Try Bank Persatuan, it offer good % interest
Personal Loan - V2, which banks offer the best deal?
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 Dec 21 2011, 12:55 PM
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#1
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454 posts Joined: Oct 2009  
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Feb 7 2012, 11:13 PM
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#2
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454 posts Joined: Oct 2009
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For private sector worker, any bank offer better rate than Al-Rahji right now ?
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Feb 8 2012, 05:29 PM
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#3
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454 posts Joined: Oct 2009
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QUOTE(syafiqhope @ Feb 8 2012, 04:08 PM) Hi...I'm a newbie..... only for goverment workerHave read most of the replies, why very little mention about Bank Islam and Bank Rakyat Personal Loan which offered quite low rate (3.25 - 3.50 for 3 years tenure). p/s: plan to apply from bank islam, any advise?  |
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Feb 8 2012, 05:54 PM
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#4
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454 posts Joined: Oct 2009
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QUOTE(izzudrecoba @ Feb 8 2012, 06:43 PM) Not really. Private sector can get 3.30% from Bank Rakyat PL for 3 years payment. Is it ? salary minimum how much per month ? |
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Feb 9 2012, 05:53 PM
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#5
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QUOTE(syafiqhope @ Feb 9 2012, 10:51 AM) I went to Bank Rakyat yesterday. The PL is offered to private sector too. But limited. Only to companies that list Bank Rakyat as their panel bank. QUOTE(fivesense @ Feb 9 2012, 05:33 PM) means ur salary have to go thru their bank?? QUOTE(syafiqhope @ Feb 9 2012, 05:45 PM) yups...sort of...but some company allowed certain bank (other than bank for salary debit) to auto-deduct their employee salary for loan, etc. For example, one of my friend, his salary is through Maybank..but his company listed Bank Rakyat as its panel bank. So Bank Rakyat is allowed to auto-deduct his salary for the personal loan he applied. QUOTE(fivesense @ Feb 9 2012, 06:01 PM) thanks bro for the info, need to check with the HR about this... My friend get personal loan from Bank Rakyat even his company not a panel, but you know how things work in our country, 10% for "that person". true story |
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Feb 9 2012, 10:31 PM
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#6
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454 posts Joined: Oct 2009
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QUOTE(HughieRmX @ Feb 9 2012, 11:00 PM) Am I still eligible to apply for another p.loan if I had an existing one with another bank ? depends on your basic salary (overtime not count), the deduction must not more than 50% of your fixed salary   |
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Feb 12 2012, 08:39 PM
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#7
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454 posts Joined: Oct 2009
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Whoever work for private sector but salary above 2.8k can pinjam from Bank Islam, interest quite good even not as good as for government workers
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Feb 13 2012, 05:37 PM
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#8
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454 posts Joined: Oct 2009
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QUOTE(HughieRmX @ Feb 13 2012, 12:35 PM) Which product are you referring to ? .. I thought its only applicable to listed private company ? Got 1 product for banker, 6.5% for 7 years, quite good  |
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