bro,

can elaborate more on cash on call? how does it work compared to PL? is it like withdrawing from Credit Card?

i need personal loan of about 60k-70k. i'm self employed. 5 years sole proprietor biz.

declared income tax rm105k. monthly bank transaction average rm150k.

banker pls pm me, no consultant or agent pls.

urgent

my fren is doing sales for personal loan with few banks .. even blacklist oso he can do .. no upfront needed .. but only to government staff lohh .. can try to contact him at 019-2610849

live in kulim kampung area.no public transport go to work.

Hi guys,

I want to apply rm20k personal loan with lowest interest for settlement my cr card debt (around rm13k) & SCB loan (rm7k, 5 months tenure left)
My gross income is rm3.6k, plan for 36 or 48 installments

Some1 can provide details or any advise..?? jensonnts@gmail.com

How come I will know the result in 10 minutes? So fast? Is there a form that needs to be signed first?

hi. here are my questions:

1. i actually been worked for almost 2years but past 6months, i further my studies. so now i just started my new job again around 2months now because i changed my studies to parttime basis. is it gonna effect my PL application?

2. my salary ard 3k, private sector, MNC co, just worked 2months, no credit card, name is not in PTPTN blacklist, no commitment at all but i do pay my mom's car installment. i plan to apply for PL for about 10k. is it possible? i read that most of the bank need to have credit card history for at least 1yr to approve the application. if they do so, its hard for me since i seriously dont believe myself having credit card.

3. if there are bank that can approve my application based on above condition, may i know which bank? how about the int rate? how soon it can be approved?

thanks in advance guys!

hi... im kenshin from alliance bank... 8.88% for any amount... 100% oayout.. no penalty for early settlement.

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Added on September 7, 2011, 8:37 ami can try apply alliance bank for u...

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Added on September 7, 2011, 8:40 amyes.. alliance bank has a canggih system that link to bank negara... automatically will calculate ur commiment.. and ur risk level... cos these 2 are the most important part for applying ploan...if these two pass, u r quality customer...then our hq will verify ur job that make sure u r working..

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Added on September 7, 2011, 8:41 ami can say.. no banks.. cos u only work for 2mth =.=.......really...

This post has been edited by kenshin1: Sep 7 2011, 08:41 AM

looking for 3k loan. Planning to settle it in 3mths

which bank offers the best rate?

Hi, I am fresh newbie here, I would like to apply a personal loan RM10-RM15k currently for my personal issue. My fix salary is 2.5k and fix allowance is 1,050, total is RM3,550. however my pay slip only state the 2.5k only, my fix allowance is not in the slip, but my statement have rm1,050 (cheque) every month, beside that, I owning a personal loan with 10k, and car loan with 30k (car loan balance is 8k only), is it the commitment too high? RHB and HLB were reject my application. By side, I have saving account and deposit in AFFIN BANK with RM12k, i think my record in good condition. I never late payment in credit card and loan, any seniour member or banker here please provide some opinion , thank you.

kindly mail to ; shawn.josh@ymail.com

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Added on September 7, 2011, 10:30 pmHi, I am fresh newbie here, I would like to apply a personal loan RM10-RM15k currently for my personal issue. My fix salary is 2.5k and fix allowance is 1,050, total is RM3,550. however my pay slip only state the 2.5k only, my fix allowance is not in the slip, but my statement have rm1,050 (cheque) every month, beside that, I owning a personal loan with 10k, and car loan with 30k (car loan balance is 8k only), is it the commitment too high? RHB and HLB were reject my application. By side, I have saving account and deposit in AFFIN BANK with RM12k, i think my record in good condition. I never late payment in credit card and loan, any seniour member or banker here please provide some opinion , thank you.

informatil & details please kindly mail; shawn.josh@ymail.com

This post has been edited by shawnkh: Sep 7 2011, 10:30 PM

Just to share, personal loan rates will go up next month
Those who want to apply better do so soon
By bank negara.

Btw, i am selling standard chartered personal loan
Now

bimb for gov or glc and a few listed company.. so u slowly wait... ptptn is not a loan in ccris record

i got 2 cc that is near to credit limit.if i apply for pl still can get approved?coz wan to settle this 2 cc.but normally bank wont approved due to cc near credit limit..it is true?

alliance can approve..but loan amount low

Just got reply from SCB, my PL declined. WAAA..

SCB, HLB, AEON, AL-RADJHI, RHB all declined.

How am i going to apply for PL... Help.

but last month juz apply but get rejected.

This post has been edited by nokiaXP: Sep 11 2011, 12:04 PM

[quote=kenshin1,Sep 7 2011, 08:35 AM]
hi... im kenshin from alliance bank... 8.88% for any amount... 100% oayout.. no penalty for early settlement.

Kenshin..are you sure not penalty for early settlement? I thought it was RM200 fee..can you please recheck?tq

need info for personal loan ard 30k to 50k. PM the your offer. How many month of repayment? how much is the repayment? How much is the interest? what happen if I want to settle early? If possible please provide calculation too, I could get a picture of the loan. TQ

[quote=Blues03,Sep 10 2011, 08:47 AM]
[quote=kenshin1,Sep 7 2011, 08:35 AM]
hi... im kenshin from alliance bank... 8.88% for any amount... 100% oayout.. no penalty for early settlement.

Kenshin..are you sure not penalty for early settlement? I thought it was RM200 fee..can you please recheck?tq

[/quote]


not anymore... started 1mth ago... u can check at the page 4 of the form... no penalty for early settlement but hv to b 3mth early notice..

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Added on September 10, 2011, 10:49 pm[quote=b010510002,Sep 10 2011, 06:45 PM]
need info for personal loan ard 30k to 50k. PM the your offer. How many month of repayment? how much is the repayment? How much is the interest? what happen if I want to settle early? If possible please provide calculation too, I could get a picture of the loan. TQ

[/quote]


bos, pls provide some info about ur gross income n highest card limit... to knw u r eligible or not.

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Added on September 10, 2011, 10:53 pm[quote=marco,Sep 10 2011, 01:10 AM]
Just got reply from SCB, my PL declined. WAAA..

SCB, HLB, AEON, AL-RADJHI, RHB all declined.

How am i going to apply for PL... Help.

[/quote]


provide me ur details....pm me

gross income (no ot /bonus )..

CREDITCARD UTILISATION
BANK NAME / LIMIT / OUTSTANDING / SINCE WHEN
1.
2.
HOUSING LOAN
BANK NAME / MONTHLY INSTALLMENT / SINCE WHEN
1.
2.
CAR LOAN
BANK NAME / MONTHLY INSTALLMENT / SINCE WHEN
1.
2.
PERSONAL LOAN
BANK NAME / MONTHLY INSTALLMENT / SINCE WHEN
1.
2.
LATE PAYMENT SINCE 2010 aug YES/NO......... IF YES:____MONTH?
LOAN AMOUNT NEEDED:_______?




This post has been edited by kenshin1: Sep 10 2011, 10:53 PM

hsbc to apply pl need pay slip or juz cc that more than 1 year?