Am I still eligible to apply for another p.loan if I had an existing one with another bank ?

depends on your basic salary (overtime not count), the deduction must not more than 50% of your fixed salary

yup depend on your department, mostly FULL AG 60% and state/agecies also have 30% only allow

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Added on February 10, 2012, 1:35 amPL Bank Rakyat only allow for their panel bank, but i also found one or two agent before this can submit to bank rakyat although non panel. All bank, KFH, and KOOP Yayasan Perlis/MBSB may allow PL for private sector if their company allow to make deduction thru Biro Angkasa, like Malaysia Airport and below

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Added on February 10, 2012, 1:38 amSorry Picture cant zoom, if u want to see list private company may apply PL thru Biro Angkasa, please click my siggy

This post has been edited by agenloan: Feb 10 2012, 01:38 AM

Thanks for the reply. But I don't really get what you mean by FULL AG ?
Does that means that the possibility is pretty low ? ..

it is easyrhb more easy to approved compare with others bank pl?

yes higher approval rate compare with others bank & also the highest interest rate in d market.

I think the rates is quite standard .. compare to other banks. By the way, are you dealing with Alliance Bank P.Loan application ?

FULL AG that mean goverment staff at federal goverment not state

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Added on February 11, 2012, 6:52 pmeasyrhb very difficult to get approved if u blacklist, because system already setup, but easyrhb very faster process compare another bank, if u have outstanding balance at CC, esyrhb very easy detect it

This post has been edited by agenloan: Feb 11 2012, 06:52 PM

Private sector employees with an income of minimum RM3000.00

http://www.bankrakyat.com.my/web/guest/financingi

i believe so many ppl got outstanding balance at cc thats why they apply pl to settle it.got outstanding mean cant approved?

Whoever work for private sector but salary above 2.8k can pinjam from Bank Islam, interest quite good even not as good as for government workers

Which product are you referring to ? .. I thought its only applicable to listed private company ?

Got 1 product for banker, 6.5% for 7 years, quite good

Why would want to cover debt with debt ?

Credit card interest rate p.a around 18% +
Loan interest rate p.a way lower then 18% ( 6.5% - 14%++ )

Need an advise .. I will joining another company next month with basic salary RM 6500 ..

I have 3 Personal Loan ,

1st - Pay RM 285 monthly (have outstanding 1 month, with 1 - 2 months late payment previously) - 8.5% yearly
2nd - Pay RM 228 monthly (have outstanding 1 month, same like above) - 8-10% yearly
3rd - Pay RM 150 monthly .. now good record - 11-13% yearly

2 credit card - RM 5000 limit each .. both payment more than minimum payment

Car loan - RM 681 monthly .. good record so far ..

So I want to know any personal loan can offer to me with such condition with lowest interest .. Plan to go for maximum and settle my CC and certain PL .. used balance for private stuff ..

How fast I can apply the personal loan with monthly payment will stabilize by this month for all loans ..

Thanks all

This post has been edited by mynor: Feb 14 2012, 12:40 AM

can we convert our cc outstanding balance to a term loan like pl?

hi , im already apply PL from a few bank but reject mine loan...
so bad .anybody know which bank is easier to apply ?help

how much you are applying? got guarantor is easiest way to get..

Anyone apply RHB easy loan? i hear they only used IC then check by computer.
If my commitment only car loan for two month, can be approved for 5K??
What did the computer check?