I was in OCBC yesterday and talked to their customer service. The quoted 4% is not guaranteed. Thats why it is called GIA. The 9 months 3.8% is fixed FD rate. Anyway, if the profit they got is higher, not sure if they will pay out higher than 4%. Well I rest the case............. Thanks for the info here as I have been looking for FD info recently.

Well, it depends on preference. For me, I still prefer a longer term with 3.75% FD. Shorter term wise, for 9 months, OCBC 3.8% is the highest.
Oh, KFH 4% should be the highest ??

hehe I nearly dump all my savings at Affin Bank but luckily I double check.

lucky to have a close family member working at some bank.

Yes, if you do not consider below:

1) Bank Raykat's Islamic investment (got conflicting reports, some reported interest payable can fluctuate) and MBSB 5 years FD, both not covered by PIDM.
2) HSBC 3 months FD (max half of deposited amount to enjoy promo rate) for new Premier Banking Customer.

Yah, many not aware it is a step up interest rate promo. Just to let you guys know, say if you PBB FD matures on a Saturday, Sunday or Public Holidays, PBB may deduct 1 or 2 days interest due to you when you withdraw your FD on the next working day. Happened to me, had to insist the Manager check with HQ if this was their policy and subsequently they paid me the interest.
Yes. not only that, you can most probably split the amount to CASA and FD too.
Standard charges for bank cheque:

Alliance and OCBC FOC if cheque written in your name. Can't remember if Citibank was free.

HLB and PBB RM2.15.

RHB and MBB RM5!

And for those of you who want to see Maybank Private Banking Golden Dragon Ang Pow, click here. 

u can refer to this http://www.exchangerate.my/FDRates/.

Not sure of banks having promo for 1 mth FD but for 3 or 9 mths, OCBC having 3.6/3.8% if I'm not mistaken.
KFH having 4% for 6/12/24 mths.

Thank you.

Hopefully we can get a instant news here right after the BNM meeting.. 

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Added on January 29, 2012, 8:45 pm

Add all the FD rates, and divide the total rates by 12 months = average is 3.49% for 1 year tenure.

This 3.49% for 1 year tenure is not competitive at all...

SMS from OCBC: Enjoy 3.80% pa on 9-months FD by 31st March. Fresh fund required, min RM10k.

Is this good?

Rhb bank is now offering 5 percent on 3 month fd rate base on Rm 50k. Anyone here participated?

Fixed / Time Deposit and Savings Account Promotions March 2012.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

Alliance Bank Fixed Deposit Promo until 31 March 2012. Minimum Fresh Fund RM10K

3 Months - 3.6%
UOB Bank Latest Fixed Deposit Promotion Rates - Minimum RM10K. Until end of April 2012.
3 months - 3.4%
6 months - 3.5%
12 months -3.7%
OCBC Bank Malaysia Promotion until 31st March 2012. Minimum Fresh Fund RM10K

3 Months 3.6%
9 Months 3.8% 

GIA-i Product contributed by tbheng Click here read Post#528 for Terms and Conditions
3-month 3.6%
9-month 3.8%

hi was wondering is there anymore bank promotion now?

Latest rates by OCBC - as usual minimum RM10K fresh fund.

3 Months - 3.5%
6 Months - 3.6%

Too bad no longer term but it is better that UOB by 0.1% 

Alliance Bank 3.6% for 3 months ended last month and currently no new promo.

Updated my blog and first post too. To read my comments on current promos please link to read more at my blog.

Malaysia Banks Fixed Deposit Promotion April 2012

** Edited**
Too busy recently with RTKXI, just read The Star and saw CIMB Ad for their Preferred Customers.



Average 3.56% but I got no idea if need to deposit funds into CASA to be eligible for the promo.

Noted. Thanks Bro.
click here for OCBC Promo T&C

or click below link to my blog, just updated it.

Latest Fixed Deposit Promotion April 2012
Talking about AUD FD, got me interested as my daughter is expected to go downunder  for her B.Sc. OCBC offering 8.67% for 1 month and their rate for 6 months at 4.58% not too bad. But, who knows what will the exchange rate be down the road.

Was looking at Melbourne banks, the term deposit rates really varies between banks. Maybe I will go do some research and post an article on AUD Term Deposit Rates. Can someone please give a the list of banks in Melbourne that have many ATM around besides NAB, Commonwealth and Bank of Melbourne. 

Earlier it was mentioned 6.5% for BankWest but max AUD500 deposit a month.
For OCBC, it is a Fixed Deposit Promo and minimum deposit RM10K

isn't OCBC is better in 3 months promotion FD as written in first page?

i mean for me, i prefer 3 months 3.5% its better.

4% for 3 mth FD at OCBC during Mighty Saver Weekend.

This post was mentioned earlier by one member and I asked the bank and was told not true. however, a couple of weeks back, the bank staff said it is true.

1st Saturday & Sunday of the month is the mighty saver promotion period.

To eligible for the 4%, you either have to

1) open a mighty saver account for kid or
2) open a saving account or
3) open a current account

Last Saturday approached the bank and the staff said no. I insisted she checked it up and later she said yes. Another incident showing the staff DOES NOT know their own products.

I waited till I personally can actually opened the saving and enjoyed the 4% for 3 mths last Saturday, then only shared here because it will be embarrassing if it is not true.

Min FD placement RM10k and max RM50k. For existing FD customers, it has to be fresh fund.

asked the bank staff and she said dont know when promotion ends.
saving account RM20, think has to remain open for 3 mths. Cant remember exactly coz not a big sum to be kept there

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Added on April 10, 2012, 10:12 pm

thanks. In that case Rentas in the morning and open FD in the afternoon will be safer

Bank Rakyat rates are all the same. The 3 diff fds are
1. Qiradh - fluctuating interest
2. Mubeen - Fixed interest.
3. Warga Emas - Fixed int only diff lower deposit

1 month - 3.26
3mth - 3.65
6 mth - 3.75
9 mth 3.85
12 mth - 4.01
15 mth - 4.05
and so on....

just remember above 50 k single cert can ask extra 0.05