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 Debit Card V3

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tonytyk
post Mar 25 2017, 05:32 PM

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QUOTE(JuneResources @ Mar 9 2017, 02:48 PM)
If your Affin Bank is ATM card (with MYDebit Symbol), it should be follow by your BSA (without annual fee). And of course, there is no annual fee for your ATM card.

If your Affin Bank is Debit card (as below picture with MYDebit Symbol), there is a debit card annual no matter yours is BSA (without annual fee)

[attachmentid=8572642]
The Debit card of annual fee is waived for FIRST year, but after first year will charge Rm 21.20/annum.

So if your is Debit card like that picture above, you just get change back to ATM card (with MYDebit symbol) immediately.
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How to differentiate if both with mydebit symbol?
tonytyk
post Mar 25 2017, 06:08 PM

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QUOTE(nicedudette @ Dec 20 2016, 03:54 PM)
New product : Public Bank Union Pay debit card

Fees : RM8.48/year (waived if card is linked to BSA)


QUOTE(moonsatelite @ Dec 20 2016, 05:29 PM)
I've called Public Bank to check on whether if we can link the card to the Basic Savings Account and we cannot do that. We can only get the card through Public Bank UnionPay savings account ONLY.
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So the annual fee can be waived?
tonytyk
post Mar 25 2017, 06:15 PM

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QUOTE(diazepamsulfide @ Mar 25 2017, 06:12 PM)
No. Any reason why you want that card over Master/Visa ?
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That card is useful if you are traveling in china, as visa and master are not commonly accepted in china
tonytyk
post Mar 27 2017, 04:48 PM

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QUOTE(JuneResources @ Mar 27 2017, 04:43 PM)
See the actual physical card.
The card with Visa/MasterCard, that one have annual fees.

If the card with MEPS only, that one does not have annual fees (for limited withdraw money per month)
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So one is with visa/master symbol, another WITHOUT then, right?
tonytyk
post Dec 13 2017, 07:48 PM

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QUOTE(SzeMeng76 @ Dec 13 2017, 12:42 PM)
[attachmentid=9427325]

Just open PB Union Pay saving accounts and deposit of 2k got this free gift.
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What is that?
tonytyk
post Dec 31 2017, 07:26 PM

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QUOTE(rapple @ Dec 22 2017, 08:55 AM)
» Click to show Spoiler - click again to hide... «

If anyone participated the above campaign, November cash back is in.
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How did you make payment to majlis bandaraya ipoh? Payment via Uob payonline considered qualified transaction?
tonytyk
post Dec 31 2017, 08:53 PM

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QUOTE(rapple @ Dec 31 2017, 08:47 PM)
I pay through mbi portal.

Not sure on uobpay
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Thanks for prompt response. Wonder multiple payments to MBI under the same account number (ie considered split payment)?

This post has been edited by tonytyk: Dec 31 2017, 09:37 PM
tonytyk
post Mar 1 2018, 09:36 AM

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QUOTE(leo_kiatez @ Feb 27 2018, 04:53 PM)
How you got 2 cashback? Using 2 different cards under you same name?
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Is it possible?
tonytyk
post Jun 9 2018, 11:01 AM

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QUOTE(cybpsych @ May 9 2018, 07:19 AM)
Get up to RM98 Cash Back for any Government Related Transaction with PB Debit Cards [ PBB | T&Cs ]

user posted image
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QUOTE(siawyent @ May 10 2018, 10:27 AM)
Today should be holiday for Semanjung.  Is the offer include paying assessment bill to council?
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QUOTE(bla2sheep @ May 20 2018, 10:37 PM)
any one know if PTPTN online payment is eligible? (not jompay)
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Anyone with previous experience for assessment bill payment by jompay managed to get the cash back?
tonytyk
post Jun 10 2018, 12:15 AM

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QUOTE(cybpsych @ Jun 9 2018, 11:05 AM)
t&c answered this
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As extracted from T&C:

For the purpose of this campaign, the following transactions is disqualified, but not limited to:-
i. Any refund;
ii. Payments via www.pbebank.com and ATM;
iii. Any disputed, unauthorized or fraudulent retail transaction.


no jompay transactions stated in t&c, mind to share?
tonytyk
post Jun 10 2018, 04:49 PM

