to see and compare the funds performance...try see this....
http://www.ppa.my/getting-started/funds-re...nd-performance/

but please be aware of some of these commonly provided disclaimer:
Investment involves risk.
The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment.
Past performance is not necessarily indicative of the future or likely performance of the fund.
Investors should read the relevant fund's prospectus for details before making any investment decision.
An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.


to see the personal opinion of one of the fellow forummer which was posted recently about his choice of PRS funds and why....try see page 101, post 2016

on the matter of slightly higher annual charge compared to others...I personally does not mind b'cos I am only interested in the performance of the fund when compared against its similar mandated funds.

This post has been edited by T231H: Feb 21 2017, 04:25 AM

Hi, really appreciate your valuable opinion!
Can i know what is the different between a growth funds and non-core funds?
I knwo that growth funds are mainly for investor below 40, but hw abt non-core funds?
Is their investment strategy different from each other?

tq

there is no basis to say that the age of a person determine the type of fund one should have.....thus i think it is not correct to say growth funds are mainly for investor below the age of 40.
the nearest i can put is the % of one's asset that are allocated to it....this too is most probably not correct too.

Growth funds are mostly...To provide unit holders with long term capital growth by investing principally in equities.

Core and non core funds are used by FSM to advise investor to distinguish the type of funds for a portfolio when trying to do the % of allocation....
"Investors should use a core and supplementary portfolio strategy for effective diversification. The core portfolio must be diversified with foreign funds while the supplementary portfolio holds any funds which allow you to act on market views that you may have."

Maximise Returns While Minimising Risk With A Core And Supplementary Portfolio

https://www.fundsupermart.com.my/main/resea...y-Portfolio--59

i have just re-read the statement about the tax deduction and now i'm a bit unclear, starting from 2012, tax deduction can be done for 10 years. if I only start investing on 2014, does it mean i can do tax deduction 10 years from 2014, or 10 years from 2012?

ends year 2021

http://www.ppa.my/getting-started/retireme...f-up-to-rm3000/

Time to top up my prs starting next month...

Thanks mate. I remember that as well. Just that when I go to ppa site yesterday at a different page, it doesn't show specifically 2021.

Hi, i have a noob question here, where can i see the yearly dividends of the particular PRS? I can see the growth % but not the dividend.

My understanding is there should be yearly dividend payouts like PB Mutual, EPF, etc.

Looking to make my first purchase of RM1k for Affin Hwang PRS Growth Fund

*** Just found the info below, is it the dividend that is paid on 31/1 yearly?

This post has been edited by silverwave: Feb 26 2017, 10:10 PM


Attached thumbnail(s)

while waiting for responses...you may like to know that, PRS funds is UT funds...thus dividend distribution in UT has no added benefits...it did not add value to your existing value in the UT fund....
(you just got more units but the NAV would drop at about the same value)

Attached thumbnail(s)

Yup, make sense, thank you.

Exactly what i was finding, thanks.

Went with ambank prs

Reits?

yup. I like reits for being real estate, cimb's fund looks good too.

What a coincidence that all my PRS funds IRR is at 6.8% as of last Friday NAV:

Fund Name	ROI (%)	IRR (%)
Affin Hwang PRS Moderate Fund	24.0	6.8
Kenanga OnePRS Growth Fund	16.3	6.8
CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C	13.2	6.8

FSM doesnt seems to provide annual statement/tax relief statement for PRS investments. How do you guys keep track of PRS investment amount per year if audited by income tax dept?

PPA will send out the tax relief statement.

i didnt get tax relief statement since beginning of PRS statement many years back. I only get annual statement which doesnt represent annual investment amount

Sorry, i just read again the PPA letter.

which in this case means FSM monthly statement?