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 Personal Loan - V2, which banks offer the best deal?

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marco
post Aug 26 2011, 05:19 PM

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Hi,

I wanna apply for personal loan. I did applied for CIMB-i Express 2 years back but settled already in June 2011 (i loan 5K 2 years ago).

This month, i desperately need about 10K because i need it to pay the balance of ~10k for my house renovation last month.

I have applied Al Radjhi, HLB and AEON but got rejected. I got 2 credit cards but not exceed limit yet (Credit Limit 4k each). Other than that no house loan and no car loan.

Suggestion?

Thanks.

-Marco-
marco
post Sep 2 2011, 11:09 AM

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From: Shah Alam


QUOTE(marco @ Aug 26 2011, 05:19 PM)
Hi,

I wanna apply for personal loan. I did applied for CIMB-i Express 2 years back but settled already in  June 2011 (i loan 5K 2 years ago).

This month, i desperately need about 10K because i need it to pay the balance of ~10k for my house renovation last month.

I have applied Al Radjhi, HLB and AEON but got rejected. I got 2 credit cards but not exceed limit yet (Credit Limit 4k each). Other than that no house loan and no car loan.

Suggestion?

Thanks.

-Marco-
*
Ho Ho! I've tried Easy RHB yesterday, still got rejected/declined. Oh my.

Anybody can help? No Ah Long of coz. smile.gif smile.gif

- Marco -

marco
post Sep 10 2011, 01:10 AM

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From: Shah Alam


Just got reply from SCB, my PL declined. WAAA..

SCB, HLB, AEON, AL-RADJHI, RHB all declined.

How am i going to apply for PL... Help.
marco
post Sep 12 2011, 08:38 PM

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QUOTE(nokiaXP @ Sep 12 2011, 08:32 PM)
today juz went to hsbc to apply pl for 10k.hopefully can approved.they asking for lowest cl cc
*
let me know the result alright? wanna try too..
marco
post Sep 15 2011, 05:43 PM

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From: Shah Alam


QUOTE(nokiaXP @ Sep 15 2011, 05:02 PM)
my hsbc pl ord approved.b4 this scb,alliance,hlb,cimb,maybank all reject.u can try.coz my ccris also not so good
*

wow! u walk in or What.

This post has been edited by marco: Sep 15 2011, 05:44 PM
marco
post Sep 18 2011, 03:43 PM

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From: Shah Alam


im gonna try hsbc then. yey.
marco
post Sep 29 2011, 05:44 PM

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QUOTE(nokiaXP @ Sep 20 2011, 06:48 PM)
last week my pl with hsbc ord been approved.if now i apply cc from them the chances get approved will be high?
*
Yo bro,

To be approved by HSBC that day how long do you need to wait? I have applied mine last week Thursday. Still no response yet. Huhu.

smile.gif

Thanks.
marco
post Sep 29 2011, 10:49 PM

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QUOTE(nokiaXP @ Sep 29 2011, 08:55 PM)
within 1 weeks will call u.if no then reject liao
*
like other banks, they'll send sms say rejected. hope hsbc will give good news like you.

smile.gif
marco
post Oct 9 2011, 12:41 AM

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Got my PL application from hsbc already. Rejected!

All banks rejected.
marco
post Oct 21 2011, 08:16 AM

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From: Shah Alam


Hi,

Where can i check CTOS/CCRIS status or to clear the record? Anybody can advise?

Thanks.



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