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 Latest Car Loan Rate 2012-2021| 2021

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Rumple92
post Jul 1 2015, 01:45 PM

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monthly income of 2.4k with no other commitment and deduction.. is it possible to get car loan of 75k for 9 years? about what interest rate would it be?
netzsch
post Jul 1 2015, 04:39 PM

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how much loan can get for used 2009 Jazz?
thanks.
Sh@rty 5
post Jul 1 2015, 06:14 PM

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QUOTE(Rumple92 @ Jul 1 2015, 01:45 PM)
monthly income of 2.4k with no other commitment and deduction.. is it possible to get car loan of 75k for 9 years? about what interest rate would it be?
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Depending ion wat car r u buying

Will affect the loan approval n also wat car make will have diff for the loan interest
Rumple92
post Jul 1 2015, 06:23 PM

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QUOTE(Sh@rty 5 @ Jul 1 2015, 06:14 PM)
Depending ion wat car r u buying

Will affect the loan approval n also wat car make will have diff for the loan interest
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what if its kia cerato? after downpayment, loan 75k.
Sh@rty 5
post Jul 1 2015, 06:24 PM

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QUOTE(Rumple92 @ Jul 1 2015, 06:23 PM)
what if its kia cerato? after downpayment, loan 75k.
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Hehe if got guarantor maybe ? Not very sure u can try

But if willing to spent 3.5k than 1k pay also can get the car out
albertemmer
post Jul 3 2015, 05:01 PM

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QUOTE(Unseen83 @ Jun 26 2015, 03:16 PM)
get AM bank. i manage to get 2.46% sure u can ask abit.. lessĀ  but my loan is RM118K 5 year loan.
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I try to get 100k for 7 years.
ambank offered me 2.55 while affin 2.50.
Dang.

This post has been edited by albertemmer: Jul 3 2015, 05:01 PM
Unseen83
post Jul 3 2015, 05:44 PM

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QUOTE(albertemmer @ Jul 3 2015, 05:01 PM)
I try to get 100k for 7 years.
ambank offered me 2.55 while affin 2.50.
Dang.
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yeah better than nothing do know that their Interest go up and down.. also depend on the loan officer.

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McPeePee
post Jul 4 2015, 09:28 PM

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banks love loan period of 5/6 years, they give the best IR. 7 yrs onwards go back up, 9 years max.

same loan, 5 yrs and 9 yrs repayment period, IR will be different even for the same person.

netcrawler
post Jul 4 2015, 11:15 PM

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What is the interest for 6 years if loan 90K?
splitzz
post Jul 5 2015, 12:27 AM

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Any agents out there who can offer better rate than 2.69% for 70k 9 year loan?
lin00b
post Jul 5 2015, 01:06 AM

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for sharing, public bank loan 77k@2.55 for 5 years, CIMB loan 77k@2.56 for 5 years

yes, the sweet spot for lowest interest is 5-7 years, 3 and 9 usually it goes up.
hazremi
post Jul 5 2015, 05:09 AM

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what is the interest for roughly 2-3 years old 2nd hand car (audi,bmw,merc) ? price about 180k-200k
fullframe17
post Jul 5 2015, 02:28 PM

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fyi,

cx5 ckd - loan 85% (rm115k) 9 years 2.61% (by ambank/maybank/pbb) same rate offered for me
wateverjunk
post Jul 6 2015, 06:42 AM

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From experience it is better to look for our own loan? Do we usually get better rates? Planning for Honda and SA there say can kautim with 2.6+% but many here seem to be able to get 2.4+%
wddwz
post Jul 6 2015, 09:47 AM

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QUOTE(v1n0d @ Jul 1 2015, 10:37 AM)
115k, 9 years, Honda. Interest rate offered is 2.61% by Maybank.

If there's an SA out there who can get me a better rate than this, please PM me.
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i've got 2.57% from maybank for 9 years .. loan rm97600 for hrv s type
public bank 2.62% 9 years 96800
bank rakyat 2.77% 9 years full loan 98600++
chinkeong92
post Jul 6 2015, 03:09 PM

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Perodua Axia G (AT). DP rm7k and compare 5 years loan. interest rate how much? I want to less the interest rate more than 3.12% which 1 better bank? TQ
wddwz
post Jul 6 2015, 03:21 PM

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QUOTE(chinkeong92 @ Jul 6 2015, 03:09 PM)
Perodua Axia G (AT). DP rm7k and compare 5 years loan. interest rate how much? I want to less the interest rate more than 3.12% which 1 better bank? TQ
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on april .. got 3.1% 9 years full loan for axia basic from maybank
wddwz
post Jul 6 2015, 03:31 PM

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QUOTE(william85 @ Jun 4 2015, 04:37 PM)
a noob question that about loan. i submitted my document yesterday and this afternoon bank officer call my HR to rectify. Normally how long it takes for loan approval?
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me only one day.. morning sa submit.. noon maybank officer call me.. then..before 5pm.. maybank notify me via sms that my loan is approved
beeboo88
post Jul 7 2015, 10:55 PM

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QUOTE(wddwz @ Jul 6 2015, 03:31 PM)
me only one day.. morning sa submit.. noon maybank officer call me.. then..before 5pm.. maybank notify me via sms that my loan is approved
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Better ask properly I received same sms notification but the next day the PBB officer told me it's subject to guarantor or extra income document.. So mad as it give a mislead info to the customer
albertemmer
post Jul 8 2015, 12:58 PM

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noob question. will bank charge any handling fee from us when applying for hire purchase loan? because this one bank had asked me rm500+ as handling fee.

last time i did car loan never need to pay for that.

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