QUOTE(Jinster @ Feb 17 2012, 02:25 PM)
yes, however they are happy with it when they can settle it earlier and at the same time, save a lil bit
well it's up to them as it is their decision to make
owning a car already would make us feel happy
many others can't own a car
We all know that its their decision. No point stating the obvious. But this is a forum where discussions take place. Its not a decision making platform where ppl have to conform to suggestions or ideas. But sharing ideas and opinions is what makes us better ppl.
Settling earlier doesnt save anything when uve already lost alot more by paying off the interest in the earlier years. Do the math and see. There is no savings. Its just reduction of losses.
Hiding behind the 'i own a car which makes me happier than those who dont' is merely hiding from reality. The same concept as those who buy mattresses on loan. What do they tell themselves? "Im so lucky to sleep on a mattress while 1 mil ppl in Africa are sleeping on the ground'? Common.
Stop comparing with ppl worse off just to lend legitimacy to our own failings. Compare with those who have done better and are doing better. The same as what our 'beloved' Gov has being doing all these years. Comparing Malaysia with 3rd world countries while ignoring our closest neighbour who is about 100 years ahead of us in technology, education, social welfare and quality of life despite having virtually zero natural resources.This post has been edited by cybermaster98: Feb 17 2012, 02:36 PM