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 Public Mutual v3, Public/PB series funds

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bhwx
post Sep 18 2011, 11:04 PM

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oh btw is it recommended to take an agent that is provided by the bank itself or outside as in freelance or under another agency?
SUSDavid83
post Sep 19 2011, 12:20 AM

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QUOTE(caseyhoo @ Sep 18 2011, 10:55 PM)
I plan to buy a new equity fund and have a DDI for it. My agent suggest me to buy PUBLIC SOUTH-EAST ASIA SELECT FUND. But, when I check performance of the fund, seems like Total return of the fund since Commencement till end-date is not really good. I know that 1 of reason is, it launch at 2007.

May I have some comment on the fund? Thanks...
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I have PSEASF and I think its current NAV still above its IPO. Most of offshore funds from PM aren't doing that well. Some even has NAV below 0.2500

PSEASF is investing heavily in Singapore and Indonesia. If you're confident over these countries in the future, then you can consider them.


Added on September 19, 2011, 12:21 am
QUOTE(bhwx @ Sep 18 2011, 11:04 PM)
oh btw is it recommended to take an agent that is provided by the bank itself or outside as in freelance or under another agency?
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Doesn't matter as long as he/she provides you with adequate service and support.

This post has been edited by David83: Sep 19 2011, 12:22 AM
koinibler
post Sep 19 2011, 08:48 AM

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QUOTE(David83 @ Sep 18 2011, 09:27 PM)
DDI is from your saving account to your unit trust either to be equity/bond/money market fund.

No service charge for DDI.
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I do believe that all DDI or any AI will incurred the same SC 5.5% for equity / 0.25% for bond.

QUOTE(bhwx @ Sep 18 2011, 09:31 PM)
but how about doing DDI from bond fund to equity fund? do i need to pay any fee or something?
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When enter bond fund, you will be charged 0.25% SC, then if you do monthly transfer from bond to equity, there will be another SC of 5.5%.
Make sure you do this by filling up a form of transferring monthly from bond fund to equity fund to avoid switching fees.

This post has been edited by koinibler: Sep 19 2011, 08:49 AM
SUSDavid83
post Sep 19 2011, 08:51 AM

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QUOTE(koinibler @ Sep 19 2011, 08:48 AM)
I do believe that all DDI or any AI will incurred the same SC 5.5% for equity / 0.25% for bond.
When enter bond fund, you will be charged 0.25% SC, then if you do monthly transfer from bond to equity, there will be another SC of 5.5%.
Make sure you do this by filling up a form of transferring monthly from bond fund to equity fund to avoid switching fees.
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The service charge I meant is referring to Public Bank imposes on the DDI; not referring to the 5.5%/0.25% for buying the unit trust.

Your second statement is little confusing. If you're switching low-loaded units, you'll be charged for service charge. Otherwise, only RM 25 switching fee is imposed. Switching in and out is not advisable since you'll be charged RM 25 per switching and needs to meet min amount.

This post has been edited by David83: Sep 19 2011, 08:54 AM
hongchai888
post Sep 19 2011, 09:13 AM

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Is that any P.M around? Plan to invest some money o it. PM me for discuss
Bonescythe
post Sep 19 2011, 12:29 PM

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Market bearish signal triggered..
No rush no rush..

Understanding the market is very important. Entry timing is very important. Enter blindly = KO straight.

If u ask agent, agent sure say good buy, but not knowing it is good bye..

Lolz...
kabal82
post Sep 19 2011, 01:17 PM

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QUOTE(Bonescythe @ Sep 19 2011, 12:29 PM)
Market bearish signal triggered..
No rush no rush..

Understanding the market is very important. Entry timing is very important. Enter blindly = KO straight.

If u ask agent, agent sure say good buy, but not knowing it is good bye..

Lolz...
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If going thru RCA using DDI, should be ok, rite?
Bonescythe
post Sep 19 2011, 01:20 PM

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Can.. but do that non stop for 10 years then can see effect.

koinibler
post Sep 19 2011, 01:57 PM

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QUOTE(David83 @ Sep 19 2011, 08:51 AM)
The service charge I meant is referring to Public Bank imposes on the DDI; not referring to the 5.5%/0.25% for buying the unit trust.

Your second statement is little confusing. If you're switching low-loaded units, you'll be charged for service charge. Otherwise, only RM 25 switching fee is imposed. Switching in and out is not advisable since you'll be charged RM 25 per switching and needs to meet min amount.
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Sorry for the misunderstanding on the Public Bank imposes DDI.

For the second statement, what I meant is when somebody do lump sump into bond and from bond monthly/quarterly transferred into equity.
I've seen this kind of form before, I've could be mistaken though.
When we do something like this, we only be charge for SC not another RM25 for switching.

