There is no definite answer on this.

No matter you submit through agent/roadshow/direct at counter, you may or may not be required to submit additional docs.

Even if e.g. agent says no need docs, but once agent pass to bank CC processing, they may ask you to submit/fax/mail to them the docs.

Unless it is pre-approved CC that bank already send to you (not tele-marketer call that offer you CC)

I'll be frank. My opinion is what you want is higher CL, but in the first place, you do not even get the CC approved yet.
It is like you want to run when you don't know how to walk yet.

What I would suggest is, you submit CC application form with all the salary/docs. But write in your CC form
* If my application is approved, unless bank can provide 100k credit limit, otherwise do not approve/send me the CC

Keep a copy of the form for your own reference.

If:
(i) The bank reject your application : move on with your life.
(ii) Bank approved with >100k CL, then fine with what you want.
(iii) Bank approved with <100k CL : this is what you do not want. So, you terminate the card immediately. Most likely bank will charge you RM50 GST, then you can use the application form photocopy to state that you do not wish to hold the card if CL <100k

Wonder anyone here owns UOB Preferred Platinum?

I was charged for annual fee of 388 and GSC 50.

Annual fee can be waived if I make one transaction from now on till 7 days later with any amount.

GSC 50 could not be waived anyway unless using point redemption.

Thinking to cancel right away since seldom use it.

Any privilege of holding this card?

LAst time when I had UOB Plat Visa and MC, I had to swipe 12 times each for auto waiver.

After I cancelled my MC, for my visa I have to swipe 12 times and spend RM3K to get auto waiver. So shiroijun, pretty good deal you got there. For this year, I have spent more than RM3K and therefore no need to worry about my coming annual fee.

I did rank UOB Pref Plat at No.7 for my article Malaysia Top 10 CC, click here to read about it.

And click here to read more about UOB Preferred Plat. UOB good for buying Coach handbags as we get SMART$ cash.

Actually, I will be going to Swiss Watch Gallery later this evening to check out what promotion they are offering UOB Preferred Plat card members (received invitation from UOB via  sms last week and had to reply to confirm). Anyone going there?

hi,

Wanna ask.

Currently i wanna apply ocbc titanium card, i'm using PBB gold card. For the PBB card i'm using the expiry date is july 2012. As i know, the government GST will be charge on the month of the expiry date. My statement cut off date is 12th of the month. I have received this month statement. may i know when exactly can i expect the GST to be charged?

I'm considering to cancel the PBB card before they charge me the GST. But i'm not sure whether ocbc will approve my application that fast. I've just registered my interest on OCBC web.

Thanks 

my current salary as viewed in online banking is 0
let's see what happens after this

Hahahaha, why don't you try and see if Jabatan Hasil comes knocking on your door to collect your unpaid taxes for your "MYR200k"

Ok, so any other solution to help out my fren?
Just asking him, minimum payment this month is rm6xx.. So he totally ran out money..

Can he direct go n disccuss with bank bout this matter?

DONT DO IT! You will just kill him. He already have 13K debt, you want him to cash advance somemore with those killing interest and snowball the debt? He will be 30K debt in no time.

chances are very slim, because even my ccris all show 0000 in the whole record, some bank still reject my application.  

after we request for credit limit increase,how long time need to wait to request for 2nd time credit limit increase after the 1st time?

Didn't you read till the end of my latest post on Plat cards in my blog where I did mention when it is coming out. A lot of research to do.. Not only am I going to write on Premier cards like VS or VI or WMC but will also state the most exclusive credit cards in Malaysia.

CC noob here as I only carry one CC (MBB Visa Silver) and never been interested in other CCs. By next month I'll probably zero out my MBB balance also.

Last week got a call from HSBC saying I got a pre-approved Platinum-i card. Anyone know if this is worth keeping (rebates, etc) cause if not, when I get it I'll call HSBC straight to cancel it.

its not fixed. ur cl will increase back with the amount paid.

1st month = 7600
2nd month = 7800 (7600 + 200)
3rd month = 8000 (7800 + 200)
4th month = 8200 (8000 + 200)

but do remember, the limit will decreased with other swipe.

if dont want to submit income proof, use card with 100k CL

ok2. no idea.

better give 2 months payslip of rm16k/month. confirm can get VI

u just want VS right? VS need salary of rm8.4k/month only ~