gerrardling, I just posted my article on Platinum credit cards at my blog. Nothing much and I guess most you already know. But I did find the most exclusive and prestigious platinum credit card while doing the article and is from CIMB Bank.

Click here to read my article titled Malaysia Platinum Credit Cards - Which Is Best For You?

for SCB, better use their business visa platinum for comparison instead of normal platinum card
for Ambank, their min income requirement is 90,000 p.a

Bro, that's what I thought too but after checking their website 2 days ago they have also reduced the minimum income to RM60K like MBB.

But it is still showing 90k. maybe the havent update their website yet ?
http://www.ambankgroup.com/en/Personal/Car...nkPlatinum.aspx

previously for ambank, rm60k is for islamic plat, rm90k for conventional plat.

and mbb previously normal plat (not co-branded) is rm120k. now half already?

card type seems nothing nowadays?

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Added on October 24, 2011, 10:16 amthe form (printed at the bank) and also pdf file at the website both shows plat need rm60k only ~

This post has been edited by erry-: Oct 24 2011, 10:16 AM

haha, my research more complete
http://www.ambankgroup.com/en/Personal/Car...BankAppForm.pdf

so Gen-X, when you going to come out with an article title Malaysia Prefered Credit Cards - Which Is Best For You?

Didn't you read till the end of my latest post on Plat cards in my blog where I did mention when it is coming out. A lot of research to do.. Not only am I going to write on Premier cards like VS or VI or WMC but will also state the most exclusive credit cards in Malaysia.

This post has been edited by Gen-X: Oct 24 2011, 10:24 AM

to bro gen-x for his hard work.

Gen-X,

UOB Preferred min income is rm70k/year.
HLB normal (not co-branded) plat is rm60k/year.

btw, why u stated PBB plat on higher ranking?
the visa cashback just little, while mastercard give points.

I skipped the last line. Thanks to bro Gen-X for his hardwork

If i apply for multiple cards
and they all got approved

can i cancel some of them without charges?

depends on each card t&c.
usually card with sign-up promo (example cashback) cannpt* cancel for certain period (example 6 months).

besides, usually after a card had been approved, u'll be charged with gst and must pay for it.

edited: *cannot

This post has been edited by erry-: Oct 24 2011, 05:44 PM

And in the first place if you don't intend to keep the card then don't apply.
Don't forget the GST is chargeable the moment the card is approved (BNM also stated this in their circular to the bank) and not when you activate or upon first use of the card.

Hi guys, I have a question about unbilled transaction.

I swiped my card last week and when I checked online, it still shows no unbilled transactions found (last statement closing is on 17th October). Does it take a couple of weeks to update?

This post has been edited by valkyrie5034: Oct 24 2011, 06:03 PM

maybe the Merchant has not posted the transaction to the bank.
Give it a few more days. Care to share the Merchant name?
Sometimes it goes missing and you don't even need to pay... Best outcome.

AEON Jusco grocery shopping last Monday and pumped petrol at Caltex on Wednesday.

Just scared something wrong, when I received the mail with my card, the side was opened (seal not broken though). And activation through SMS was successful.

This post has been edited by valkyrie5034: Oct 24 2011, 06:19 PM

since the seal not broken, and u can swipe, means all is ok.



go check ur recent/unbilled/history (depends on ur online banking) transaction.

see if got anything else than what u swipe. if got, call cs immediately.

why want to apply so many cc? should just apply the card you want and most benefit u? if being rejected then only find the 2nd best and so on? urgent to get a cc?

got some new info on the Maybankard Visa Infinite on my blog for those interested