U mean prs account opening?

long time ago oledi, but after u buy the PRS, the agent (i buy with FSM) will settle all.....i think only 1 or 2 week.....forgot oledi.....try ask ur agent if u need the number urgently.....normally the account is PPA<your IC>

just like bro Ram said , yes

i use DCA since the first time in PRS until now....

but my method diff a bit than bro Ram.

i DCA monthly about 150, others 100 i parking in CMF2......if the dip come i will aggressively topping...

if come again , i top again......until i reach 3k....then sayonara........jumpa lagi tahun depan.

i will make sure my PRS finish topping by end of November, i dun like last minute topping....

### normally i will making my first transaction for PRS early year (january) with 50 only.....when my acc successfully create , i wait the timing/chances......

sorry, my bad.

just one .....bcoz i buy in different PRS.....so i gonna mail the doc to FSM first (bcoz im from the state that ppl live on the tree, we dun have transport but we use croc )

if u ppl stick with one PRS, sure any time can buy......

He buy using FSM. There's a feature in FSM where you can park money inside a MMF call RHB Money market fund 2. This RHB MMF2 can be used to buy funds directly.

There no double account. Everything is under FSM.

I find that the longer we keep the fund (above 10 yrs) the return is lower per annum.    How ah?  To keep or withdraw after around 7-8 yrs?

does switching to conservative fund helps to lock the profit?

i'm not sure how long u gonna wait bcoz i buy with FSM...............PPA act as middle man....help u forward to fund house..........gonna wait the fund house help u create n invest.........may b about one week.......u normally will receive email from fund house (the PRS that u purchase) mention acc being create/invest..........

or any other sifu that invest through PPA can give u some hint...

or u can call/email PPA if wanna know faster...

u mean buy from FSM?

about 5 days to 7 days (reflect in my FSM acc)...........i didnt check it every time  bcoz i use excel track it.......as long as i get the dip NAV, then i go update my sheet..............only check during end of month whether the unit tally or not......

this year still can shoot.......waiting the dip again..... ......if no dip, gonna dca until 3k....

If this is the first time you buy, may take awhile

this only show the total prs with its current value. doesn't show the contribution made on the specific year to claim tax.

as mentioned. fsm.

Btw i just realize everytime i contributed PRS via FSM one RM3000, the actual value is only RM2992, a deduction of RM8.

I remember it was only RM1 or Rm2 correct me if i am wrong.

As long as you contribute into a previous fund, you will be charged annual3fee if RM8.00. I think it is by PPA?

It has always been RM8 annual fee.

New fund house = no charge
Existing fund house = RM8

That question you have to ask yourself. What do youw want with PRA? If you just want income tax relief only, buy any prs will do.

But if you want best performance than you need to search. Cause high performance may be volatile.

For me, I go with principal retire easy 50. Buy it via Fsm for zero service charge. Reason I choose principal retire easy 50 is because
1. Higher returns than EPF
2. The only 2 fund on FSM with international exposure other than AIA.The more international exposure I have, the lesser it's expose to Malaysian currency.

Keep in mind what I have may not be suitable for you as my risk tolerance is very high.

Ya lah hold and keep holding on is actually not good
1month ago my profit was RM 15k, now left half only

Sell  when market up gila and buy now is better

my pick for 2024 was Public Mutual PRS Equity, both 1-year and 5-year track record are consistent and show promise. I think highly likely i'll pick the same for 2025 

anyone got called from Versa about PRS? They offering additional RM50 just to transfer from other providers as well. I tried submitting since I dont really use PM UT anymore. Dont see this shouted out as much..