oh btw is it recommended to take an agent that is provided by the bank itself or outside as in freelance or under another agency?
Public Mutual v3, Public/PB series funds
Public Mutual v3, Public/PB series funds
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Sep 18 2011, 11:04 PM
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Junior Member
7 posts Joined: Feb 2011 |
oh btw is it recommended to take an agent that is provided by the bank itself or outside as in freelance or under another agency?
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Sep 19 2011, 12:20 AM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(caseyhoo @ Sep 18 2011, 10:55 PM) I plan to buy a new equity fund and have a DDI for it. My agent suggest me to buy PUBLIC SOUTH-EAST ASIA SELECT FUND. But, when I check performance of the fund, seems like Total return of the fund since Commencement till end-date is not really good. I know that 1 of reason is, it launch at 2007. I have PSEASF and I think its current NAV still above its IPO. Most of offshore funds from PM aren't doing that well. Some even has NAV below 0.2500May I have some comment on the fund? Thanks... PSEASF is investing heavily in Singapore and Indonesia. If you're confident over these countries in the future, then you can consider them. Added on September 19, 2011, 12:21 am QUOTE(bhwx @ Sep 18 2011, 11:04 PM) oh btw is it recommended to take an agent that is provided by the bank itself or outside as in freelance or under another agency? Doesn't matter as long as he/she provides you with adequate service and support.This post has been edited by David83: Sep 19 2011, 12:22 AM |
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Sep 19 2011, 08:48 AM
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Senior Member
2,050 posts Joined: Dec 2009 From: DC |
QUOTE(David83 @ Sep 18 2011, 09:27 PM) DDI is from your saving account to your unit trust either to be equity/bond/money market fund. I do believe that all DDI or any AI will incurred the same SC 5.5% for equity / 0.25% for bond.No service charge for DDI. QUOTE(bhwx @ Sep 18 2011, 09:31 PM) When enter bond fund, you will be charged 0.25% SC, then if you do monthly transfer from bond to equity, there will be another SC of 5.5%. Make sure you do this by filling up a form of transferring monthly from bond fund to equity fund to avoid switching fees. This post has been edited by koinibler: Sep 19 2011, 08:49 AM |
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Sep 19 2011, 08:51 AM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(koinibler @ Sep 19 2011, 08:48 AM) I do believe that all DDI or any AI will incurred the same SC 5.5% for equity / 0.25% for bond. The service charge I meant is referring to Public Bank imposes on the DDI; not referring to the 5.5%/0.25% for buying the unit trust.When enter bond fund, you will be charged 0.25% SC, then if you do monthly transfer from bond to equity, there will be another SC of 5.5%. Make sure you do this by filling up a form of transferring monthly from bond fund to equity fund to avoid switching fees. Your second statement is little confusing. If you're switching low-loaded units, you'll be charged for service charge. Otherwise, only RM 25 switching fee is imposed. Switching in and out is not advisable since you'll be charged RM 25 per switching and needs to meet min amount. This post has been edited by David83: Sep 19 2011, 08:54 AM |
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Sep 19 2011, 09:13 AM
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Senior Member
1,497 posts Joined: Jun 2009 From: Kuala Lumpur |
Is that any P.M around? Plan to invest some money o it. PM me for discuss
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Sep 19 2011, 12:29 PM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
Market bearish signal triggered..
No rush no rush.. Understanding the market is very important. Entry timing is very important. Enter blindly = KO straight. If u ask agent, agent sure say good buy, but not knowing it is good bye.. Lolz... |
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Sep 19 2011, 01:17 PM
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Senior Member
804 posts Joined: Dec 2004 From: Kuching, Sarawak |
QUOTE(Bonescythe @ Sep 19 2011, 12:29 PM) Market bearish signal triggered.. If going thru RCA using DDI, should be ok, rite?No rush no rush.. Understanding the market is very important. Entry timing is very important. Enter blindly = KO straight. If u ask agent, agent sure say good buy, but not knowing it is good bye.. Lolz... |
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Sep 19 2011, 01:20 PM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
Can.. but do that non stop for 10 years then can see effect.