For normal switching from bond to equity for the first time will impose 5.5%+RM25.

This post has been edited by koinibler: Sep 19 2011, 01:59 PM
kparam77
post Sep 19 2011, 02:42 PM

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QUOTE(koinibler @ Sep 19 2011, 01:57 PM)
Sorry for the misunderstanding on the Public Bank imposes DDI.

For the second statement, what I meant is when somebody do lump sump into bond and  from bond monthly/quarterly transferred into equity.
I've seen this kind of form before, I've could be mistaken though.
When we do something like this, we only be charge for SC not another RM25 for switching.

For normal switching from bond to equity for the first time will impose 5.5%+RM25.
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go to switching.
bhwx
post Sep 19 2011, 09:17 PM

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QUOTE(Bonescythe @ Sep 19 2011, 01:29 PM)
Market bearish signal triggered..
No rush no rush..

Understanding the market is very important. Entry timing is very important. Enter blindly = KO straight.

If u ask agent, agent sure say good buy, but not knowing it is good bye..

Lolz...
*
hey what do u mean no rush no rush as the bearish signal triggered? then wait for bull?
i thought its better to to open unit trust during bear?
SUSDavid83
post Sep 19 2011, 09:20 PM

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1413.12 for today's KLCI closing.

Time to go for PIX?
holybo
post Sep 19 2011, 11:02 PM

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QUOTE(bhwx @ Sep 19 2011, 09:17 PM)
hey what do u mean no rush no rush as the bearish signal triggered? then wait for bull?
i thought its better to to open unit trust during bear?
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i think he mean still a fresh bear, still got time to let the market drop. no need to kanchiong first
echoesian
post Sep 19 2011, 11:12 PM

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QUOTE(David83 @ Sep 19 2011, 09:20 PM)
1413.12 for today's KLCI closing.

Time to go for PIX?
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What is PIX?
cheahcw2003
post Sep 19 2011, 11:12 PM

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QUOTE(David83 @ Sep 19 2011, 09:20 PM)
1413.12 for today's KLCI closing.

Time to go for PIX?
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wait for another 200 points drop
Bonescythe
post Sep 19 2011, 11:38 PM

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QUOTE(bhwx @ Sep 19 2011, 09:17 PM)
hey what do u mean no rush no rush as the bearish signal triggered? then wait for bull?
i thought its better to to open unit trust during bear?
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Yes, good during bears, but not a fresh bear play..
Go on fresh bear = bear's dinner

Go on full and saturated bear = bear's killer moment...

Let the bear eat their meal now.. Don't rush in like other..
Bull will not come in a bang. There will be side way trending before a bull.. Be patient.. Catch the right moment when the bear is almost full.. Then they will go and sleep. That is the time to kill bear


Added on September 19, 2011, 11:40 pm
QUOTE(echoesian @ Sep 19 2011, 11:12 PM)
What is PIX?
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Public Index Fund..

Index related. The index is KLCI.

KLCI got 30 big counters that is used to represent Malaysia economy.
They are big caps counter, with at least 5bil market capital.

PIX invest in all these 30 counters.

Index up, PIX up.. Index down, PIX down..

So fastest to rebound is also PIX counter.

This post has been edited by Bonescythe: Sep 19 2011, 11:40 PM
koinibler
post Sep 20 2011, 07:19 AM

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QUOTE(Bonescythe @ Sep 19 2011, 11:38 PM)
Yes, good during bears, but not a fresh bear play..
Go on fresh bear = bear's dinner

Go on full and saturated bear = bear's killer moment...
I think I'm already become bear's dinner doh.gif
wongmunkeong
post Sep 20 2011, 07:59 AM

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QUOTE(koinibler @ Sep 20 2011, 07:19 AM)
I think I'm already become bear's dinner  doh.gif
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Thanks Koinibler for being bear bait - now the hunter killers can move in AFTER the bear is full and zzz tongue.gif
Joking! Joking! Pls dont use that voodoo doll on me notworthy.gif

The trend is your friend until the end (when it turns). BTW, most people, including me previously, thinks that Trend analysis = predicting the future. It isnt - it's just seen how the tides ebb & flows, thus, knowing when to go out to sea for crazy fishing or anchor the boats / do anchovies fishing brows.gif
mois
post Sep 20 2011, 10:38 AM

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What is the sign for full and saturated bear?
Bonescythe
post Sep 20 2011, 10:56 AM

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QUOTE(mois @ Sep 20 2011, 10:38 AM)
What is the sign for full and saturated bear?
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Share market is like you feasting.
Once python finished feasting, what will python do? Sleep
Bear, once finished munching, will sleep or rest..

So sleep or rest = side way. Not much movement at the bottom. (This is the time we open mouth to hamtam)

Wait for the side way after the big dip..

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