Personal Loan - V2, which banks offer the best deal?
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 May 7 2012, 12:43 AM
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#1
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Junior Member
29 posts Joined: Oct 2008  
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Need 20k PL.
Salary 5K working in an IT MNC. Married with no kids. Wife also working. Debts; MBB CC = 8000 / PB CCs = 9000 <--Minimum paid on time. House loan = None. Finished early. Car loan = 302/month <--Always paid late due to no time to go to bank. Trying online payment now to solve that. Any suggestions? This post has been edited by reinani: May 7 2012, 12:46 AM |
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May 7 2012, 06:12 PM
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#2
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Junior Member
29 posts Joined: Oct 2008
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Anybody tried AEON before? How is it?
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May 8 2012, 06:12 PM
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#3
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Junior Member
29 posts Joined: Oct 2008
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QUOTE(mutt @ May 8 2012, 11:14 AM) Instead of using PL to pay off debt, why don't just apply for 0% interest credit transfer to other CC? last few months I transferred total RM4k CC debt to Maybank CC credit transfer plan, 0% for 12 months. Can apply for up to 36 months and there will be some interest but still low compare to PL. Most bank have this credit transfer facilities. Oops. Did I say I want to clear off my debts? Just sharing my major financial commitments. Let me rephrase; I need 20K PL. Salary 5K working in a multinational company. Finished my houseloan last year. Only have car loan and some credit cards (17K total). |
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