Why u go with PRS provider directly? Any benefit? What fund u buy got lower sales charges?

Cz i saw can enroll ourselves online, easier . No need to go through an agent

Go through FSM oso 0% sales charge. Unless u compare with PM n bank 😅

It's not matter of SC. Read properly.

Will Fundsupermart have another round of PRS promo this year? Last year they gave out TNG pins

guess you will have to stay updated at the FSM website for that or wait for someone to post here ..

Yea still holding my bullets

some may says, the returns that could be generated from now till Nov/Dec may be alot more than the TNG voucher or movie tickets

RM3000 invested x 1% = RM30,


This post has been edited by MUM: Jul 26 2020, 01:36 PM

True but no one can guarantee that the market will be going up or down.

At least the TNG voucher is guaranteed 🤣 and if you are investing in the long run it doesn’t matter so much if you invest now or few months later.

In that case, are you investing in it for long run with prs fund?

Errr, can you even withdraw PRS before 55 years old (except account B)? Of course you need to hold it for Long term

Isn't it contradictory statement to the below post

This post has been edited by MUM: Jul 26 2020, 03:05 PM

Sorry I don’t really get you. The only reason I’ll invest in PRS is because of tax relief. Now I have Rm3k to invest this year, and I can invest now or invest when there is a promo. Since I’m investing in the long run (you can’t withdraw before 55), whether I invest now or December should not make any bit difference in the long run. I just want the extra TNG voucher, get it?

ok, clear, so your posts on "whether I invest now or December should not make any bit difference in the long run" and
"......and if you are investing in the long run it doesn’t matter so much if you invest now or few months later", does not apply to the returns of your invested money but the tax relief and the hope to get the TNG RM30 voucher

then, that TNG may or may not come again , keep your finger crossed until then, in the meantime as mentioned earlier "guess you will have to stay updated at the FSM website for that or wait for someone to post here .."

This post has been edited by MUM: Jul 26 2020, 03:26 PM

Lol. Guaranteed IF there is such promo this year.

IF.

Yea no harm waiting right?

mind sharing,
you target which PRS fund to deploy your RM3k bullets in DEC?

Most probably Affin Hwang Growth, one of the three PRS fund in FSM recommended funds 2020/2021

ok, noted.
are you currently holding any other PRS fund(s)?

Yea I do have one CIMB Principal fund. Returns are great but it’s unrealised profit at the end of the day