOTE(Rumple92 @ Jul 1 2015, 01:45 PM) monthly income of 2.4k with no other commitment and deduction.. is it possible to get car loan of 75k for 9 years? about what interest rate would it be? Depending ion wat car r u buying Will affect the loan approval n also wat car make will have diff for the loan interest |
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Jul 1 2015, 06:23 PM
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Junior Member
21 posts Joined: Jun 2015 From: Borneo Island ;) |
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Jul 1 2015, 06:24 PM
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Junior Member
104 posts Joined: Nov 2007 |
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Jul 3 2015, 05:01 PM
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Newbie
5 posts Joined: Jun 2015 From: Puchong |
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Jul 3 2015, 05:44 PM
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Senior Member
2,337 posts Joined: Dec 2008 From: KING CANNEL JB |
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Jul 4 2015, 09:28 PM
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Junior Member
107 posts Joined: Jan 2015 |
banks love loan period of 5/6 years, they give the best IR. 7 yrs onwards go back up, 9 years max.
same loan, 5 yrs and 9 yrs repayment period, IR will be different even for the same person. |
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Jul 4 2015, 11:15 PM
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Senior Member
1,542 posts Joined: Jan 2005 From: Seri Kembangan |
What is the interest for 6 years if loan 90K?
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Jul 5 2015, 12:27 AM
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Junior Member
49 posts Joined: Jan 2003 |
Any agents out there who can offer better rate than 2.69% for 70k 9 year loan?
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Jul 5 2015, 01:06 AM
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Senior Member
3,592 posts Joined: Oct 2005 |
for sharing, public bank loan 77k@2.55 for 5 years, CIMB loan 77k@2.56 for 5 years
yes, the sweet spot for lowest interest is 5-7 years, 3 and 9 usually it goes up. |
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Jul 5 2015, 05:09 AM
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Senior Member
5,676 posts Joined: Jan 2003 From: KL |
what is the interest for roughly 2-3 years old 2nd hand car (audi,bmw,merc) ? price about 180k-200k
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Jul 5 2015, 02:28 PM
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Junior Member
31 posts Joined: Jun 2015 |
fyi,
cx5 ckd - loan 85% (rm115k) 9 years 2.61% (by ambank/maybank/pbb) same rate offered for me |
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Jul 6 2015, 06:42 AM
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Junior Member
75 posts Joined: Apr 2007 |
From experience it is better to look for our own loan? Do we usually get better rates? Planning for Honda and SA there say can kautim with 2.6+% but many here seem to be able to get 2.4+%
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Jul 6 2015, 09:47 AM
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Newbie
0 posts Joined: Jun 2015 |
QUOTE(v1n0d @ Jul 1 2015, 10:37 AM) 115k, 9 years, Honda. Interest rate offered is 2.61% by Maybank. i've got 2.57% from maybank for 9 years .. loan rm97600 for hrv s typeIf there's an SA out there who can get me a better rate than this, please PM me. public bank 2.62% 9 years 96800 bank rakyat 2.77% 9 years full loan 98600++ |
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Jul 6 2015, 03:09 PM
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Newbie
0 posts Joined: Jul 2015 |
Perodua Axia G (AT). DP rm7k and compare 5 years loan. interest rate how much? I want to less the interest rate more than 3.12% which 1 better bank? TQ
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Jul 6 2015, 03:21 PM
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Newbie
0 posts Joined: Jun 2015 |
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Jul 6 2015, 03:31 PM
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Newbie
0 posts Joined: Jun 2015 |
QUOTE(william85 @ Jun 4 2015, 04:37 PM) a noob question that about loan. i submitted my document yesterday and this afternoon bank officer call my HR to rectify. Normally how long it takes for loan approval? me only one day.. morning sa submit.. noon maybank officer call me.. then..before 5pm.. maybank notify me via sms that my loan is approved |
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Jul 7 2015, 10:55 PM
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Junior Member
11 posts Joined: Feb 2010 |
QUOTE(wddwz @ Jul 6 2015, 03:31 PM) me only one day.. morning sa submit.. noon maybank officer call me.. then..before 5pm.. maybank notify me via sms that my loan is approved Better ask properly I received same sms notification but the next day the PBB officer told me it's subject to guarantor or extra income document.. So mad as it give a mislead info to the customer |
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Jul 8 2015, 12:58 PM
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Newbie
5 posts Joined: Jun 2015 From: Puchong |
noob question. will bank charge any handling fee from us when applying for hire purchase loan? because this one bank had asked me rm500+ as handling fee.
last time i did car loan never need to pay for that. |
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