Personal Loan - V2, which banks offer the best deal?
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 Feb 16 2012, 11:37 AM
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Senior Member
965 posts Joined: Mar 2008  
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QUOTE(cyberz @ Feb 15 2012, 11:04 PM) Anyone apply RHB easy loan? i hear they only used IC then check by computer. CCRIS ur conduct of loan repayment... If my commitment only car loan for two month, can be approved for 5K?? What did the computer check?  u need to have a prompt payment for all ur loan esspecially cc to have any chance to get a personal loan approved... |
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Feb 16 2012, 05:56 PM
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Junior Member
44 posts Joined: Feb 2010
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QUOTE(Kaka23 @ Feb 15 2012, 10:54 PM) how much you are applying? got guarantor is easiest way to get.. just about 10k ..as i know pl no need to guarantor wor.. which hah ? need  |
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Feb 16 2012, 07:44 PM
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Junior Member
293 posts Joined: Jun 2009
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QUOTE(kachun_liew @ Feb 15 2012, 09:05 PM) hi , im already apply PL from a few bank but reject mine loan... I think rhb is very fast and easy, provided you are qualified. If not, even ah long won't loan you money. Credit history has becoming more important nowadays.so bad  .anybody know which bank is easier to apply ?help |
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Feb 16 2012, 08:44 PM
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Junior Member
44 posts Joined: Feb 2010
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QUOTE(putih @ Feb 16 2012, 07:44 PM) I think rhb is very fast and easy, provided you are qualified. If not, even ah long won't loan you money. Credit history has becoming more important nowadays. try it b4 ..  |
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Feb 17 2012, 06:59 AM
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Senior Member
5,284 posts Joined: Nov 2011
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QUOTE(kachun_liew @ Feb 16 2012, 08:44 PM) try it b4 .. cc payment late 2 month can apply pl?think sure reject |
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Feb 17 2012, 08:08 PM
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Junior Member
177 posts Joined: May 2009 From: Kuala Lumpur
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QUOTE(samsungXP @ Feb 17 2012, 06:59 AM) cc payment late 2 month can apply pl?think sure reject 50-50, some bank accept 2 month due. or try to apply before 10th of the month, bcoz ccris update on every month of 15th.This post has been edited by Ken_HP: Feb 17 2012, 08:12 PM |
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Feb 18 2012, 08:18 PM
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Senior Member
3,394 posts Joined: Jan 2003 From: Kuala Lumpur 
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Guess I will give it a try with the RHB Easy-Loan ..
Current awaiting for feedback from Alliance Bank ..  |
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Feb 19 2012, 06:33 PM
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Junior Member
14 posts Joined: Feb 2011
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QUOTE(Sifha238 @ Feb 9 2012, 05:53 PM) My friend get personal loan from Bank Rakyat even his company not a panel, but you know how things work in our country, 10% for "that person". true story Seriously?? Damn...what a shame....this is what we call "Mengambil kesempatan dlm kesempitan"... Added on February 19, 2012, 6:34 pm QUOTE(fivesense @ Feb 9 2012, 05:01 PM) thanks bro for the info, need to check with the HR about this... No problem bro.....Gud luck!This post has been edited by syafiqhope: Feb 19 2012, 06:34 PM |
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Feb 21 2012, 10:59 PM
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Junior Member
48 posts Joined: Jun 2008
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I plan to do a personal loan...what is the best bank to apply?
i just recently been rejected by Bank Islam when i'm applying for that loan. any advise? |
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Feb 21 2012, 11:18 PM
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Senior Member
749 posts Joined: Jul 2010 From: Kuala Lumpur, Malaysia
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QUOTE(piras_tarabas @ Feb 21 2012, 10:59 PM) I plan to do a personal loan...what is the best bank to apply? Bank Rakyat is the best for personal loan for now. Check out the rate here:-i just recently been rejected by Bank Islam when i'm applying for that loan. any advise? http://www.bankrakyat.com.my/web/guest/financingi |
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Feb 22 2012, 10:20 AM
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Junior Member
246 posts Joined: Feb 2006
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but this is only when ur income is 3k... if my income is 5k then it is not eligible right?
