QUOTE(Mackiddo @ Dec 5 2011, 08:56 PM)
wow so fast. who is following you if i may ask ?
Silent reader.. I guess.. never saw him post at here before.. 
Working in Singapore v9, How to save 100k in 3 years to buy HDB?
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 Dec 6 2011, 12:03 PM
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Junior Member
130 posts Joined: Nov 2011 From: Cheras   
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Dec 6 2011, 12:04 PM
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(keelim @ Dec 6 2011, 09:37 AM) food + groceries @ 1.3k? Not really leh. Depends on how you eat. My lunch is typically between $10-15 (Jack's Place, Crystal Jade Kitchen, bento lunch etc). Even if it's chap fan, a nice piece of fish, meat and 3 veges will cost $6-7 bucks. Including a drink, averaging about $30-40 a day for 3 meals. Then each weekend, my groceries will be about $50-$100. And if go to nice restaurants and have a durian weekend... the it all goes to hell.Must be a lot of fat & calories in there... This post has been edited by seantang: Dec 6 2011, 12:05 PM |
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Dec 6 2011, 12:27 PM
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Senior Member
1,838 posts Joined: Dec 2007
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QUOTE(seantang @ Dec 6 2011, 12:04 PM) Not really leh. Depends on how you eat. My lunch is typically between $10-15 (Jack's Place, Crystal Jade Kitchen, bento lunch etc). Even if it's chap fan, a nice piece of fish, meat and 3 veges will cost $6-7 bucks. Including a drink, averaging about $30-40 a day for 3 meals. Then each weekend, my groceries will be about $50-$100. And if go to nice restaurants and have a durian weekend... the it all goes to hell. You different lah.. perhaps u are a high earner earning $5K to $8K a mth.I am just an Myanmar worker earning $1.5K... everyday white rice with curry gravy only. |
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Dec 6 2011, 12:30 PM
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Senior Member
1,838 posts Joined: Dec 2007
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QUOTE(wseng @ Dec 6 2011, 10:12 AM) Just to add on... we did a calculation last time.. Saving RM144K in 5 yrs is not alot actually...if really were to save on money i think overall expenses of around SGD1.5k (include everything from room to makan) is quite feasible.. Room : SGD 500-700 Makan : SGD 5 per meal (5 x 3 x 30) Mobile phone : SGD 30 Transport : SGD 5 per day (5 x 30) Misc : SGD 200 Adds up : 500+450+150+200 = SGD 1300 hence.. probably can get a 2.5k a month .. then savings of 1k per month .. 12k per year, and within 5 years.. can get 60k... That's RM 144k.... That's a very conservative figure... I would see that as quite a handsome sum as maybe many in the twenties working in MY would not achieve this easily... Buy a car in KL already lost RM60K, downpayment for a property will add-in another RM50K, buy some shares another RM30K.. that is for 5 yrs of savings. Now I target to save RM120K per year or RM600K in 5 years. This post has been edited by MPIK: Dec 6 2011, 12:33 PM |
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Dec 6 2011, 12:31 PM
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Senior Member
2,703 posts Joined: Jul 2007
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QUOTE(seantang @ Dec 6 2011, 12:04 PM) Not really leh. Depends on how you eat. My lunch is typically between $10-15 (Jack's Place, Crystal Jade Kitchen, bento lunch etc). Even if it's chap fan, a nice piece of fish, meat and 3 veges will cost $6-7 bucks. Including a drink, averaging about $30-40 a day for 3 meals. Then each weekend, my groceries will be about $50-$100. And if go to nice restaurants and have a durian weekend... the it all goes to hell. Walau this one really extravagant lunch. How is it even possible to finish 1 fish, 1 meat and 3 veggie chap fan??? I max max also 1 meat and 3 veggie for S$3.50....anything more stomache also burst.. |
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Dec 6 2011, 12:35 PM
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Senior Member
2,017 posts Joined: Jan 2007
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ok.. since people are posting transport so fast.. i also post mine.