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Sep 19 2011, 01:57 PM
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Senior Member
2,050 posts Joined: Dec 2009 From: DC |
QUOTE(David83 @ Sep 19 2011, 08:51 AM) The service charge I meant is referring to Public Bank imposes on the DDI; not referring to the 5.5%/0.25% for buying the unit trust. Sorry for the misunderstanding on the Public Bank imposes DDI.Your second statement is little confusing. If you're switching low-loaded units, you'll be charged for service charge. Otherwise, only RM 25 switching fee is imposed. Switching in and out is not advisable since you'll be charged RM 25 per switching and needs to meet min amount. For the second statement, what I meant is when somebody do lump sump into bond and from bond monthly/quarterly transferred into equity. I've seen this kind of form before, I've could be mistaken though. When we do something like this, we only be charge for SC not another RM25 for switching. For normal switching from bond to equity for the first time will impose 5.5%+RM25. This post has been edited by koinibler: Sep 19 2011, 01:59 PM |
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Sep 19 2011, 02:42 PM
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Senior Member
952 posts Joined: Feb 2011 |
QUOTE(koinibler @ Sep 19 2011, 01:57 PM) Sorry for the misunderstanding on the Public Bank imposes DDI. go to switching.For the second statement, what I meant is when somebody do lump sump into bond and from bond monthly/quarterly transferred into equity. I've seen this kind of form before, I've could be mistaken though. When we do something like this, we only be charge for SC not another RM25 for switching. For normal switching from bond to equity for the first time will impose 5.5%+RM25. |
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Sep 19 2011, 09:17 PM
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Junior Member
7 posts Joined: Feb 2011 |
QUOTE(Bonescythe @ Sep 19 2011, 01:29 PM) Market bearish signal triggered.. hey what do u mean no rush no rush as the bearish signal triggered? then wait for bull? No rush no rush.. Understanding the market is very important. Entry timing is very important. Enter blindly = KO straight. If u ask agent, agent sure say good buy, but not knowing it is good bye.. Lolz... i thought its better to to open unit trust during bear? |
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Sep 19 2011, 09:20 PM
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All Stars
52,874 posts Joined: Jan 2003 |
1413.12 for today's KLCI closing.
Time to go for PIX? |
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Sep 19 2011, 11:02 PM
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1,449 posts Joined: Dec 2007 |
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Sep 19 2011, 11:12 PM
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Senior Member
3,294 posts Joined: Dec 2005 |
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Sep 19 2011, 11:12 PM
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Senior Member
5,379 posts Joined: Jul 2009 |
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Sep 19 2011, 11:38 PM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(bhwx @ Sep 19 2011, 09:17 PM) hey what do u mean no rush no rush as the bearish signal triggered? then wait for bull? Yes, good during bears, but not a fresh bear play.. i thought its better to to open unit trust during bear? Go on fresh bear = bear's dinner Go on full and saturated bear = bear's killer moment... Let the bear eat their meal now.. Don't rush in like other.. Bull will not come in a bang. There will be side way trending before a bull.. Be patient.. Catch the right moment when the bear is almost full.. Then they will go and sleep. That is the time to kill bear Added on September 19, 2011, 11:40 pm QUOTE(echoesian @ Sep 19 2011, 11:12 PM) Public Index Fund..Index related. The index is KLCI. KLCI got 30 big counters that is used to represent Malaysia economy. They are big caps counter, with at least 5bil market capital. PIX invest in all these 30 counters. Index up, PIX up.. Index down, PIX down.. So fastest to rebound is also PIX counter. This post has been edited by Bonescythe: Sep 19 2011, 11:40 PM |
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Sep 20 2011, 07:19 AM
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Senior Member
2,050 posts Joined: Dec 2009 From: DC |
QUOTE(Bonescythe @ Sep 19 2011, 11:38 PM) Yes, good during bears, but not a fresh bear play.. I think I'm already become bear's dinner Go on fresh bear = bear's dinner Go on full and saturated bear = bear's killer moment... |
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Sep 20 2011, 07:59 AM
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Elite
5,608 posts Joined: May 2011 From: Here, There, Everywhere |
QUOTE(koinibler @ Sep 20 2011, 07:19 AM) Thanks Koinibler for being bear bait - now the hunter killers can move in AFTER the bear is full and zzz Joking! Joking! Pls dont use that voodoo doll on me The trend is your friend until the end (when it turns). BTW, most people, including me previously, thinks that Trend analysis = predicting the future. It isnt - it's just seen how the tides ebb & flows, thus, knowing when to go out to sea for crazy fishing or anchor the boats / do anchovies fishing |
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Sep 20 2011, 10:38 AM
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Senior Member
3,626 posts Joined: Nov 2007 From: Hornbill land |
What is the sign for full and saturated bear?
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Sep 20 2011, 10:56 AM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(mois @ Sep 20 2011, 10:38 AM) Share market is like you feasting.Once python finished feasting, what will python do? Sleep Bear, once finished munching, will sleep or rest.. So sleep or rest = side way. Not much movement at the bottom. (This is the time we open mouth to hamtam) Wait for the side way after the big dip.. |
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