Working in Singapore v9, How to save 100k in 3 years to buy HDB?
|
|
 Dec 3 2011, 10:56 AM
|
 
Senior Member
1,305 posts Joined: Mar 2010 
|
QUOTE(junky_89 @ Dec 3 2011, 10:08 AM) seriously? But i felt quite weird.. dun know should attend or not... just a McD, not those hourly rated hotel room what's so weird about it?  but many insurance agent also using that place to "interview" potential "invester", good luck. |
|
|
|
|
|
Dec 3 2011, 11:52 AM
|
Senior Member
3,239 posts Joined: Jun 2005
|
McD still ok, at least not foodcourt or kopitiam lol
McD also have advantage if you are nervous person as these environment make you feel less tense compared to meeting/boardroom |
|
|
Dec 3 2011, 12:06 PM
|
Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam 
|
QUOTE(ivanswk @ Dec 3 2011, 02:13 AM)  3 autogate, none open  want to increase tax  its for decoration la... btw, guess who is the supplier of those equipments QUOTE(Mackiddo @ Dec 3 2011, 09:24 AM) this is new. an 'open concept' interview maybe ? I think they always do that in US for high position like CEO/COO/CFO .... lol... tai kor very funny  |
|
|
Dec 3 2011, 01:30 PM
|
Senior Member
5,859 posts Joined: Mar 2009 From: KL in JB/SG : 
|
QUOTE(alaskanbunny @ Dec 3 2011, 12:06 PM) lol... tai kor very funny really ! Steve Jobs used to interview and hire his top ppl this way.This post has been edited by Mackiddo: Dec 3 2011, 01:31 PM |
|
|
Dec 3 2011, 03:17 PM
|
Junior Member
245 posts Joined: Apr 2005
|
QUOTE(Suxiest @ Dec 2 2011, 03:40 PM) Already bought air ticket to go back during CNY ? SuxiestI'm leaving at Friday night, 20 Jan by driving back to KL. Anyone want to join ? since i'm alone driving back to home.  I PM-ed you but no reply from you yet. hokin |
|
|
Dec 3 2011, 06:05 PM
|
Junior Member
243 posts Joined: Jun 2008 From: malacca.....
|
yeah...i wanna follow too ok bo??drop me by at malacca can d
|
|
|
|
|
|
Dec 3 2011, 09:26 PM
|
Junior Member
460 posts Joined: Jan 2006 From: Malaysia , Melaka 
|
QUOTE(Suxiest @ Dec 2 2011, 03:40 PM) Already bought air ticket to go back during CNY ? Hihi can I join the car to half way of the journey and drop me at Melaka toll ?I'm leaving at Friday night, 20 Jan by driving back to KL. Anyone want to join ? since i'm alone driving back to home. |
|
|
Dec 3 2011, 11:42 PM
|
Junior Member
45 posts Joined: Apr 2010
|
QUOTE(Tigerr @ Nov 29 2011, 10:26 PM) singapore is getting sand from cambodia, vietnam, philipines, myanmar, malaysia and indonesia......however, there are many free sands from australia, saudi, africa if singapore can figure a way to get it.....their desert full of sand... That means Singapore is heavily dependant on neighbouring countries for water and sand. Is Singapore's internal and foreign policies are being dictated by the neighbouring countries? Can we conclude that Singapore cannot stand on her own feet and must have the support from cambodia, vietnam, philipines, myanmar, malaysia and indonesia? Can we say that these neighbours are pulling Singapore's nose where ever they want Singapore to go? If the West like American and European cease to have any trade with Singapore, would they able to survive?  Under the history, Singapore was one of the poorest nation in the 1960s after they came out from Malaya. Since then they have become so prosperous and developed largely owe to the support from the West. |
|
|
Dec 3 2011, 11:48 PM
|
|
Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
|