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Feb 22 2012, 10:49 AM
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Senior Member
3,394 posts Joined: Jan 2003 From: Kuala Lumpur
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Got rejected from Alliance Bank .. Which bank should I try on next ?
1. HSBC Islamic 2. Standard Chartered 3. RHB Easy ... ? |
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Feb 22 2012, 10:54 AM
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Senior Member
3,668 posts Joined: Jun 2006 From: Bikini Abyss
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QUOTE(HughieRmX @ Feb 22 2012, 10:49 AM) Got rejected from Alliance Bank .. Which bank should I try on next ? 1. HSBC Islamic 2. Standard Chartered 3. RHB Easy ... ? once you're rejected, your chance to be rejected again are higher within 6 months. was told by some BNM guy because your history for loan application are listed in your CCRIS record. |
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Feb 22 2012, 11:00 AM
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Senior Member
3,394 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cracksys @ Feb 22 2012, 10:54 AM) once you're rejected, your chance to be rejected again are higher within 6 months. If that's the case - perhaps I should hold my horses .. was told by some BNM guy because your history for loan application are listed in your CCRIS record.  Need to focus on the way of settling all my outstanding CC debts .. sigh ..  |
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Feb 22 2012, 03:51 PM
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Senior Member
1,364 posts Joined: Mar 2009
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Borrowing personal loan what should we take care of ?
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Feb 23 2012, 08:28 AM
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Junior Member
15 posts Joined: Feb 2012
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QUOTE(kachun_liew @ Feb 15 2012, 09:05 PM) hi , im already apply PL from a few bank but reject mine loan... hi, i m edmund..one of the consumer loan executive from alliance bank, you can drop me a email at alliancefinancing_i@yahoo.com ,so that i can send you the term & condition plus the application form togetherso bad .anybody know which bank is easier to apply ?help |
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Feb 23 2012, 08:36 AM
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Junior Member
222 posts Joined: Nov 2011
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QUOTE(kachun_liew @ Feb 15 2012, 09:05 PM) hi , im already apply PL from a few bank but reject mine loan... Hi Kah Chun, would you like to apply for personal loan? I know bank internal staff maybe can help. so bad .anybody know which bank is easier to apply ?help |
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Feb 23 2012, 08:36 AM
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Junior Member
15 posts Joined: Feb 2012
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QUOTE(cracksys @ Feb 22 2012, 10:54 AM) once you're rejected, your chance to be rejected again are higher within 6 months. may i know whats the reason ,your application rejected.. or you can directly email to me at alliancefinancing_i@yahoo.comwas told by some BNM guy because your history for loan application are listed in your CCRIS record. Added on February 23, 2012, 8:41 am QUOTE(syafiqhope @ Feb 19 2012, 06:33 PM) Seriously?? Damn...what a shame....this is what we call "Mengambil kesempatan dlm kesempitan"... hi, i m edmund..one of the consumer loan executive from alliance bank, you can drop me a email at alliancefinancing_i@yahoo.com ,so that i can send you the term & condition plus the application form together Added on February 19, 2012, 6:34 pm No problem bro.....Gud luck! This post has been edited by edmundwong: Feb 23 2012, 08:41 AM |
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Feb 23 2012, 08:42 AM
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Junior Member
222 posts Joined: Nov 2011
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Anyone here being rejected by the bank. Kindly contact me if you need bank loan, i think i can help.
My contact: 016-3289838 MR.LIEW |
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Feb 23 2012, 08:48 AM
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Junior Member
15 posts Joined: Feb 2012
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QUOTE(samsungXP @ Feb 17 2012, 06:59 AM) cc payment late 2 month can apply pl?think sure reject hi, i m edmund..one of the consumer loan executive from alliance bank, you can drop me a email at alliancefinancing_i@yahoo.com ,so that i can send you the term & condition plus the application form together |
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