Latest Car Loan Rate 2012-2021| 2021
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 May 26 2015, 07:49 PM
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#1
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2,644 posts Joined: Sep 2013  
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QUOTE(stevenng97 @ May 26 2015, 07:45 PM) Hi , may I know which not strong u mean the salary ? My income 2.6k have deduct epf and I downpayment myvi 15k the myvi advance 58k if not mistaken last time when i used to loan ex vios, my income was 6 figures, approved within 30 minutes at my home branch u put more than 10% downpayment, shouldnt be problem ... or u work less than 1 yr? ur company sdn bhd? mnc? etc...? |
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May 26 2015, 07:56 PM
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#2
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2,644 posts Joined: Sep 2013
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QUOTE(stevenng97 @ May 26 2015, 07:55 PM) My company sdn bhd work half year only . Beside that I normally work in kl and I apply from my hometown which is kelantan. I'm apply since last week sunday( kelantan bank working only Sunday) i guess need guarantor... bank now tightens their loan .. if im not mistaken must work more than >1 yrs and age is also one of the factor.. |
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May 26 2015, 08:57 PM
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#3
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2,644 posts Joined: Sep 2013
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QUOTE(stevenng97 @ May 26 2015, 08:56 PM) I never apply anything before even CC clear CCRIS.. no wonder.. u dont have record 90% need guarantor |
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May 27 2015, 04:29 PM
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#4
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2,644 posts Joined: Sep 2013
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QUOTE(ctrl_alt_del @ May 27 2015, 02:54 PM) Just to share a bit.. affin gave lowest... try affin and u will be surprised. my client 5 figures income loan her camry get 2.5 this yearSA submitted loan applications to mbb and pbb....reason, he said to make them competitive a bit.. Submitted on tuesday, mbb approved on the same day. Today, pbb call (interview).. I told them my status, i told them to only proceed if they can beat mbb rate. Pbb staff said will try their best and get back to me... So i just hold on rather than accepting mbb 2.6% at the moment.... |
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Jun 26 2015, 02:56 PM
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#5
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2,644 posts Joined: Sep 2013
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QUOTE(Unseen83 @ Jun 10 2015, 07:19 PM) hm Tan Chong also have their own Car loan(provide interest rate 2.7-2.9% if customer fail get bank MNC company , submit morning, one hour later approved ) but i apply with AM bank interest rate is 2.46% (for 5 year la i can confirm as what i got week ago buy Sylphy) xGov officer(Doc/lecture/teacher with gov) 24 hour approve(not apply to kerani level) if PLC (private limited company) eh depend on how well company you work for(known or not) and how long you work there (full time) **what a bank officer(friend) told me sometime bank loan try their best to get you loan, so he got commission lolx |
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Jun 26 2015, 02:57 PM
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#6
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2,644 posts Joined: Sep 2013
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QUOTE(lord_nasherz @ Jun 26 2015, 02:53 PM) Just bought Proton Preve, June 2015. how much is your commitment? the interest is damn high...CIMB: 3.06% for 9 years. This is the lowest I got compared to HLB or AM or PBB which are at about 3.10% +-. Cannot get lower than 3% due to my high commitment  Oh well, at least it is still approved  your DSR more than 80%? |
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May 26 2016, 09:09 AM
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#7
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2,644 posts Joined: Sep 2013
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QUOTE(ILV @ May 26 2016, 08:40 AM) i think this is a good rate. a lil bit high depend on profile evaluation i ask HLB before, they told me 60k, 5years is about 2.8%. waiting for their confirmation. 5 yrs shud be around 2.5-2.6%. try affin bank |
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Oct 28 2016, 05:57 PM
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#8
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2,644 posts Joined: Sep 2013
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QUOTE(K24 @ Oct 12 2016, 02:29 PM) 64k loan 9 years, 2.78% HLB, 2.79% MBB, and still friends getting 2.3x from affin, wonder how to get those rates? affin always offer the lowest % among other banks |
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