Local mutual funds sold in Malaysia?
OR
Overseas?

Local service charges are comparatively high leh
+
mutual funds aren't made for in/out within days/weeks/months

But then again, what do i know - there are lots of possibilities that i'm unaware about
Share the website pls

This post has been edited by wongmunkeong: Jul 5 2012, 09:36 PM

bro, is public mutual fund....i got funds that reached profit btw 9-11% so far....
http://cforum.cari.com.my/viewthread.php?t...4&extra=&page=1
http://cforum.cari.com.my/viewthread.php?t...2&extra=&page=1

wow.. 9-11% within 1 day, 5 days, 1 month, 6 months, 1 year, 2 years, 3 years, 5 years or more?

BTW, U using
bought NAV / by current NAV
OR
Total Cost / Value held now
as your %?

Thanks for the links
Now i need to Google Translate them heheh - danke danke

This post has been edited by wongmunkeong: Jul 5 2012, 11:13 PM

less than 2 yrs...overall i still loss cos back then i switch so often due to fear during 2008....
i guess im using bought NAV / by current NAV as my %....

the links got quite a pages

bro - just a bit of sharing ar.. hope U dont think me bad.
a. IF 9%-11% over 2 years.. that's not good leh
Average CAGR or compounded returns pa% for average to good funds is about 6%pa to 9%pa +/- based on the stats i saw
FYI - the Eastspring SmallCap (last time called PRU SmallCap) i held since donkeys of years ago till now - 3 purchases, all 3 transactions are hitting 10%pa compounded / CAGR. NOTE - these 3 transactions of mine was "buy and forget" method hheheh.

b. Shdnt be using "bought NAV" / "current NAV" to calculate your profit/loss %
reason:
"bought NAV" doesnt include costs like service charge of 3% (EPF equity funds), 5.5% (cash bought equity funds) or even 0.25% (bond funds)
that itself has a big impact on trading profitability

In addition, if I read properly the google translated pages, the guru/sifu there also stated beware of SWITCHING costs.
Thus, your "trades" should be only worthwhile if $50K or more.

Will share more once i read/translate more of those 2 links
Dang hard trying to understand google translated Ying-Glish - sorry yar, bananaman here - only Chinese words known to me are mahjong tiles + own name + daughter's name

This post has been edited by wongmunkeong: Jul 6 2012, 07:10 PM

i regret not going for mandarin class

Yeah me too. My parents put me in when I was really young. Didn't see the benefit in it at that time.

Bro MK, thanks for sharing. I'm pleased if you can pointing out my mistake.

a. to be exact, my PFSF (using EPF) since 02/2011 till to-date is 8% return (mistakenly calculated as 9%), PSEASF since 11/2011 till to-date is 11% (switched from money market, loaded units). so consider good return or not?

b. my formula to obtain P & L in % is [ (NAV x units accumulated) - Actual Amount invested ] / 100%. Is it fall into "bought NAV" / "current NAV" category?

as I read thru the forum, got ppl mentioned not necessary with $50k only can apply the technique. however i do feel it is quite hard to apply the techniques in public mutual funds because of switching. I wish i can use the technique to determine entry point after I have switched out to money market / bond funds, also to determine when to lock the profit to achieve optimum profit.

PS. The links for files they have upload already invalid. i need to dig out those files i have dl before.

Dear Unitholder, We are pleased to attach the market wrap and bond market review for the week/fortnight ended 29 June 2012 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification.

for PB series fund, any recommendation for bond fund or money market in term of dividend that might be comparable to PSF or PRSF? seems unlikely though...or at list good to look into?

just realized that i can not switch my PBINDOBF to PSF & PRSF..sob sob....

Hi sifus.

I'm planning to invest my EPF savings in Public Mutual funds. Is it true not all funds can be invested in EPF? Any funds that I should pay attention in particular.

go to epf scheme in my signature.

normally bond/money market fund return will be less than equity fund because less risky, and please look at annual return than dividend given for the fund. dividend just take your left pocket money put into your right pocket.

and if your switch from bond fund to equity fund, u will get charge another 5.5% service charge..

but PBINDOBF is balanced fund so no extra service charge if switch to equity fund.

no.

I wish can use credit card heheh - 5% cash back credit card will nearly cover the service charges

This post has been edited by wongmunkeong: Jul 13 2012, 02:58 PM

KParam77,

Actually it is a darn good idea to allow investor to sign up DDI using Auto-debit with their credit-card. All my insurance premium payment are done this way, I don't see why Pub-Mut cannot implement it.

Xuzen

i think its because investment which has risk..... maybe.

Erm, DDI will not deduct your money if your bank account don't have enough money for DDI, if credit card it will deduct no matter you got money or not.

i think insurance different with unit trust since insurance can't stop pay premium while unit trust can invest based on how much you can afford..

just my 2cents..

Can someone tell me honestly, why would Public Mutual chooses only 8th and 18th of the month open for DDI?

Gawd knows.. any insider information from others?

Maybe ppl will tend to get salary end or begin of the month. So they choose 8th or 18th in order to capture more sales when ppl still having the money. Also "8" is wealth in chinese. PB chinese own ma... haha. only my crazy opinion.

Well.. UOB bank can let you choose any date of the month to do DDI.