Hi , i need apply a PL amount 5-10k . Basic salary 1800 . another site income is comission base. every month average is 500++. got 2 credit card limit is 5k. 1)car loan still on going . Any Agent can help me ? my email babyikws@hotmail.com TQ

my salary 4k monthly

got car loan - 550
2 PL account - 610
asb loan - 120
refinance citibank - 400
credit card - 300

now i need financial aid a.s.a.p. n i think to do overlapped with my PL + citibank n pay monthly lesser.. coz that PL + citibank already cause me 1k++ headache any bank can offer me about 40k loan? please help!

fyi i work in private sector

what is 2 PL account - 610?

one is alliance 250 n one more maybank 360... act now i really regret took PL maybank, interest high n that time i wasnt think properly now want to do overlapped for both n no more PL after this

asb loan is personal loan rite?

so u have 3 current PL?

oic.. now u say, yes it is.. i always put aside asb loan as diff loan.. hehe.. haizzz...... i ok with the asb loan.. but my other 2 PL is really bothering me..

anyone heard of ct bank personnal loan which called you through your handphone? offering interest of only 3.x% per anum..you may verbally confirm through phone and provide them bank account number...they will deduct the repayment from your credit card..

is this genuine?

seems not legit. better not to trust.

thats not true..

Sdn Bhd may apply as well provided their paid up capital is RM1 million (a big sdn bhd co)

eg
toyo engineering sdn bhd
ranhill worleyparson sdn bhd
starbucks sdn bhd
auto bavaria sdn bhd
Aker Solutions Asia Malaysia sdn bhd
Scope Int Sdn Bhd


they are not a listed company. but eligible to apply b'coz they are a big sdn bhd company.

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Added on May 29, 2012, 2:13 amyup
they will check everything

1 - your basic income
2 - your CCRIS
3 - CTOS
4 - size of the company u r working with if u r working with sdn bhd company.
5 - your net income

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Added on May 29, 2012, 2:15 amu have to know there r a lot difference between a personal loan and ASB loan..


and this thread is about a personal loan. not ASB loan

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Added on May 29, 2012, 2:30 amcan you give me name of the company u're working with?
if sdn bhd company with a paid up capital more than 1M, then u may apply with me..
500k - 1m will be considered.



This post has been edited by locomotive: May 29 2012, 02:30 AM

personal loan, can u explain? as for asb,i know.asb is the one that has tenure & annual dividen rite?

but as a employees, many of us don't really know about company paid up amount.....will that be problem?

way how u get 50k personal loan ?? no payslip sum more

i also looking to get such an amount of loan.. sum more u can take so long repayment period

any bank officer here can offer that ??

actually im a bit confuse..mine is ASB loan..i thought that personal loan is the same with ASB loan..

mine is ASB loan..so get dividen each year.

of course different la bro

tell me how? personal loan we got the money 1st, then pay by installment?

yes at an interest summore

I see...my bad..so ASB loan, u pay 1st according to tenure, then got $$$+divident+extra$$

while PL is got $$$ 1st, but pay according to interest. tq.

what abt gov staff ? does this calculation apply the same ?

This post has been edited by noprob: May 31 2012, 09:37 AM

there r 2 ways to check paid up capital the company u r working with

1) check with ur HR or finance dept
2) i check 4 u

hi guys.. here i need your expert comment. i wan to get a personal loan of amount around 6-8k.. i have a credit card which just use for 3 month. i have a subcard which use for more than 1 year.. my income is around 2k.

is it eligible to get it? which bank can offer me? whocan hrlp me?

thank u so much