None of the contributions to the PRS is capital guaranteed rite?

Hi,

Been roughly following this thread but I may miss out something. I'm still a noob; so bear with me.

So, is this PRS need to pay till retirement age once you sign up for it? Ex: Auto-deduct 3k every year.

Or I just go and buy any amount I want at anytime every year.

Appreciate the feedback. Thank you.

ftan

just realized that we can now buy PRS funds via FSM web site online now. For the moment, only HwangIM PRS funds are available online.

PS: No RSP for PRS funds yet in FSM.

damn i am not in yet. look like i miss the PRS dividend this year !

According to Hwang PRS Disclosure document page 36,

"All sales charge levied by Hwang Aiiman Growth master fund on Hwang-PRS Aiiman Growth shall be waived"

Also, on the same page, it states clearly all management fee shall be charge at the feeder fee level and there is absolutely no double charging of management fee.

Mnet, now you can sleep soundly. Go forth now, and invest!

Xuzen

At this moment only Manulife and Hwang offer zero sales charge. Don't bother with Manulife... they are after corporate clients only. You = ikan bilis = waste of time.

Xuzen

good attachment.....just don't forget the funds that did give distribution/dividends...their NAV may drops.

Looks like RHB is doing well
.................conserv.....moderate.....growth.....Aiiman syariah
RHB.......... 3.3%...........5.64%........9.86%.........n/a
Hwang...... 4.16%.........5.45%.........7.36%........17.52%

Notes
1. The figures above are YTD (jan1-Oct21) return%
2. Source: FSM
http://www.fundsupermart.com.my/main/prs/g...tePRSTable.svdo
3. Performance figures are absolute returns based on the price of the fund as at October 21, 2013,on NAV-to-NAV basis,with dividends being 'reinvested' on the dividend date.

WHich Hwang PRS you bought?At what price? So must buy when the price is lower? Timing it?

I am also thinking to buy Hwang PRS.
just dont know which one is better,..?Hwang PRS Growth fund  or ?Hwang PRS Aiiman Syariah Growth fund.

Anybody can suggest taking into account the current prices of the 2 funds, which is better?. Hope to enter at lower prices .
-deleted----found where to check prs prices.

Thanks.
NOw after checking found:

Hwang PRS Growth beginning RM0.5516 almost highest Jul 2013, then lowest 0.5184 and now 0.5350

Hwang PRS Aiiman Syariah, in Jul 2013 highest RM0.5952, then lowest 0.5429 and now RM0.5782.

So is HWang PRS growth a better one to enter now?

Doing charity ar?

Xuzen

Aiyah... for PRS you need to contact those financial Planning firm. VKA is very active in this area. SFP and Whitman are also onto this bandwagon. CIMB bank? Buang masa aje....

There is VKA person here lurking in this thread... pm him/her lar. VKA also do CIMB wan.....

Xuzen

i bought Hwang PRS from FSM because of tax rebate + 0% fees.

May I know anyone invest in AIA Private Retirement Fund? Any review on this? Someone approach me on this, telling that the opening account fees is RM10 and 3% admin fees for every invest

where to submit to, the ppa form?

Too bad I can't capitalize...