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Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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TSGen-X
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 Jul 21 2012, 08:46 AM
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Lifetime LYN Member
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QUOTE(gsc @ Jul 21 2012, 02:52 AM) all 0.05% higher than I reported. Sorry if my info. was misleading. I get the interest rate through the UOB counter lady when I carried out my transaction at the counter. Bro, the UOB FD interest rates you reported were correct for this week (16 - 20July). But effective next week, i.e. 23rd July, UOB increasing the rates by 0.05%. I guess many must be withdrawing they money and go deposit with OCBC or HLB and as such UOB had to made some adjustments to be competitive. This post has been edited by Gen-X: Jul 21 2012, 08:48 AM |
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SUSPink Spider
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Jul 21 2012, 11:03 AM
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QUOTE(MilesAndMore @ Jul 21 2012, 01:08 AM) No. You can't. I tried this before and upliftment of FD done online can only be done through the same channel. Somehow i missed this reply of yours when i made the reply to you post. Anyway, I tried to withdraw my e-FD through my home branch last time but it was not possible. This was 2 or 3 years ago. Yeah. A long time ago  Let us know if you can withdraw your e-FD at your home branch. By the way, home branch refers to your account holding branch. Just go back to the branch where you opened your savings or current account at. Yes, most if not all banks have this rule. U could have just uplift online at home then go to the branch to buy Cashier's Order...apa susah sangat?  |
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tay
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Jul 21 2012, 12:38 PM
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Getting Started
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QUOTE(Human Nature @ Jul 21 2012, 12:39 AM) HI, can I uplift CIMB e-FD over the counter? The reason is, I want to transfer the money using banker's cheque FOC  Can, I done it before at last year at home branch. Mine is Prime account, not sure other type of account. |
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Human Nature
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Jul 21 2012, 12:45 PM
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Thanks guys for the reply. I guess I will just not be stingy with the banker's cheque fee, going to home branch will cost me more. Looks like banks are starting to churn out new promos. 3.65% for 12 months by UOB so far looks good with no complicated step-up terms and no CASA required, unlike OCBC and HLB. Thumbs up.
Added on July 21, 2012, 12:46 pmQUOTE(Pink Spider @ Jul 21 2012, 11:03 AM) Yes, most if not all banks have this rule. U could have just uplift online at home then go to the branch to buy Cashier's Order...apa susah sangat? For cheapskate like me, the FOC is a thrill  This post has been edited by Human Nature: Jul 21 2012, 05:07 PM |
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SUSMNet
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Jul 21 2012, 01:04 PM
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gsc
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Jul 21 2012, 02:20 PM
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QUOTE(Human Nature @ Jul 21 2012, 12:45 PM) Thanks guy for the reply. I guess I will just not be stingy with the banker's cheque fee, going to home branch will cost me more. Looks like banks are starting to churning out new promos. 3.65% for 12 months by UOB so fars looks good with no complicated step-up terms and no CASA required, unlike OCBC and HLB. Thumbs up.
Added on July 21, 2012, 12:46 pmFor sheapskate like me, the FOC is a thrill it is called human nature  |
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gchowyh
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Jul 21 2012, 04:22 PM
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Guys,
Just to share 2 things:
1. I just uplifted my OCBC FD but was not charged anything for a banker's cheque & I am not a priority banking customer.
2. AM Bank priority banking is having a promo FD of 3.65% for 6 months. I think minimum is RM 50,000.
This post has been edited by gchowyh: Jul 21 2012, 04:23 PM
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debbieyss
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Jul 21 2012, 10:16 PM
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Confused with the HSCB Term Deposit  |
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MilesAndMore
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Jul 22 2012, 12:54 AM
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Look at all my stars!!
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QUOTE(debbieyss @ Jul 21 2012, 10:16 PM) Confused with the HSCB Term Deposit How so ? You need to elaborate more or else how are we supposed to know what you are confused with ? |
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ronnie
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Jul 22 2012, 01:35 AM
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QUOTE(debbieyss @ Jul 21 2012, 10:16 PM) Confused with the HSCB Term Deposit I know the story.... main issue was different HSBC Consultant does it differently. Mine allows auto-sweep from HSBC Amanah Advance-i to Term Deposit-i debbieyss requires to viswit HSBC twice .... |
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gsc
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Jul 22 2012, 02:02 PM
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QUOTE(Gen-X @ Jul 21 2012, 08:46 AM) Bro, the UOB FD interest rates you reported were correct for this week (16 - 20July). But effective next week, i.e. 23rd July, UOB increasing the rates by 0.05%. I guess many must be withdrawing they money and go deposit with OCBC or HLB and as such UOB had to made some adjustments to be competitive. tq. for a moment I thought I gave wrong info. here . . |
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1282009
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Jul 24 2012, 02:10 AM
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Quick one guys. If the FD maturity date is 25th July, the withdrawal can be made on 25th or 26th without losing the interest?
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ronnie
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Jul 24 2012, 02:58 AM
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QUOTE(1282009 @ Jul 24 2012, 02:10 AM) Quick one guys. If the FD maturity date is 25th July, the withdrawal can be made on 25th or 26th without losing the interest? You can withdraw on Mautiry Date, which is 25th |
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tbheng
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Jul 24 2012, 07:15 AM
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QUOTE(ronnie @ Jul 22 2012, 01:35 AM) I know the story.... main issue was different HSBC Consultant does it differently. Mine allows auto-sweep from HSBC Amanah Advance-i to Term Deposit-i debbieyss requires to viswit HSBC twice .... It is not that confusing after talking to the officer at the branch. 5%p.a. A great offer indeed.  I only visited the branch once to open account and bank in my cheque. They send my FD slips by mail.  |
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ycs
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Jul 24 2012, 09:27 AM
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QUOTE(tbheng @ Jul 24 2012, 07:15 AM) It is not that confusing after talking to the officer at the branch. 5%p.a. A great offer indeed. I only visited the branch once to open account and bank in my cheque. They send my FD slips by mail. is HSBC offering 5% pa? |
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Dino168
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Jul 24 2012, 11:05 AM
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Getting Started
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QUOTE(ycs @ Jul 24 2012, 09:27 AM) Is that the 50% of invested amount in time deposit and has to be a premier account holder? Ended mid July, right? |
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1282009
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Jul 24 2012, 11:15 AM
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QUOTE(ronnie @ Jul 24 2012, 02:58 AM) You can withdraw on Mautiry Date, which is 25th Thanks bro. |
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tbheng
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Jul 24 2012, 11:18 AM
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QUOTE(Dino168 @ Jul 24 2012, 11:05 AM) QUOTE QUOTE(ycs @ Jul 24 2012, 09:27 AM) is HSBC offering 5% pa? Is that the 50% of invested amount in time deposit and has to be a premier account holder? Ended mid July, right? Refer first post. The link is there. |
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yck1987
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Jul 24 2012, 11:29 AM
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hi bro, may I know the FD rate offer by Bank Rakyat as high as 4.01%, is that reliable ? And also how much is the minimum deposit ? I am considering to put FD in Bank Rakyat or UOB Bank which having FD promotion rate as 3.65%. Any comment from bro?
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chubbybobo
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Jul 24 2012, 04:09 PM
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New Member
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is there any minimum deposit for affin bank?
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