QUOTE(Murusundram @ Dec 3 2011, 11:42 PM) That means Singapore is heavily dependant on neighbouring countries for water and sand. Is Singapore's internal and foreign policies are being dictated by the neighbouring countries? Can we conclude that Singapore cannot stand on her own feet and must have the support from cambodia, vietnam, philipines, myanmar, malaysia and indonesia? Can we say that these neighbours are pulling Singapore's nose where ever they want Singapore to go? If the West like American and European cease to have any trade with Singapore, would they able to survive? soon, sg wont need water from msia... and sand, it is just business... $$$ buy you anythingUnder the history, Singapore was one of the poorest nation in the 1960s after they came out from Malaya. Since then they have become so prosperous and developed largely owe to the support from the West. actually it is the rest that needs support from sg, look at msia n indon begging sg for investment... sg is becoming like israel, a haven for elites... sg dont really depend on us n europe for trade... they depend more on asean countries... with us n europe is for business not trade actually they werent that poor as compared to msia... but they did well Added on December 3, 2011, 11:49 pmMalaysia ... US$42 billion (14.7% of total Singapore exports) United States $33 billion ... (11.5%) Indonesia ... $30 billion (10.7%) Hong Kong ... $29 billion (10.4%) China ... $27 billion (9.5%) Japan ... $17 billion (6%) Thailand ... $13 billion (4.5%) Australia ... $12 billion (4.1%) Malaysia ... $35 billion (14.4% of total Singapore imports) United States ... $31 billion (12.4%) China ... $27 billion (10.8%) Japan ... $25 billion (10.1%) Indonesia ...$14 billion (5.5%) Saudi Arabia ... $12 billion (4.7%) South Korea ... $11 billion (4.5%) http://daniel-workman.suite101.com/singapo...-buddies-a14622 This post has been edited by alaskanbunny: Dec 3 2011, 11:49 PM |
|
|
Dec 4 2011, 05:53 AM
|
Senior Member
1,106 posts Joined: Jan 2003 From: Some place where miracle happen..
|
|
|
|
Dec 4 2011, 09:13 AM
|
Senior Member
5,691 posts Joined: Mar 2006
|
QUOTE(rickysim84 @ Dec 4 2011, 05:53 AM) IMO that guy just wrote some long winded bullsh*t. My salary (on my offer letter) is quoted X per annum. If I'm paid weekly it's X/52 per week. Monthly it's X/12 per month. At the end exactly the same also what. |
|
|
Dec 4 2011, 10:01 AM
|
|
Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam
|
QUOTE(rickysim84 @ Dec 4 2011, 05:53 AM) bah, i wouldnt be bothered too much..  although i hate it so much that my bonus is such a huge % of my income... if only my salary is higher and bonus is less... zzz |
|
|
Dec 4 2011, 10:28 AM
|
Senior Member
2,491 posts Joined: Jun 2006 From: KL
|
QUOTE(rickysim84 @ Dec 4 2011, 05:53 AM) Nothing to shout about, it's called AWS(Annual wage supplement) for a reason, not 13th month bonus or other BS bonus. Also the same thing with annual increment. Generally people would take it as if it's really an increment. Bear in mind if the % is lower or the same as inflation rate, it is nothing more than a salary adjustment, for the sake of maintaining the same level of comfort/lifestyle. Anyway, something interesting about the blog: QUOTE In reality, if they pay us back the '13th month bonus', they employer still owe us 1 day's wages (29 - 28) and get away with it year after year, decade after decade. If you leave the company before the year is up your '13th month bonus' is forfeited instead of pro-rated. That's robbery. Anyone of you here get any pro-rated AWS when you leave a company before 31st Dec? Most of the employment contract states that one must work until the last day of the year in order to be entitled of full amount AWS. |
|
|
|
|
|
Dec 4 2011, 10:36 AM
|
|
Senior Member
3,168 posts Joined: Aug 2007
|
QUOTE(Murusundram @ Dec 3 2011, 11:42 PM) That means Singapore is heavily dependant on neighbouring countries for water and sand. Is Singapore's internal and foreign policies are being dictated by the neighbouring countries? Can we conclude that Singapore cannot stand on her own feet and must have the support from cambodia, vietnam, philipines, myanmar, malaysia and indonesia? Can we say that these neighbours are pulling Singapore's nose where ever they want Singapore to go? If the West like American and European cease to have any trade with Singapore, would they able to survive? I laugh at your idiotic efforts in trolling Singapore and you don't need to send me anymore PMs