choose either one... if u use payslip.. hv to provide epf, they dont accept bank statement.. if u choose cc, they choose the lowest car limit, not like other banks do, choosing highest limit..

how the approved rates compare to others bank?

better lor... i can say....the most taboo is late payment for most of the banks.. but hsbc can approve it 50% once u hv settle..

i got price solutions (stan chart agent) calling me to offer cash-on-call for 3.99%. but everytime i ask them to e-mail or fax over details, they said okay but nothing was sent. how to do business like that?

that's y lor... hv to look for good bankers...good bankers hard to find...some bankers only care big amount customers

but why call me in the first place? they've called many times.

How much they offered you?

3.99% per annum. 30k pre-approved.

today juz went to hsbc to apply pl for 10k.hopefully can approved.they asking for lowest cl cc

let me know the result alright? wanna try too..

since scb and alliance bank also reject so i dun confident this pl can approved

Good rate I must say. What u waiting for?

That's why I asked them to send forms & details over. First time by e-mail but nothing came. 2nd time by fax also nothing! Next time I must ask for their contact so I can bug them. Want to give them business also very hard.

any other bank rather than alliance?
alliance rejected mine.

I just got to know that the cash-on-call by standard chartered @ 3.99% is hari raya promotion..

me too.u can try ocbc.approved rates higher

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Added on September 14, 2011, 1:07 amcash on call 3.99% is only for tenure 6 month

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Added on September 14, 2011, 5:18 pmjust now received a call from hsbc to verify the pl that i apply.It is chances high to get approved once they call u to verify?normally if reject they wont call u rite?bcoz i apply from maybank,cimb,scb,oub,alliance they never call to verify the pl that u apply.when i cal them they say reject

This post has been edited by nokiaXP: Sep 14 2011, 05:30 PM

Good day,

Need cash ? Business loan ? Cash rolling ? Investment ? Private usage ?



Alliance Bank Personal Financing ( Personal Loan / Business Loan )

-0.74% Per Month, FLAT RATE

-Min Rm5000 - Rm150,000 ( 5k - 150k )

-Processing Fees, Stamp Study, Insurance, Early Settlement Fees ALL WAIVED

-100% payout
-No hidden charges
-No early settlement fees / penalty ( rebate will be given )
-No guarantor needed.
-1-7 Years Installment Available
-Private sector & government can apply

-21 - 60 years old
-1 Day AIP Approval



Document Needed To Apply :

1) If you do have a credit card above 1 year usage, you just need to submit IC & fill up form only.


2) For no credit card client, you must at least have 1 year car loan, house loan or any loan from bank to apply for this loan.

a) Latest 3 months pay slip and EPF or bank statement
b) IC
c) Fill up form


Everything can go thru by FAX or EMAIL !

Should you require further enquiries/assistance, kindly contact Ken @ 012-9371314


DIRECT UNDER BANK ! NO WORRIES !

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Added on September 14, 2011, 8:43 pmord apply 2 times also get reject.this bank hard lah

This post has been edited by nokiaXP: Sep 14 2011, 08:43 PM

if the bank reject our application how come u help us apply then can approved.i think no such thing.u also try luck coz u apply so many bank

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Added on September 14, 2011, 11:39 pmif your cc near to credit limit,the bank will still approved your pl?1 of the reason to apply pl is to clear the cc outstanding.why some bank never call u to verify that u apply for pl?

This post has been edited by nokiaXP: Sep 14 2011, 11:54 PM

DONT BELIVE THIS SHIT... TRY TO CHEAT PEOPLE MONEY, TRY TO EARN SOME WHEN PEOPLE APPLYING PLOAN FROM BANK...EAT SHIT LA...
ALL FROM ABOVE ...NOTHIN IS TRUE..