I am aiming for Affin Bank unless I can get a consistent higher rate elsewhere
Affin offers 3.6%

i moved my funds from SCB eSaver to OCBC 3 month FD - the receipt that I got is "GIA-I Fund" something... and no where in the FD slip says 3.5%... even though the teller told me it is 3.5%. weird... it only has a nisbah stating 20-80 I guess...
anyone opened FD with OCBC? pls share if this is normal.. thx

Went to see a RM @OCBC D.Utama regarding the 5%FD promo, and according to her I need to open 3 accounts, put 150k on 5%FD, and 150k FD on board rate (can't put on another promo rate like 3.8% as the T&C 4.3 stated that the 5%FD Promotion is not valid with any other promotion or other promotions as specified by OCBC Bank from time to time). When I told her others have managed to enjoy both promo rates she said at the end of Jan when they discover the discrepencies they might do some rectification. Looks like diff RM have their own interpretation of the promo.

For another two weeks only. This promotion started back in October last year.
You still need to pay them back in installment on a monthly basis. It means that you won't get the 0.4% interest. It's so much less than that. Citibank offered me a similar deal last month. I was thinking to take up the offer and put it all into my mom's ASB but in the end, i rejected the offer.

7% is achievable provided ur fren is smart enuff put into foreign currency account wit AUD denominations as wit the conversion should get him close to 6.5% pa

no doubt the best rate u could get wit 1.5m these days would be at 5% mayb if ur fren is lucky 5.5%

Maybank Islamic offering 5%pa for deposits above RM50K for non withdrawal for 1 month. Is there a catch?

try check this bank.... www.bankpstn.com.my..... they offer the highest rate ...

Bro Gen, the OCBC FD promo valid from 1 April 2012 until 30 June 2012

3-month for 3.5% p.a.
6-month for 3.65% p.a.

My FD matured today so I closed account and would be going back on Monday for the 6-month with the same fund.

if you have RM1 million , your passive income is no longer RM2465 only.

It could well be in the range of RM5800 a month.

Even though RM 1 million is considered  peanut, we must not forget alot of people dont even have 500k by the end of their life.

is HSBC offering 5% pa?

hi all, i went check the OCBC 4.5% FD offer, i think it's good for people that have time to switch. it's for 3 months only. 80% of fund will get 4.5%, 20% of fund will get 3%.

there have another one, unit trust linked. 50% of fund get 5%, another 50% get 4% but have to invest in 6 months investment which have some risks.

any thought from you guys?

SCB DU branch called me last Friday, asked me to transfer my step -up saving FD plan to another plan (6 months @ 4.5 %), which is more attractive, and he claimed that this is even more atttractive compare with the gradual rate step up plan. Anyone can comment on this? plan to top up another RM100K for this.