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 Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.

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debbieyss
post May 26 2012, 12:55 PM

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so not professional one? The ad says promotion ends 30 June, no?
debbieyss
post May 26 2012, 12:57 PM

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But then again, if the interest of FD is high, meaning market is getting worse.
debbieyss
post May 26 2012, 07:08 PM

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QUOTE(Pink Spider @ May 26 2012, 05:23 PM)
Yeah, even AmInvestment Bank's award-winning UT fund AmDynamic Bond is underperforming lately...
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Are you sure? Bond fund should be doing good during market recession.
debbieyss
post May 28 2012, 12:31 AM

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QUOTE(yiyibrowers @ May 27 2012, 05:21 PM)
Currently CIMB have a promotion STEP-UP fixed deposit for Preferred Member with min RM 10k deposit....
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http://www.cimbbank.com.my/promo/stepupfd/
Promotional rates valid from 20 September 2011 to 31 January 2012.
sad.gif
debbieyss
post May 28 2012, 12:02 PM

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How come the latest information that I got from various bank websites are different from the info you guys sharing here?

You guys aren't getting the info from the websites? Which are the efficient ways to receive latest info from the banks?
debbieyss
post May 28 2012, 02:50 PM

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QUOTE(jasmine2001 @ May 28 2012, 02:37 PM)
JUST GET CALL FROM AMBANK, TODAY IS THE LAST DAY.
rclxub.gif
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I just called ambank 10 min ago and they said already discontinued since 26 May...
So which is true??? blink.gif
debbieyss
post May 28 2012, 10:09 PM

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I checked Bank Rakyat's website but didn't see any fixed deposit products advertising there.
debbieyss
post May 28 2012, 10:40 PM

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This one? http://www.bankrakyat.com.my/web/guest/120

No good. Store the money there for 4-5 years baru 4.30%...
debbieyss
post May 28 2012, 10:43 PM

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QUOTE(Pink Spider @ May 28 2012, 10:42 PM)
U wan good, for for unit trust bond funds sweat.gif

FD is only to preserve...
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i got unit trust already. But unit trust needs at least 3 years to see result, I want some reward after 6 months.
debbieyss
post May 28 2012, 10:45 PM

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QUOTE(kabal82 @ May 28 2012, 10:43 PM)
should be this link:-
http://www.bankrakyat.com.my/web/guest/125
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12 months can earn 4.01%.......hmm...can consider that... hmm.gif
debbieyss
post May 28 2012, 10:45 PM

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QUOTE(Pink Spider @ May 28 2012, 10:44 PM)
ini baru islamic FD...

http://www.bankrakyat.com.my/web/guest/125

tadi tu Personal Loan lar laugh.gif
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Sorry..... don't know how to read the jawi words... doh.gif
debbieyss
post May 28 2012, 11:08 PM

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QUOTE(OMG! @ May 28 2012, 11:01 PM)
what is the minimum deposited money?

The official site seems like not stating that.
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The website doesn't state the deposit amount. Will check tomorrow.
debbieyss
post May 29 2012, 01:56 PM

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Bank Rakyat's FD:

3 months - 3.65%, min RM500 deposit amount
6 months - 3.75%, min RM5k deposit amount
12 months - 4.01%, min RM5k deposit amount
debbieyss
post Jun 1 2012, 04:34 PM

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QUOTE(Macrusin @ Jun 1 2012, 12:51 PM)
OCBC Bank Malaysia Promotion until 30th June 2012. Minimum Fresh Fund RM10K

3 Months 3.5%
6 Months 3.65%

Tis 1 seems like the most attractive
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The below one seems like more more attractive.. brows.gif

» Click to show Spoiler - click again to hide... «
debbieyss
post Jun 1 2012, 11:57 PM

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QUOTE(Pink Spider @ Jun 1 2012, 04:38 PM)
but tell me...how many branches they got doh.gif

and...they operate like government dept BSN doh.gif
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Why care about the how many branches? You only deposit the money in the first month and withdraw the money in the 12th month, you're going there for twice only.
debbieyss
post Jun 11 2012, 01:38 PM

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I have one question-

Taking this interest rate plan for example:
3 Months 3.5%
6 Months 3.65%

Isn't it I would earn more if I put the deposit cash for 3-month term instead of 6-month term as the interest i earn will be compounded into the deposit cash and roll over for the next 3-month tenure?
debbieyss
post Jun 16 2012, 11:41 PM

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Do I need to pay any fee in order to close HSBC Amanah Advance-i account?
debbieyss
post Jun 19 2012, 03:41 PM

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QUOTE(rajivshm @ Jun 19 2012, 02:12 PM)
previously read abt bank rakyat 4% but missing d now... smile.gif
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You can still do it now. I called earlier this month and Bank Rakyat does still offer 4% per 12-month tenure.
debbieyss
post Jun 24 2012, 12:32 PM

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QUOTE(AVFAN @ Jun 24 2012, 02:28 AM)
a fren told me hong leong's board fd rate for 1m is only 2.9% now.

another banker says australia would be cutting rates next month.

a chance zeti planning to cut blr at next month meeting?
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So is this a sign of good or bad?
debbieyss
post Jun 25 2012, 04:54 PM

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QUOTE(tbheng @ Jun 25 2012, 02:01 PM)
Hi all, just for sharing....

I've just returned from HSBC Amanah Kota Damansara.
Took their new branch opening offers: 5% 3 month TD-i for non-premier category.  rclxm9.gif
The requirements and process seems rather straight forward.

Required the following 2 products to be openned:
1. Term Deposit-i: min RM5k, max RM50k.
2. Amanah Advance Acct-i: min RM100. rclxms.gif
(I have highlighted about the T&C said min RM500, the teller said RM100 is enough. RM500 is for Amanah Advance Acct-i alone.). 
She said the TD-i slips will be ready when my cheque cleared. I requested her to mail it to me instead of collecting at branch.
I also requested for internet banking. It is FOC.
I was given a big golf umbrella and recycle bag as welcome gifts.  biggrin.gif

This should be the highest FD rate for the moment. Highly recommended.  nod.gif
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Hi thanks for sharing.

I plan to do it tomorrow but before that, may I know if I entitle any charges to cancel the Amanah Advance Acct-i account and withdraw the FD on the 4th month?
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