totally newbie here
skim thru some pages and see few posts mentioned to use EPF to buy funds

just curious
let say EPF annual interest 5%
is it meant that these funds very ez to outperform EPF?

Maybe prepare a little bit for 500points kua. Unlikely to happen i guess.

totally newbie here
skim thru some pages and see few posts mentioned to use EPF to buy funds

just curious
let say EPF annual interest 5%
is it meant that these funds very ez to outperform EPF?

ya,its was proven by some funds. the returns wil higher then EPF over the time.

PM me if u need any guides.  go to EPF scheme in my signature.

totally newbie here
skim thru some pages and see few posts mentioned to use EPF to buy funds

just curious
let say EPF annual interest 5%
is it meant that these funds very ez to outperform EPF?

Although I've google what 'moving average' mean, just understand it so-so. So, conclude, its an average of price on the duration.
So, the best time get into equity market is during 'recovery' or 'bearish' period 

A good half hour just to understand 1 post  .

---

Added on September 14, 2011, 10:38 pmCan we get the data for moving average (MA) anywhere or Mr. Wong, you do it with your spreadsheet?

Sharing one article .

How Value Investing Works in Unit Trusts?
Value investing was first introduced by Benjamin Graham and David Dodd in 1928. It has been well-practiced by one of the world most famous investor, the Chairman of Berkshire Hathaway- Warren Buffet. How can investors be like Warren Buffet when comes to unit trust investment? Find out more here.

http://www.fundsupermart.com.my/main/resea...?articleNo=1592

Hi

I'm interested in doing DDI for my equity fund
however can i do a DDI from a bond fund? how much is the service change for a DDI from bond fund to unit trust?

but firstly is that even possible?

my agent recommended me to open a unit trust and a bond fund. so i can transfer money from both funds.

but how about doing DDI from bond fund to equity fund? do i need to pay any fee or something?

hmm maybe its not called DDI. she said instead of doing DDI from savings, just transfer money monthly from bond fund to equity.
i cant rmb the benefits already.

but if it acts as normal transaction, i still need to pay rm 25 right?

might as well i do DDI right?

hmmm ok. i guess i just do the normal DDI and not do dollar cost averaging by switching rm 200 from bond to equity

btw what do u mean lock paper profit?

Switching:

Terms and Conditions of Switching
Switching of units is considered a withdrawal/redemption of investment from a fund and an application to purchase units of another fund.
Switching of low-load units of bond/money market funds into equity and balanced funds will be subject to service charge.
Switching of loaded units may incur switching fee (of up to 0.75%) which is deductible from the redemption proceeds. The net proceeds will be processed into the "switch to" accounts based on the NAV per unit at the close of the business day:
For switching request made within 90 days of the date of purchase of units/switching into the fund, a switching fee of:
- 0.75% or minimum RM50 per transaction will be deducted from the redemption proceeds for switching from equity/balanced funds.
- 0.25% or minimum RM50 per transaction will be deducted from the redemption proceeds for switching from bond funds.
- RM50 per transaction will be deducted from the redemption proceeds for switching from money market funds.
For switching request made after 90 days of the date of purchase of units/switching into the fund, a switching fee of RM25 per transaction will be deducted from the redemption proceeds.
For Mutual Gold & Elite Members, the 18 and 30 switching entitlements valued at RM25.00 each can be used to offset switching fees incurred. For eg; if the switching fee incurred is RM75.00, a switching entitlement of RM25.00 can be used to offset the switching fee, thereby unitholder only incurs RM50.00 on this switching transaction.
Switching transacted before 4:00 pm on any business day will be processed based on the closing NAV per unit of the same business day whilst switching transacted after 4:00 pm on any business day will be processed based on NAV per unit of the next business day.
Switching for foreign funds transacted during non-business days of the funds will be processed based on pricing determined at the close of the next business day when both the Switch From and Switch To funds are opened for trading.
Public Mutual reserves the right to reject any switching request that it regards as disruptive to efficient portfolio management; or if deemed by Public Mutual to be contrary to the best interest of the fund. Switching requests which are rejected by Public Mutual would be treated as a redemption of units from a fund and a rejection of application to purchase units in the intended fund. As such, unitholders will receive payment of redemption proceeds in the event of a rejection in switching requests.
For full switching, please advise the bank to cancel your Direct Debit Authorization immediately.
Successful switching transactions will be processed within 2 business days.
Please contact our Hotline 03-6207 5000 should you require further information.