QUOTE(JuneResources @ Mar 9 2017, 02:49 PM)
You means that I still can get UOB debit card without annual fee as long as my BSA account is non annual fee.
Am I right?
yes, with limited counter and atm transactions.Am I right?
Debit Card V3
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Mar 9 2017, 03:30 PM
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1,263 posts Joined: Dec 2009 |
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Mar 15 2017, 05:32 PM
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168 posts Joined: Nov 2009 |
Given that most banks force people to hold debit cards nowadays, is there any bank that still let people hold a basic ATM card?
If not, is there any bank that offers debit card with zero annual fee? |
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Mar 15 2017, 06:17 PM
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Junior Member
338 posts Joined: Nov 2014 |
QUOTE(noname83 @ Mar 15 2017, 05:32 PM) Given that most banks force people to hold debit cards nowadays, is there any bank that still let people hold a basic ATM card? Most banks offer that. But you need to ask for Basic Savings Account with no fees If not, is there any bank that offers debit card with zero annual fee? Sometimes the staff will pretend not to know that such an account exists, some till tell you it's only for the poor, some will tell you it has less functions etc - don't believe them |
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Mar 15 2017, 08:20 PM
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168 posts Joined: Nov 2009 |
QUOTE(jfleong @ Mar 15 2017, 06:17 PM) Most banks offer that. But you need to ask for Basic Savings Account with no fees For this, I purposely call the local banks to find out more.Sometimes the staff will pretend not to know that such an account exists, some till tell you it's only for the poor, some will tell you it has less functions etc - don't believe them Affin, Alliance and CIMB do offer a basic ATM card but they charge a certain amount of annual fee. Hong Leong doesn't offer ATM card anymore and its bank account holders must use its debit cards and must pay annual fee. Ambank has a type of savings account that comes with a ATM card without the need to pay annual fee. Must check with the branch. Now only Maybank offers debit cards without the need to pay annual fee. |
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Mar 16 2017, 11:35 PM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(noname83 @ Mar 15 2017, 08:20 PM) For this, I purposely call the local banks to find out more. CIMB Bank also offers an annual fee free debit card provided it is issued under a non-fee Basic Savings Account. It is the same with RHB Bank, Public Bank and AmBank. I have an AmBank debit MasterCard and it is linked to my non-fee Basic Savings Account and it doesn't have any annual fee.Affin, Alliance and CIMB do offer a basic ATM card but they charge a certain amount of annual fee. Hong Leong doesn't offer ATM card anymore and its bank account holders must use its debit cards and must pay annual fee. Ambank has a type of savings account that comes with a ATM card without the need to pay annual fee. Must check with the branch. Now only Maybank offers debit cards without the need to pay annual fee. |
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Mar 17 2017, 05:06 PM
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Senior Member
4,179 posts Joined: Mar 2012 From: Kuala Lumpur |
Hi, I want to know the charges by using Maybank Debit card if I purchase from online oversea such as US shopping online.
If let say I purchase from US shopping online (let take example USD 100), then how Maybank charge for it? Any service charge if I purchase from US online? |
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Mar 17 2017, 05:13 PM
Show posts by this member only | IPv6 | Post
#2607
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Junior Member
699 posts Joined: Aug 2012 |
Can someone advise me further on my case here. Just opened the basic savings with public bank. But the banker give me the wrong debit card. I ask for Petron visa debit but was given the Mastercard debit card. What should I do now?
But I did insist that I want Petron Debit card during registration. |
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Mar 17 2017, 05:16 PM
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338 posts Joined: Nov 2014 |
QUOTE(eeeglow24 @ Mar 17 2017, 05:13 PM) Can someone advise me further on my case here. Just opened the basic savings with public bank. But the banker give me the wrong debit card. I ask for Petron visa debit but was given the Mastercard debit card. What should I do now? You're safe. Accounts linked to BSA is freeBut I did insist that I want Petron Debit card during registration. And the banker is right Petron Visa cannot be issued with an account. It is not linked to an account You have to apply for Petron Visa separately if you want to |
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Mar 17 2017, 05:21 PM
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Junior Member
338 posts Joined: Nov 2014 |
QUOTE(JuneResources @ Mar 17 2017, 05:06 PM) Hi, I want to know the charges by using Maybank Debit card if I purchase from online oversea such as US shopping online. Use Visa rates + 1% chargeIf let say I purchase from US shopping online (let take example USD 100), then how Maybank charge for it? Any service charge if I purchase from US online? |
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Mar 17 2017, 05:31 PM
Show posts by this member only | IPv6 | Post
#2610
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699 posts Joined: Aug 2012 |
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Mar 21 2017, 08:40 AM
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All Stars
65,348 posts Joined: Jan 2003 |
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Mar 25 2017, 09:52 AM
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All Stars
65,348 posts Joined: Jan 2003 |
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Mar 25 2017, 09:54 AM
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All Stars
65,348 posts Joined: Jan 2003 |
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Mar 25 2017, 03:28 PM
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Junior Member
90 posts Joined: Jan 2008 |
Just exchanged my old maybank atm card at the branch and was given the maybank ASPIRE Visa MyDebit Card. I asked why its not the regular master mydebit card, the staff said its the same. Free, no charge.
I didnt fill up any application form, just gave my old atm card, my ic, then they asked me sign a form abt issuance of the new mydebit card. Is it true its free? I dont really need all the extra features, just want to withdraw cash from atm This post has been edited by cheesyman: Mar 25 2017, 03:31 PM |
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Mar 25 2017, 05:32 PM
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Senior Member
1,962 posts Joined: Nov 2011 |
QUOTE(JuneResources @ Mar 9 2017, 02:48 PM) If your Affin Bank is ATM card (with MYDebit Symbol), it should be follow by your BSA (without annual fee). And of course, there is no annual fee for your ATM card. How to differentiate if both with mydebit symbol?If your Affin Bank is Debit card (as below picture with MYDebit Symbol), there is a debit card annual no matter yours is BSA (without annual fee) [attachmentid=8572642] The Debit card of annual fee is waived for FIRST year, but after first year will charge Rm 21.20/annum. So if your is Debit card like that picture above, you just get change back to ATM card (with MYDebit symbol) immediately. |
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Mar 25 2017, 06:08 PM
Show posts by this member only | IPv6 | Post
#2616
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Senior Member
1,962 posts Joined: Nov 2011 |
QUOTE(nicedudette @ Dec 20 2016, 03:54 PM)
New product : Public Bank Union Pay debit card Fees : RM8.48/year (waived if card is linked to BSA) QUOTE(moonsatelite @ Dec 20 2016, 05:29 PM) I've called Public Bank to check on whether if we can link the card to the Basic Savings Account and we cannot do that. We can only get the card through Public Bank UnionPay savings account ONLY. So the annual fee can be waived? |
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Mar 25 2017, 06:15 PM
Show posts by this member only | IPv6 | Post
#2617
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Senior Member
1,962 posts Joined: Nov 2011 |
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Mar 27 2017, 04:43 PM
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4,179 posts Joined: Mar 2012 From: Kuala Lumpur |
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Mar 27 2017, 04:48 PM
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Mar 28 2017, 11:44 AM
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4,179 posts Joined: Mar 2012 From: Kuala Lumpur |
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