Hello,
If previously got p.loan from HLB - but everything settled can I still apply again ?

do you want to try alliance bank p loan ? or u can send me your email at alliancefinancing_i@yahoo.com , so that i can forward u more detail about this p loan .Thanks

Instead of using PL to pay off debt, why don't just apply for 0% interest credit transfer to other CC? last few months I transferred total RM4k CC debt to Maybank CC credit transfer plan, 0% for 12 months. Can apply for up to 36 months and there will be some interest but still low compare to PL. Most bank have this credit transfer facilities.

Citibank gave me 3.4% per annum. quite good kan?

Personal loan at 3.4% pa? Really?

yup...Citibank said only for loyal customers lol...i took the money and put in FD lol..want to use in case emergency

Oops. Did I say I want to clear off my debts? Just sharing my major financial commitments.

Let me rephrase; I need 20K PL. Salary 5K working in a multinational company. Finished my houseloan last year. Only have car loan and some credit cards (17K total).

I want to apply personal loan. Maybe around RM50k. Heard that Bank Rakyat rate is 3.25%. Any Bank Rakyat agent to help? Or got lower rates out there? Thanks

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Added on May 9, 2012, 4:36 pmTried to apply online. Suddenly it shows the rate is 5.1%. Dont understand.

Look at Bank Islam. Rate is 3.25/3.5 %. Any Bank Islam agent here?

Thanks

This post has been edited by Julie28: May 9 2012, 04:36 PM

Looking for personal loan for about 15-20K

Salary : 5.2K

DO PM me those bank that offer low interest...

Current Commitment :-
Credit card :-
RHB : Limit 4K (No outstanding)
Maybank : Limit 10K (1K outstanding)

Personal Loan with Al-rajhi : 15K (Payment up to date)

Housing Loan : Just going to start pay interest as house will only complete in 3 yrs...

Reason for Loan : For financial assistance...

Can pay back within 1-3 yrs..

Also can email me at uvareena@gmail.com

This post has been edited by spider-x: May 9 2012, 08:48 PM

Any bank rakyat agent, plesk PM me...

any bank rakyat agent? Pls pm me

i just got rejected by maybank ;(
can i try again with others or have to wait few months?
Salary 3k gross. been working 9 mths, got mybnk cc last december limit 6K. Got Aeon credit for bike loan 393/mth - 3 years. i asked for 25K.. they never say why got rejected.

which bank should i try?

This post has been edited by xxx306: May 10 2012, 12:22 PM

banks is very strict in approving personal loans. So for those who is qualified, congrats but don't end up in debts.

1'm Looking for personal loan for about 25k-30k.
My Salary RM4k

Any1 using the standard chartered quick edge loan thingy?
Cause got confuse with the different interest rate

can i apply for 15k wif my sallary 2k?
..which bank offer lowest interest right now?..

which bank offer lowest interest right now?..

eon cash on call 3.99% p.a =)
citi 3.2x% p.a for existing customer

This post has been edited by Ken_HP: May 16 2012, 07:46 AM

Hmm eon = hlb now right?
Fail to apply alliance haha trying other bank now

Hi,

Finding for personal loan (bank)..
basic 1800, got ot also..
average 2100 per month...
any?....