to ask me to ease off on you because I won't.Under the history, Singapore was one of the poorest nation in the 1960s after they came out from Malaya. Since then they have become so prosperous and developed largely owe to the support from the West. Don't give us that sh*te about writing your thesis because it's all bullcrap! You are just here to voice your jealousy and hatred towards Singapore! Singapore is prosperous due to their OWN efforts and they were not one of the poorest nations after they became independent in the 1960s - want to write a so-called thesis and you don't even have the basic facts correct. WTF.... |
|
|
Dec 4 2011, 10:45 AM
|
|
Senior Member
5,859 posts Joined: Mar 2009 From: KL in JB/SG :
|
QUOTE(yeahs4.1 @ Dec 4 2011, 10:28 AM) Anyway, something interesting about the blog: my Co give pro-rated AWS if you leave early, bonus also pro-rated Anyone of you here get any pro-rated AWS when you leave a company before 31st Dec? Most of the employment contract states that one must work until the last day of the year in order to be entitled of full amount AWS. Added on December 4, 2011, 10:47 am QUOTE(alaskanbunny @ Dec 4 2011, 10:01 AM) bah, i wouldnt be bothered too much.. Congrats bro, for getting a high bonus. Low wage worker like me can only just jelly you. although i hate it so much that my bonus is such a huge % of my income... if only my salary is higher and bonus is less... zzzAdded on December 4, 2011, 11:14 am (CNN) -- New Zealand is perceived as the least corrupt nation on earth, and Somalia and North Korea are seen as the most corrupt, a German watchdog organization said in a report released this week. The United States ranked 24th least corrupt on a "corruption perceptions index," the fourth-highest in the Western Hemisphere. Canada ranked 10th, the Bahamas is 21st and Chile is 22nd. Overall, the top spots are occupied mostly by European countries, with the exception of New Zealand, Singapore at No. 5 and Australia, which is tied for eighth with Switzerland. Other nations with top rankings are Denmark, Finland, Sweden, Norway and the Netherlands. In addition to Somalia and North Korea, which are tied for last at No. 182, the bottom of the list includes Myanmar, Afghanistan, Uzbekistan, Turkmenistan, Sudan, Iraq, Haiti and Venezuela. » Click to show Spoiler - click again to hide... « http://www.transparency.org/policy_researc...pi/2010/results SOS This post has been edited by Mackiddo: Dec 4 2011, 11:16 AM |
|
|
Dec 4 2011, 12:07 PM
|
Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
|
QUOTE(rickysim84 @ Dec 4 2011, 05:53 AM) The company owes you the 29 days IF you are a DAILY WAGE worker who HAPPENS to be paid on a (calendar) monthly interval.Most professional or graduate grade staff are paid calendar month salaries. Your salary in your employment contract is denominated by calendar month. I'm not sure what local Singapore law is, about AWS. In my company, AWS is paid to employees on payroll as at the 25th (pay day) December. So as long you're still on payroll on Dec 25, even if serving resignation notice, your December paycheck will be 2X your monthly salary. No pro rata if you resign too early. Funny thing is our bonus is prorated however. Maybe because it's actually a separate annual global contract which has it's own dates and criteria. Added on December 4, 2011, 12:10 pm QUOTE(bellion @ Dec 4 2011, 10:36 AM) I laugh at your idiotic efforts in trolling Singapore and you don't need to send me anymore PMs to ask me to ease off on you because I won't. +1Like This post has been edited by seantang: Dec 4 2011, 12:10 PM |
|
|
Dec 4 2011, 03:50 PM
|
|
Junior Member
139 posts Joined: May 2010
|
QUOTE(bellion @ Dec 4 2011, 10:36 AM) I laugh at your idiotic efforts in trolling Singapore and you don't need to send me anymore PMs to ask me to ease off on you because I won't. Why leh?Don't give us that sh*te about writing your thesis because it's all bullcrap! You are just here to voice your jealousy and hatred towards Singapore! Singapore is prosperous due to their OWN efforts and they were not one of the poorest nations after they became independent in the 1960s - want to write a so-called thesis and you don't even have the basic facts correct. WTF.... |
