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 Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.

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SUSMNet
post Nov 11 2011, 01:23 PM

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QUOTE(myred @ Nov 11 2011, 08:31 AM)
fyi,

UOB in PJ new town (behind Public Bank) is having a Meet the Smurfs morning tomorrow (Saturday 12 Nov) from 9 am to 2 pm. Attractive promo weekend rates available - 3 mths @ 3.58 % pa n 12 mths @ 3.8 %.

+++++++
*
http://www.hmetro.com.my/articles/Bankhamp...erbakar/Article
SUSMNet
post Nov 11 2011, 08:51 PM

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QUOTE(myred @ Nov 11 2011, 08:31 AM)
fyi,

UOB in PJ new town (behind Public Bank) is having a Meet the Smurfs morning tomorrow (Saturday 12 Nov) from 9 am to 2 pm. Attractive promo weekend rates available - 3 mths @ 3.58 % pa n 12 mths @ 3.8 %.

+++++++
*
Its ended already
http://www1.uob.com.my/personal/promotions...murfs082011.htm
SUSMNet
post Nov 13 2011, 12:08 PM

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QUOTE(myred @ Nov 13 2011, 01:32 AM)
if you noticed in the ad, the promotion has been extended to 30 Nov.

anyway was there on saturday morning n dumped 50k bonus for 3 months @ 3.58 % pa.
the children had fun with the Smurfs, photos taken too.

the Smurfs collectable mugs are given for opening new or top up current or savings accounts min RM3k.
Bank not pushing for new childrens' accounts but enticing new current/savings or top ups to existing accounts.
why not, Smurfs bring in the kids, parents tag along, kids eye collectables, parents open new accounts or top up, get collectables, kids happy n enjoyed the morning.
you can say that it's just a gimmick to draw in the crowd, but it works.
characters could be from toy story or monsters inc, but Smurfs are so family !.

++++++
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y the promo 3.8% pa dont hv at the website?
SUSMNet
post Nov 19 2011, 06:35 PM

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which bank gt promo now?
SUSMNet
post Nov 20 2011, 11:37 PM

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@insaint708

whr u see?
which branch?
SUSMNet
post Nov 21 2011, 12:17 AM

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Any uob branch offer same 3.8%pa?

min amount?


SUSMNet
post Nov 21 2011, 08:58 PM

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bank rakyat got online fd?
SUSMNet
post Nov 23 2011, 02:22 PM

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QUOTE(insaint708 @ Nov 23 2011, 01:24 PM)
what's the different between regular FD and Qiradh General Investment Account-i?
*
http://www.bankrakyat.com.my/web/guest/pelaburanqiradh

Al-Mudharabah (profit-sharing)
Al-Mudharabah refers to an agreement where customers deposit capital in the Bank, and the Bank becomes wholly responsible and liable in the management and investment the deposits in halal business ventures. Profits gained will be divided and distributed accordingly, based on margins agreed upon earlier.

the board rate is 3.26%pa if u deposit 1 month
http://www.bankrakyat.com.my/web/guest/125

But u need ask what is the profit sharing ration between bank and client. That the tricky part
SUSMNet
post Dec 5 2011, 10:10 PM

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y no show at uob website?

http://www1.uob.com.my/personal/promotions...tion_index.html
SUSMNet
post Dec 11 2011, 01:06 PM

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who put money into maybank under ?

General Investment Account-i
A Shariah-compliant investment account based on the concept of Mudharabah (profit sharing)


user posted image

SUSMNet
post Jan 1 2012, 07:36 PM

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QUOTE(ranul @ Jan 1 2012, 02:35 PM)
so what is the effective interest rate for 8 and 10 month respectively?
SUSMNet
post Jan 2 2012, 11:15 PM

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QUOTE(Gen-X @ Jan 2 2012, 09:58 PM)
LATEST!!  Deserve a post by itself.

OCBC Bank Fixed Deposit Promotion 1st January 2012 to 31 March 2012 - Minimum Fresh Fund RM10,000

3 Months 3.6%
9 Months 3.9%  thumbup.gif  thumbup.gif  thumbup.gif

I think above 9 months would be just perfect because if you study previous FD offers, best promotions in the 4th quarter.
p.s. @MGM, please read my previous edited post.
*
why thr no this info at the site?
http://www.ocbc.com.my/global/main/index.shtm
SUSMNet
post Jan 15 2012, 04:31 PM

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QUOTE(kwokwah @ Jan 15 2012, 03:55 PM)
Kuwait Finance House, also a bank with PIDM offers 4%pa for 6, 12, 24 mths deposit
*
min 20k
SUSMNet
post Jan 17 2012, 08:52 PM

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Bank rakyat 12 month 4.01%
SUSMNet
post Jan 26 2012, 06:42 PM

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QUOTE(bbgoat @ Jan 25 2012, 11:12 AM)
Well, it depends on preference. For me, I still prefer a longer term with 3.75% FD. Shorter term wise, for 9 months, OCBC 3.8% is the highest.
Oh, KFH 4% should be the highest ??
*
bank rakyat highest
4.01%pa
http://www.bankrakyat.com.my/web/guest/125

SUSMNet
post Feb 4 2012, 11:27 AM

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QUOTE(ronnie @ Feb 4 2012, 12:36 AM)
I wonder the OCBC Real Deals is available on their Mighty Saver Weekend (4-5 Feb)
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why u go with 3.8%pa?

Not going for bank rakyat 4.01%pa?
SUSMNet
post Feb 5 2012, 08:00 PM

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QUOTE(oliviasll @ Feb 4 2012, 01:36 PM)
is Qiradh General Investment Account-i of Bank Rakyat same as FD of other bank? can non-bumi open this acc?
anyone know??
*
yes

u put 20k then every month u can get dividend
SUSMNet
post Feb 27 2012, 01:40 PM

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Kindly be informed that all commercial banks licensed under the Banking and Financial Institutions Act 1989 and all Islamic banks licensed under the Islamic Banking Act 1983, including foreign banks operating in Malaysia, are member institutions of PIDM. Membership is compulsory as provided under Akta Perbadanan Insurans Deposit Malaysia. However, Bank Rakyat under Cooperative Bank not compulsory to become PIDM membership because as provided under Development of Financial Institution Act (DAFIA) and Malaysia government. All depositors at Bank Rakyat will be protected by Malaysia government under Ministry of Finance.
SUSMNet
post Feb 28 2012, 07:28 PM

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QUOTE(lightonokira @ Feb 28 2012, 02:33 PM)
currently what's the best FIXED rate

for deposit amount of >70k for the duration of 6 months to 12 months
Full interest after one week?

what's the catch?

also what's the so called 'hassle' about KFH

so far everyone is talking about OCBC 4% rate

KFH 4%, OCBC 4% and Bank Rakyat 4.01%

i really am clueless... so many options here.

are these figures all FIXED?
*
Bank rakyat offer the highest rate

check it out
SUSMNet
post Feb 29 2012, 08:36 PM

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QUOTE(tiramisu83 @ Feb 29 2012, 03:54 PM)
can send the link?
*
http://www.bankrakyat.com.my/web/guest/125

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