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 Personal Loan - V2, which banks offer the best deal?

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Dannyhjw
post Sep 15 2011, 10:48 AM

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QUOTE(kenshin1 @ Sep 15 2011, 08:45 AM)
DONT BELIVE THIS SHIT... TRY TO CHEAT PEOPLE MONEY, TRY TO EARN SOME WHEN PEOPLE APPLYING PLOAN FROM BANK...EAT SHIT LA...
ALL FROM ABOVE ...NOTHIN IS TRUE..
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Kenshin1,

U really criticise them kao-kao... biggrin.gif
wongmunkeong
post Sep 15 2011, 11:02 AM

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QUOTE(kenshin1 @ Sep 15 2011, 08:45 AM)
DONT BELIVE THIS SHIT... TRY TO CHEAT PEOPLE MONEY, TRY TO EARN SOME WHEN PEOPLE APPLYING PLOAN FROM BANK...EAT SHIT LA...
ALL FROM ABOVE ...NOTHIN IS TRUE..
*
Whoa bro Kenshin1 (i like that anime a lot like U tongue.gif). What happened? Can share your findings/experience with these loan flers?
Buy @ Sell
post Sep 15 2011, 12:02 PM

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Need 10k - 20k... commission earner.. From Jan - Aug accumulated earn RM 29227.. No c.c, car loan or any loan... age 25... name clear bcoz dont have any type of loan b4

This post has been edited by Buy @ Sell: Sep 15 2011, 12:05 PM
nokiaXP
post Sep 15 2011, 12:18 PM

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QUOTE(Buy @ Sell @ Sep 15 2011, 12:02 PM)
Need 10k - 20k... commission earner.. From Jan - Aug accumulated earn RM 29227.. No c.c, car loan or any loan... age 25... name clear bcoz dont have any type of loan b4
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ccris no record hard to apply
Buy @ Sell
post Sep 15 2011, 12:50 PM

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anyone can help

nokiaXP
post Sep 15 2011, 05:02 PM

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QUOTE(marco @ Sep 12 2011, 08:38 PM)
let me know the result alright? wanna try too..
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my hsbc pl ord approved.b4 this scb,alliance,hlb,cimb,maybank all reject.u can try.coz my ccris also not so good
marco
post Sep 15 2011, 05:43 PM

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QUOTE(nokiaXP @ Sep 15 2011, 05:02 PM)
my hsbc pl ord approved.b4 this scb,alliance,hlb,cimb,maybank all reject.u can try.coz my ccris also not so good
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wow! u walk in or What.

This post has been edited by marco: Sep 15 2011, 05:44 PM
nokiaXP
post Sep 15 2011, 05:49 PM

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QUOTE(marco @ Sep 15 2011, 05:43 PM)
wow! u walk in  or What.
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walk in
kenshin1
post Sep 16 2011, 12:58 PM

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QUOTE(nokiaXP @ Sep 15 2011, 05:49 PM)
walk in
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bro, no thx me arr....sad wor
ChrisBankLoan
post Sep 16 2011, 01:43 PM

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QUOTE(kenshin1 @ Sep 15 2011, 09:45 AM)
DONT BELIVE THIS SHIT... TRY TO CHEAT PEOPLE MONEY, TRY TO EARN SOME WHEN PEOPLE APPLYING PLOAN FROM BANK...EAT SHIT LA...
ALL FROM ABOVE ...NOTHIN IS TRUE..
*
May i know y u are saying so? bcoz v served as a bank consultancy and help ppl to getting the p loan. v lik serve as middle to approach banker through our help. the loan amount will be disperse into client acc. Verification call will be also conducted by the banker to confirm the loan. So actually fraud is actually no


Added on September 16, 2011, 1:51 pm
QUOTE(wongmunkeong @ Sep 15 2011, 12:02 PM)
Whoa bro Kenshin1 (i like that anime a lot like U tongue.gif). What happened? Can share your findings/experience with these loan flers?
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Ya i feeling so... is there any fraud happen? coz i just join a company doing bank consultancy so i try to looking for client up here. Through my exp, verification call will be done. so act hardly to fraud. the company told me that jut will charging consultancy fee after client got the loan. And the fee will be only bank transfer by the customers it own


