So at POS we tell the cashier not to use E-Debit for the debit card?

Anyone using the AIR Asia BIG prepaid Card cum loyalty program? This is just what they just added:

FAQ
3. What are the fees and charges I have to pay? Card Fees & Other Charges Joining Fee RM10.00 refundable upon a minimum top-up of RM50.00
Annual Fee Waived unconditionally Account Service Fee RM2.50 per month for inactive account where there is no Card Transaction in a particular month

got my answer

What answer u got ? Pls share it to other.
We cannot gain anything by listen to u that u got answer.

OK I am at my computer now. Continue from previous thread on the extra charge/fee.

The extra charge/fee is what~
MasterCard calls it "Cross border transaction fee”;
Visa calls it “International Service Assessment (ISA) fee”
and usually it is around 0.15% to 1% (I noticed so far Malaysia issuing banks go for 0.8%) from the total transaction.
Do note though it is Visa/MasterCard that applies the fee to the issuing bank and in turn, depending good or bad bank, either they absorb the fee or offset it to you (worse, they mark-up).

Refering to one example from limjenson:
Bought Shadow Warrior at 7.50 and SMS said RM 7.50.
Statement arrived, was charged 7.56 (7.50+0.8%).

Thread below is a good read. I copied some info from it.
https://forum.lowyat.net/topic/2519936/all
Visa and MasterCard now charge a cross border transaction fee even when no currency conversion occurs. This relatively new fee - “cross border transaction fee” (MC) or “International Service Assessment (ISA) fee” (Visa) – was initiated by Visa and MC to ‘fight’ usage of the international credit card processing network when no currency conversion occurs.

You may ask what kind of condition you will be charged with this fee and what's the difference if you buy online in foreign currency?
Simply put:
If buy in RM (local currency), but merchant's gateway/payment system in foreign country = Charge cross border transaction fee.
If buy in foreign currency = Charge with bank's conversion rate + admin fee (depending on banks)

So to know if your bank(s) has been "quietly" charging you with this fee all this while:
Check your online/paper statements for the charged amount on POSTING DATE and compare it to your Steam invoice/receipt or the SMS notification.
If they are the same, good for you - keep the card.
0.8% fee is easy to miss but it is noticeable if you spend a lot.

TL;DR - Banks which don't charge cross border transaction fee (copied from lowyat CC thread above). Go with these for your next Steam purchase:
+ OCBC
+ Maybank
+ Ambank
+ UOB
+ Alliance
+ Citibank
+ Public Bank

Banks that do charge:
- CIMB

(**However do research the cards reward/rebate. It may be rewarding for you based on your spending pattern in the long run although it sucks with the fee**)

Would be great if other people can check their statements and feedback here if they were charged with cross border transaction fee, or not. Quite valuable info and I plan to update the list of banks with the info.

Feel free to correct me if there is any wrong information.
EDIT: Some wording on banks that do charge.

What can i redeem with 655 cimb points?  They are expiring soon

You will not able to redeem anything with just 655 points.
The lowest points required is 3100 to offset RM12,50 GST

You can refer to cimb website
https://rewards.cimbbank.com.my/

You will not able to redeem anything with just 655 points.
The lowest points required is 3100 to offset RM12,50 GST

You can refer to cimb website
https://rewards.cimbbank.com.my/

public bank debit card 25% cashback
https://www.pbebank.com/Personal-Banking/Pr...U-Campaign.aspx

Alliance Hybrid Premium Debit Card
Up to 2.0% on all point-of-sales transactions at MasterCard's merchants for retail spending up to RM 9,000 each month (except MEPS e-Debit transactions)

Payment for assessment (cukai pintu) qualify as  retail spending?

Anyone knows?

Yes!

MilesAndMore are there any way to get money from my chase debit card at Malaysia?