How if just TGV cinema ticket x1 for PRS top up . hahaha

If we top up directly via PPA, is there still a fee to be paid to Affin Hwang?

PPA charges 50 cent for administrative fee.
Other than that, it is not stated if there's any sales fee incurred.

So am I correct to say that for the first time buying a particular fund, we have to go thru either FSM or the bank to purchase it and then pay a sales fee if any. And for subsequent years top-up via PPA online, we only pay a fee to PPA and nothing to the fund/bank? Thanks.

So am I correct to say that for the first time buying a particular fund, we have to go thru either FSM or the bank to purchase it and then pay a sales fee if any. And for subsequent years top-up via PPA online, we only pay a fee to PPA and nothing to the fund/bank? Thanks.

i think i read before,...1st time buy, it is better to do it in PPA directly for they have waiver of a/c opening fees

are u sure u can buy directly from PPA for the first time?

Yes... There was only 1 mentioned here before... Go read back few pages

This post has been edited by yklooi: Jul 27 2020, 12:24 PM

actually, i'm trying to tell u that cannot.

For all online applications through PRS Online Enrolment, the PPA account opening fee of RM10.00 shall be waived till further notice. For applicants age 30 and below who perform self-enrolment, PRS Providers’ sales charge will be at 0%

Better through PPA

i still can't buy new funds. only for new user?

Stand a chance to receive RM100 in PRS units as one of the 20 recipients from the Monthly PRS Treats Draw. All PRS Online enrolees during the contest period will also be automatically entered into the Grand PRS Treats Draw, where the Grand Prize of RM3,000, the Second Prize of RM2,000 and Third Prize of RM1,000 in PRS units are up for grabs!

All new enrolees can also enjoy waiver of RM10 PPA account opening fee and 0% sales charge if you are 30 years old and below.

New enrolees will enjoy more:
# Waiver of the RM10 PPA account opening fee

# 0% sales charge if you are 30 years old and below

# Exciting enrolment treats from participating PRS Providers.

CONTEST PERIOD:
15 June – 14 December 2020
https://ppa.my/prstreats/

Last time when u enroll through ppa, did u buy prs fund?

i enrolled through FSM

Means u want buy new prs fund through ppa website?
I think can't, must through prs providers 🤔🤔🤔

found this, page 139

i think there could be more, if i remembers it correctly...

but then, it could be for 1st time new enrolees or that options to buy 1st time new CIMB prs thru PRS online had since be deleted from that site?

This post has been edited by yklooi: Jul 27 2020, 04:10 PM


Attached thumbnail(s)

yup

oic

seem like 'better' provider have highest sales charge of 3%
is it still okay to go with provider with 3% in the long run?

my agar agar guess are
if you do it just 1 time, then the extra 3% charged if amortized in the long run, then the yearly % will be little,
but if you do it every year, then the cumulation of each year of amortized % from each year's of adding, will add up to be a substantial amount of concern to some people when viewed from a particular year.

btw, mind sharing the details of that "better" provider and the name of that PRS fund that is of interest to you?

This post has been edited by yklooi: Aug 2 2020, 05:13 AM

I don't agree.
Their PRS fund beat others since 2019 only, b4 that..... 😅
I agree with the view of above, long run n one time only is ok, but if every year, make sure every year at least 3% return 😂