I will be driving back from AMK to KL on the 20th Jan 2011 around 7-8pm. come back from KL- JB on the 24th Jan. anyone interested? Editted : I am driving a Myvi only. so i prefer 3 passenger max. This post has been edited by Lester1987: Dec 6 2011, 12:36 PM |
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Dec 6 2011, 12:39 PM
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Senior Member
1,933 posts Joined: Mar 2006 From: ~Universe~
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QUOTE(MPIK @ Dec 6 2011, 12:30 PM) Saving RM144K in 5 yrs is not alot actually... He is making an assumption of those earning $2.5k with saving of $1k/mth. Buy a car in KL already lost RM60K, downpayment for a property will add-in another RM50K, buy some shares another RM30K.. that is for 5 yrs of savings. Now I target to save RM120K per year or RM600K in 5 years. If your earning power is higher, ur target of RM120k/annum by no mean is achievable... |
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Dec 6 2011, 12:47 PM
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Senior Member
5,859 posts Joined: Mar 2009 From: KL in JB/SG :
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QUOTE(mercury8400 @ Dec 6 2011, 12:31 PM) Walau this one really extravagant lunch. How is it even possible to finish 1 fish, 1 meat and 3 veggie chap fan??? I max max also 1 meat and 3 veggie for S$3.50....anything more stomache also burst.. power ! I normal 2 meats, 1 fish & 1 vege @ 2.50, ice tea free when eat at Co canteen. when outside i eat 2 vege 1 meat  This post has been edited by Mackiddo: Dec 6 2011, 12:48 PM |
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Dec 6 2011, 12:50 PM
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Senior Member
5,691 posts Joined: Mar 2006
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QUOTE(keelim @ Dec 6 2011, 09:37 AM) food + groceries @ 1.3k? Must be a lot of fat & calories in there... Eh I think this is a "reasonable" food budget. I normally have lunch at this salad place near my office ($9.90). Dinner eat simple like Ramen already $20-$25. Breakfast budget $3 for cereal or toast+kopi or whatever set and that's already $1k+ not counting snacks, drinks, weekends (where you go out and eat $50+ dinners. |
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Dec 6 2011, 01:03 PM
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(mercury8400 @ Dec 6 2011, 12:31 PM) Walau this one really extravagant lunch. How is it even possible to finish 1 fish, 1 meat and 3 veggie chap fan??? I max max also 1 meat and 3 veggie for S$3.50....anything more stomache also burst.. Don't eat the rice lah... or eat less of it. |
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Dec 6 2011, 01:16 PM
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Junior Member
270 posts Joined: Dec 2005
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QUOTE(yiivei @ Dec 6 2011, 12:39 PM) He is making an assumption of those earning $2.5k with saving of $1k/mth. yeah... If your earning power is higher, ur target of RM120k/annum by no mean is achievable... if you would compare people who is making RM2.5k in KL . .and SGD2.5k in Singapore.. so the guy in Singapore would be very luxurious already ...while in KL .. is just trying to get the ends to meet.. |
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Dec 6 2011, 01:36 PM
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Senior Member
1,820 posts Joined: Jan 2003 From: KL/Singapore 
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anyone here working in sg audit big 4? any idea now application still open?
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Dec 6 2011, 02:29 PM
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Senior Member
1,305 posts Joined: Mar 2010
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QUOTE(MPIK @ Dec 6 2011, 12:27 PM) You different lah.. perhaps u are a high earner earning $5K to $8K a mth. I am just an Myanmar worker earning $1.5K... everyday white rice with curry gravy only. QUOTE(MPIK @ Dec 6 2011, 12:30 PM) Saving RM144K in 5 yrs is not alot actually... woo... $1.5k/month can save RM120K/year.... can teach me? Buy a car in KL already lost RM60K, downpayment for a property will add-in another RM50K, buy some shares another RM30K.. that is for 5 yrs of savings. Now I target to save RM120K per year or RM600K in 5 years.  this is even better than the title "how to save 100k in 3 years to buy a HDB". This post has been edited by r1v3r: Dec 6 2011, 02:41 PM |
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Dec 6 2011, 02:35 PM
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Senior Member
1,838 posts Joined: Dec 2007
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QUOTE(r1v3r @ Dec 6 2011, 02:29 PM) woo... $1.5k/month can save RM120K/year.... can teach me? Investments and shares + try to make some side income after work + work smart, then u can achieve that!It's time to enter the market again before year end.. eyeing UOB and Genting counters rite now. |
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Dec 6 2011, 02:36 PM
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Junior Member
130 posts Joined: Nov 2011 From: Cheras
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QUOTE(Lester1987 @ Dec 6 2011, 12:35 PM) ok.. since people are posting transport so fast.. i also post mine. So fast come back ? thought gonna on leave for the week ? I will be driving back from AMK to KL on the 20th Jan 2011 around 7-8pm. come back from KL- JB on the 24th Jan. anyone interested? Editted : I am driving a Myvi only. so i prefer 3 passenger max. Probably can tailgate abit ?  |
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Dec 6 2011, 02:44 PM
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Senior Member
1,305 posts Joined: Mar 2010
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QUOTE(MPIK @ Dec 6 2011, 02:35 PM) Investments and shares + try to make some side income after work + work smart, then u can achieve that! I know, just pulling a Myanmar worker's leg. With just S$1.5k, I think other workers only "invest" in toto.It's time to enter the market again before year end.. eyeing UOB and Genting counters rite now. |
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Dec 6 2011, 02:51 PM
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Junior Member
130 posts Joined: Nov 2011 From: Cheras
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QUOTE(MPIK @ Dec 6 2011, 02:35 PM) Investments and shares + try to make some side income after work + work smart, then u can achieve that! Eyeing on new gem coming to MY market soon..It's time to enter the market again before year end.. eyeing UOB and Genting counters rite now. |
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Dec 6 2011, 03:00 PM
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Junior Member
110 posts Joined: Oct 2006
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am wondering why u want to ask forummer how much to save if earn sgd4k/month. its depend to you lifestyle living in this sin city, depend on yourself to calculate. what if we tell u, u can save sgd2500/ month? can u make it? then if u cant make it, are you going to ask us again on how to how to how to? come on man, use ur brain to calculate. i know is not wrong to ask around for opinion, but at the end, is up to yourself on how much saving u r keen to save. cheers!!
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Dec 6 2011, 03:21 PM
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Junior Member
519 posts Joined: Apr 2008
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I know la it's depend on ourself..but jus wan to know the roughy spending only...
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Dec 6 2011, 03:50 PM
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Newbie
2 posts Joined: Dec 2011
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Hi guys, I am new here..
Yesterday I received an offer for Finance Manager for $5K + fixed transport allowance of $200 in a listed company. I have 4.5 yrs exp. Izit underpay? Should I ask for more or should I reject it? If I accept it, I need to start work on 15 Dec 2011. |
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