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QUOTE(mamamia @ Jun 10 2018, 12:23 AM)
If Jompay, u can only do it at pbebank lo..
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Oops, I thought can make jompay from other website instead of just pbebank...
tonytyk
post Jul 28 2018, 11:57 AM

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QUOTE(jkngo2003 @ Jul 26 2018, 01:46 PM)
Pbe debit card cash back for june spending

26-07-2018 MISC CR  30.00
rm100 x3 times online spending

13-07-2018 MISC CR  98.00
rm30 x 5 times government transitions
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When were transactions done?
tonytyk
post Feb 26 2019, 09:28 PM

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QUOTE(jfleong @ Feb 22 2019, 01:02 PM)
Just now received RM100, misc CR
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For what transaction and when transaction was performed ?
tonytyk
post Apr 12 2019, 09:08 PM

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QUOTE(weejin2000 @ Apr 10 2019, 12:15 PM)
10-04-2019 MISC CR  100.00

Today received this in Public Bank account, should be "RM10 Cash Back for every Government Related Transaction with PB Debit Card", spending in March.
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Any idea when is the next campaign for government related expenses?
tonytyk
post Apr 13 2019, 06:44 AM

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QUOTE(cybpsych @ Apr 12 2019, 09:11 PM)
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thanks for the sharing. Wonder whether assessment payment via UOB pay online qualify for the cash back?

Edited: found from search, not qualified

This post has been edited by tonytyk: Apr 13 2019, 09:53 AM
tonytyk
post Apr 13 2019, 09:37 AM

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QUOTE(ClarenceT @ Apr 13 2019, 07:33 AM)
Didn't get RM10 for 1 transaction done on 7/3/19. Quite competitive now, otherwise PB overlooked.
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Did you pay using uob payonline?

Edited: found from search, payonline not qualified

This post has been edited by tonytyk: Apr 13 2019, 09:53 AM
tonytyk
post Apr 17 2019, 07:19 AM

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QUOTE(beLIEve @ Apr 15 2019, 11:42 PM)
I got the Govt cash back using Payonline. Feb and Mar.
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Mind to clarify what type of transaction/payment performed on uob payonline?
tonytyk
post Apr 18 2019, 09:48 AM

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QUOTE(beLIEve @ Apr 17 2019, 11:36 AM)
mine was paying Assessment.
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Have paid dbkl assessment yesterday using uob payonline and checked the Mcc for the transaction is 4814, and PBB confirmed not entitled for cash back.

Wonder why the inconsistency? Can you share what is the Mcc for your transaction?
tonytyk
post Apr 18 2019, 02:28 PM

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QUOTE(ClarenceT @ Apr 18 2019, 10:17 AM)
May I know your transaction description: PAYONLINE-DBKL or DBKL? Using Visa or Mastercard?
If PAYONLINE-XXXX then MCC 4814.

There are 12 city/town councils in Payonline list, Visa and Mastercard may give different description so there are 24 possibilities, some under Government.

For example, you use a Mastercard to pay a Telekom account, it will show "TELEKOM MALAYSIA"; but if you use a Visa to pay, then it will show "PAYONLINE-TELEKOM". Different MCC if I am not wrong.
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Payment not reflected on unbilled transaction yet, will update later. But have paid minimal amount as trial using visa debit card and called PBB to check on Mcc.
tonytyk
post Apr 18 2019, 10:25 PM

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QUOTE(beLIEve @ Apr 18 2019, 11:21 AM)
I never check for the MCC and it'll be difficult to (mom's card).

I've known the MCC for Payonline is 4814 from earlier threads. Here's the thing - back in the public bank 3x/5x/8x weekly transaction campaign last year, using Payonline to pay TNB does not qualify for cash back. MCC 4814 should've qualified, but it didn't with TNB. But paying mobile telephone bill qualified.

In my credit card statement, there was no Payonline for Mastercard but yes for Visa. Should be something like sifu Clarence explained.
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So your cash back for government related expenses is using MasterCard or Visa? Still trying to figure out the inconsistency


QUOTE(ClarenceT @ Apr 18 2019, 02:54 PM)
You can find it in Unposted transactions in CA/SA.
But not so important now, only 44 days left to use Payonline.  cry.gif
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Transaction listed as PAYONLINE BILL PAYMENT.

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