i bought 1 at a time, first is Hwang PRS Growth

last i bought Nov 2023 - Retire Easy50
yes, since November 2013

i checked my PRS records found
first purchase no fee 
every subsequent buy fee RM8.00

Affin Hwang PRS Growth
23.11.23 First buy RM3k @ RM0.5311 =5648.66 units correct

14.10.24 repeat buy RM6000 @ 0.5276 FSM gave me 11357.09 units,
short 15units RM8.00 as fee

but this Principal retire Easy 50 1st purchase kena fee also.

first purchase for every provider in the calendar year will be charged rm8.

I remembered not having to pay that when buying through fsmone. But it has been 3 yeasrs since I touched PRS.

RM8 fee is charged on the 2nd year onwards per fund house

if you buy from multiple places, you'll be paying more RM8 annual fee

only if u contribute for that year. if u dun, no annual fee.

do you mean if i invest PRS in different fund house each year, i won't be charged RM8 ?

RM8 fee is charged on the 2nd year onwards per fund house

if you buy from multiple places, you'll be paying more RM8 annual fee

As per below,  ...if you put in new money on the 2nd year of the same fund house

my first question is true then .... switch fund house yearly to avoid RM8 ?

Yes, many had said that before,
but just hope that the new fund you bought from the new fund house can earn more than the existing fund house + the RM8 saved

PPA is gila ? :confused:  :confused:

Ya lah hold and keep holding on is actually not good
1month ago my profit was RM 15k, now left half only

Sell  when market up gila and buy now is better

wow prs gains this year almost wiped out in a few days

See tmrrw NAV. Big swings in market last few days.

maybe should topup 3k now, should be better returns than FSM's yearly prs rm40 promo. lol