A friend bought Nissan X-trail 2.5, loan amount RM120k, 9 years @ 2.61% from Public Bank
Latest Car Loan Rate 2012-2021| 2021
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 Jun 4 2015, 11:51 AM
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Junior Member
325 posts Joined: Apr 2008 From: Penang Island  
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Jun 4 2015, 04:37 PM
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Junior Member
30 posts Joined: Sep 2008
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a noob question that about loan. i submitted my document yesterday and this afternoon bank officer call my HR to rectify. Normally how long it takes for loan approval?
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Jun 5 2015, 05:29 PM
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Senior Member
9,616 posts Joined: Dec 2013
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QUOTE(william85 @ Jun 4 2015, 04:37 PM) a noob question that about loan. i submitted my document yesterday and this afternoon bank officer call my HR to rectify. Normally how long it takes for loan approval? 3-4 working days assumed it's not peak period, and how strong your "financial on paper".. |
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Jun 10 2015, 06:15 PM
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Junior Member
15 posts Joined: Jan 2008 
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FYI . PBB - Loan RM100K 9 years 2.85%, after negotiating 2.75%. Recon car
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Jun 10 2015, 07:19 PM
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Senior Member
2,337 posts Joined: Dec 2008 From: KING CANNEL JB
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QUOTE(silverchain @ Jun 4 2015, 02:15 AM) Which bank provide the best interest rate for brand new nissan almera? 😙 hm Tan Chong also have their own Car loan(provide interest rate 2.7-2.9% if customer fail get bank  ) but i apply with AM bank interest rate is 2.46% (for 5 year la i can confirm as what i got week ago buy Sylphy) xQUOTE(william85 @ Jun 4 2015, 04:37 PM) a noob question that about loan. i submitted my document yesterday and this afternoon bank officer call my HR to rectify. Normally how long it takes for loan approval? Gov officer(Doc/lecture/teacher with gov) 24 hour approve(not apply to kerani level) if PLC (private limited company) eh depend on how well company you work for(known or not) and how long you work there (full time) **what a bank officer(friend) told me sometime bank loan try their best to get you loan, so he got commission lolx |
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Jun 11 2015, 06:32 AM
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Junior Member
351 posts Joined: Apr 2013
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Hey guys, does the graduate scheme apply to only brand new cars? What about 2nd hand protons?
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Jun 11 2015, 08:55 PM
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Junior Member
79 posts Joined: Aug 2008 From: Petaling Jaya 
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Applied 7yr / 100k loan for Toyota Car and received reply from Ambank (2.48) & Affin (2.5). Is it ok ?
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Jun 26 2015, 02:46 PM
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Senior Member
6,358 posts Joined: Feb 2008 From: Internet World 
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Mazda 2 2015 9 year loan
Affin 2.59% |
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Jun 26 2015, 02:53 PM
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Junior Member
95 posts Joined: Apr 2007
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Just bought Proton Preve, June 2015.
CIMB: 3.06% for 9 years. This is the lowest I got compared to HLB or AM or PBB which are at about 3.10% +-. Cannot get lower than 3% due to my high commitment  Oh well, at least it is still approved  |
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Jun 26 2015, 02:56 PM
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Trade Dispute
2,644 posts Joined: Sep 2013 
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QUOTE(Unseen83 @ Jun 10 2015, 07:19 PM) hm Tan Chong also have their own Car loan(provide interest rate 2.7-2.9% if customer fail get bank MNC company , submit morning, one hour later approved ) but i apply with AM bank interest rate is 2.46% (for 5 year la i can confirm as what i got week ago buy Sylphy) xGov officer(Doc/lecture/teacher with gov) 24 hour approve(not apply to kerani level) if PLC (private limited company) eh depend on how well company you work for(known or not) and how long you work there (full time) **what a bank officer(friend) told me sometime bank loan try their best to get you loan, so he got commission lolx |
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Jun 26 2015, 02:57 PM
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Trade Dispute
2,644 posts Joined: Sep 2013
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QUOTE(lord_nasherz @ Jun 26 2015, 02:53 PM) Just bought Proton Preve, June 2015. how much is your commitment? the interest is damn high...CIMB: 3.06% for 9 years. This is the lowest I got compared to HLB or AM or PBB which are at about 3.10% +-. Cannot get lower than 3% due to my high commitment Oh well, at least it is still approved your DSR more than 80%? |
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Jun 26 2015, 03:16 PM
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Senior Member
2,337 posts Joined: Dec 2008 From: KING CANNEL JB
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QUOTE(xenxenxen @ Jun 11 2015, 08:55 PM) Applied 7yr / 100k loan for Toyota Car and received reply from Ambank (2.48) & Affin (2.5). Is it ok ? get AM bank. i manage to get 2.46% sure u can ask abit.. less but my loan is RM118K 5 year loan. |
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Jun 26 2015, 03:38 PM
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Junior Member
95 posts Joined: Apr 2007
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QUOTE(aromachong @ Jun 26 2015, 02:57 PM) how much is your commitment? the interest is damn high... Well, I have a Civic FD 2011 for my first car, this is my 2nd car, bought it for my wife.your DSR more than 80%? I have other loans and credit cards as well.  I think Proton interest rate is around 3% +-. Previously I bought my Satria Neo also got 3.3% interest rate from AMbank. At that time, the only commitment I got only my old Proton Wira Aeroback, no other loan or credit cards. Anyway, what is DSR? |
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Jun 27 2015, 08:44 AM
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Junior Member
134 posts Joined: Jun 2014
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whats the best rate now for new car loan 70k,6yrs?non national car.
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Jun 27 2015, 08:44 AM
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Junior Member
134 posts Joined: Jun 2014
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whats the best rate now for new car loan 70k,6yrs?non national car.
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Jun 27 2015, 03:36 PM
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Senior Member
9,616 posts Joined: Dec 2013
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For you guys information,
50k, 7 yrs, proton ss. Interest rate is 2.94 and 2.88 (for regular customer). From Hong Leong Bank |
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Jun 27 2015, 03:37 PM
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Senior Member
9,616 posts Joined: Dec 2013
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For you guys information,
50k, 7 yrs, proton ss. Interest rate is 2.94 and 2.88 (for regular customer). From Hong Leong Bank |
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Jul 1 2015, 12:33 AM
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Senior Member
1,542 posts Joined: Jan 2005 From: Seri Kembangan
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what is the rate for Altis brand new 80K?
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Jul 1 2015, 10:37 AM
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Senior Member
3,197 posts Joined: Mar 2007 From: Kuala Lumpur, Malaysia
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115k, 9 years, Honda. Interest rate offered is 2.61% by Maybank.
If there's an SA out there who can get me a better rate than this, please PM me. |
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Jul 1 2015, 01:37 PM
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Junior Member
260 posts Joined: Jun 2012
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any loan for salary below 2k , no commitment for 30k used car ?
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