|
|
Dec 4 2011, 03:50 PM
|
|
Senior Member
1,569 posts Joined: Feb 2009
|
QUOTE(yeahs4.1 @ Dec 4 2011, 10:28 AM) Nothing to shout about, it's called AWS(Annual wage supplement) for a reason, not 13th month bonus or other BS bonus. clever people will start own business. Don't complain if you are employeesAlso the same thing with annual increment. Generally people would take it as if it's really an increment. Bear in mind if the % is lower or the same as inflation rate, it is nothing more than a salary adjustment, for the sake of maintaining the same level of comfort/lifestyle. Anyway, something interesting about the blog: Anyone of you here get any pro-rated AWS when you leave a company before 31st Dec? Most of the employment contract states that one must work until the last day of the year in order to be entitled of full amount AWS. |
|
|
Dec 4 2011, 03:52 PM
|
|
Junior Member
139 posts Joined: May 2010
|
QUOTE(Mackiddo @ Dec 4 2011, 10:45 AM) my Co give pro-rated AWS if you leave early, bonus also pro-rated Malaysia....master of all the corrupts....hahahaha!Added on December 4, 2011, 10:47 am Congrats bro, for getting a high bonus. Low wage worker like me can only just jelly you. Added on December 4, 2011, 11:14 am (CNN) -- New Zealand is perceived as the least corrupt nation on earth, and Somalia and North Korea are seen as the most corrupt, a German watchdog organization said in a report released this week. The United States ranked 24th least corrupt on a "corruption perceptions index," the fourth-highest in the Western Hemisphere. Canada ranked 10th, the Bahamas is 21st and Chile is 22nd. Overall, the top spots are occupied mostly by European countries, with the exception of New Zealand, Singapore at No. 5 and Australia, which is tied for eighth with Switzerland. Other nations with top rankings are Denmark, Finland, Sweden, Norway and the Netherlands. In addition to Somalia and North Korea, which are tied for last at No. 182, the bottom of the list includes Myanmar, Afghanistan, Uzbekistan, Turkmenistan, Sudan, Iraq, Haiti and Venezuela. » Click to show Spoiler - click again to hide... « http://www.transparency.org/policy_researc...pi/2010/results SOS |
|
|
Dec 4 2011, 03:53 PM
|
|
Senior Member
1,569 posts Joined: Feb 2009
|
QUOTE(Mackiddo @ Dec 4 2011, 10:45 AM) my Co give pro-rated AWS if you leave early, bonus also pro-rated Does corruption include the collusion and nepotism? If it is included I wonder how sg will be ranked?Added on December 4, 2011, 10:47 am Congrats bro, for getting a high bonus. Low wage worker like me can only just jelly you. Added on December 4, 2011, 11:14 am (CNN) -- New Zealand is perceived as the least corrupt nation on earth, and Somalia and North Korea are seen as the most corrupt, a German watchdog organization said in a report released this week. The United States ranked 24th least corrupt on a "corruption perceptions index," the fourth-highest in the Western Hemisphere. Canada ranked 10th, the Bahamas is 21st and Chile is 22nd. Overall, the top spots are occupied mostly by European countries, with the exception of New Zealand, Singapore at No. 5 and Australia, which is tied for eighth with Switzerland. Other nations with top rankings are Denmark, Finland, Sweden, Norway and the Netherlands. In addition to Somalia and North Korea, which are tied for last at No. 182, the bottom of the list includes Myanmar, Afghanistan, Uzbekistan, Turkmenistan, Sudan, Iraq, Haiti and Venezuela. » Click to show Spoiler - click again to hide... « http://www.transparency.org/policy_researc...pi/2010/results SOS |
|
Topic ClosedOptions
|
| Change to: |  0.0307sec
 0.43
 6 queries
 GZIP Disabled
Time is now: 28th November 2025 - 02:11 PM |
Quote