If I invest into Bond now, is it OK ? Just to diversify my portfolio...

Which bond is recommended ?

Thank you

debbie, would you recommend any unit trusts at the moment?

Seem a lot of choice, don't know how to choose

Public Islamic Dividend
Public Growth Fund
Public Saving Fund
Public Bond
PB Indonesia Balanced Fund
Public Focus Select Fund
PB Fixed Income Fund
Public Strategic Bond Fund

Bond not effected by market right ?

How to choose ? which one can RI, DDI ( SI ) ?
Difference between annual income and Distribution ?
What is YTD ?

I'm new to unit trust. Appreciate for any guide. Thanks.

Yea. Depends what kind of strategy you want to use. One lump sum at the bottom surely will do better than each month, or each quarter.
Since market is confirm volatile now, why not wait a while? Investment, no need to rush. Timing is important only. Rushing now - Which is a volatile timing = bad timing.

But rushing when market crashed like dead dog, then that is good rush.

Rushing when market bull, also good. Make sure you know how to switch out when bull start to slow.

Rushing when bear coming out to play = damn bad strategy.. haha.

Since you are starting to invest in a new fund, initial minimum is 1k, or subject to different individual. Probably, just wait a while only see. Waiting 2-3 mths does not hurt much in my opinion.

Let the market show a strong signal of bear or bull.

How to know.. Keep update, see whether there is a QE3 from US, and how the public take on the QE3 (At least QE3 is something that will definitely affect the market)

Yeah - buying due to price and volume movement is more of trading not investing, right bro Boney?
Ni bukan individual stocks or futures but mutual funds with service charges of 5.5% (heck even FundSupermart = 2%), which is way above stocks & futures contract. How to trade lar

---

Added on September 4, 2011, 7:59 am
Personally, i'd fire:
a. 33% of all ammo i've allocated to mutual funds' "value buy" when market stops falling for awhile
b. If it moves down later, i've still 66.66% ammo left to buy value - eg. if it goes down, i'll sit and wait until "straight line" dead market again, and then put in another 33%
c. when market goes up continuously (albeit slowly) for 3 to 6 months, i'll put in another 33%

Chicken shit risk mgt heheh - seen double dips before, dont want to jump in with both feet.
how low is low

If your fund not closed.. Then stop the maybe you want to stop DDI?
Accumulate more $$$ in hand first. When market really went hairwired and head to ravine, this is your action time.. Fire all you get..

Just my 2 lousy cents..
But if you are keeping updated with the market, you should probably know where are we heading as a whole in a time like this.
Although some miracles might happen

If use other bank to REINVESTMENT for Public Mutual, (eg. CIMB), how much is the charges ?

Market heading for a plunge.. And once new announced it is recession, dooms day..
We can see a very low low KLCI soon, and it will be time for those that had been waiting to enter the market to enter soon

Cheers

fund price at publicmutual website will update daily. for local funds will update before mitnight. foreign fund only will update the next day. if the fund has local + foreign...will update next day too around afternoon.

2morow shud be profit taking.
thinking to submit my client EPF application.

Many investors get excited when P Small Cap reopened, and dump in lots of money and get caught. Timing is very important in investment.
When the fund was re-opened, market is at its peak, almost approaching historical height of 1500 point,

I think monday maybe will increase little bit due to 2012 budget. I hope it get lower, haven't reach my target to pump in more money lol

Lousy budget to con more EPF..
Use EPF for cronies... Add 1% more, so more fund to suck out from u

Let say you are 25 years old:

RM45 x 12 months x 30 years (55 years old retire) = RM16,200 + some interest

ok lar

Minimum sales of $30K equity funds pa - aargh... during my retirement i may need to rope in my upline to be my agent as i may not be able to continue at that clip ($30K pa) for mutual funds

perhaps another way of putting it would be:
anyone sitting & passing the exam and paying the agent / fmutm fees can be agent
then anyone that can hit or better the $30K pa sales of equity funds can continue without being harassed by PM (well, until they raise the quota)

My personal investments currently are more than $30K pa, thus no issue. Thank goodness that $30K quota wasnt enacted in yester years.

However, i think i've mis-communicated bad enough that you misconstrued that i'm not an agent for other people. I stated something to the effect of "i'm not out to get sales or anything as i dont live on commissions, thus i'm a lazy & picky agent". If a friend, acquaintance or a friend's spouse is interested in proper, step-by-step investing and is agreeable to draw up a proper planned approach, i can assist. Else, i wouldnt dare touch, even with a 10' pole as i've seen even family members tear into each other when it comes to $ and "investments" (which was actually nothing but pure trading/speculating/hope).