Added on September 16, 2011, 2:32 pm
QUOTE(nokiaXP @ Sep 14 2011, 11:56 PM)
if the bank reject our application how come u help us apply then can approved.i think no such thing.u also try luck coz u apply so many bank


Added on September 14, 2011, 11:39 pmif your cc near to credit limit,the bank will still approved your pl?1 of the reason to apply pl is to clear the cc outstanding.why some bank never call u to verify that u apply for pl?
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Our firm do submit the application to all the banks. therefore higher approval rate instead of walk in since v have some internal process also. by eliminate some internal process.

This post has been edited by ChrisBankLoan: Sep 16 2011, 02:32 PM
kenshin1
post Sep 16 2011, 09:38 PM

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QUOTE(ChrisBankLoan @ Sep 16 2011, 01:43 PM)
May i know y u are saying so? bcoz v served as a bank consultancy and help ppl to getting the  p loan. v lik serve as middle to approach banker through our help. the loan amount will be disperse into client acc. Verification call will be also conducted by the banker to confirm the loan. So actually fraud is actually no


Added on September 16, 2011, 1:51 pm

Ya i feeling so... is there any fraud happen? coz i just join a company doing bank consultancy so i try to looking for client up here. Through my exp, verification call will be done. so act hardly to fraud. the company told me that jut will charging consultancy fee after client got the loan. And the fee will be only bank transfer by the customers it own


Added on September 16, 2011, 2:32 pm
Our firm do submit the application to all the banks. therefore higher approval rate instead of walk in since v have some internal process also. by eliminate some internal process.
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yea .. take 10%-15% of customer loan amount just help for submitting?...150k amount.. take 10k-15k amount just only "help"....u guys are crazy, still acting profesional... wth....
wat 10 banks.. can u list out? some banks dont do personal loan...
i hv 500++ ccris + ctos problem customers... i giv u free.. if u can approve only "1" customer... i really kneel down myself and call u GOD....
p.s. i knw all banks ploan policy, wat kind of ccris/commitment still can b saved, everything i knw... i also can do as AGENCY, but i dont wanna cheat customer hard earn money...
K1ngZ
post Sep 16 2011, 10:18 PM

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i want to apply personal loan

anyone can help?
nujikabane
post Sep 17 2011, 11:13 AM

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wondering, the PL with Bank Islam, what is the max loan that can be taken?
Is it 5x the monthly salary ?
kenshin1
post Sep 17 2011, 12:28 PM

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QUOTE(nujikabane @ Sep 17 2011, 11:13 AM)
wondering, the PL with Bank Islam, what is the max loan that can be taken?
Is it 5x the monthly salary ?
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it's different... BIMB usually for gov, glc, few listed company...u can try it if u dont belive...they hv lower interest but not lowest in gov loan...and not x5 of gross salary
nujikabane
post Sep 17 2011, 01:08 PM

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QUOTE(kenshin1 @ Sep 17 2011, 12:28 PM)
it's different... BIMB usually for gov, glc, few listed company...u can try it if u dont belive...they hv lower interest but not lowest in gov loan...and not x5 of gross salary
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If it is not 5x salary, what is the highest that can get ?
AFAIK, PL usually only allows up to 5x salary..
kenshin1
post Sep 17 2011, 04:35 PM

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QUOTE(nujikabane @ Sep 17 2011, 01:08 PM)
If it is not 5x salary, what is the highest that can get ?
AFAIK, PL usually only allows up to 5x salary..
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as i told u..bimb is not like private personal loan..it is based on gov personal loan...alot of terms and conditions are different.. cos bimb is not hving swasta personal loan ..i dont knw much of the details.. u can call ^^, and str8 ask that is ur company their list...if ur company is not...dont waste time anymore..it wont b SPECIAL APPROVAL
Phoeni_142
post Sep 17 2011, 11:14 PM

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QUOTE(kenshin1 @ Sep 17 2011, 04:35 PM)
as i told u..bimb is not like private personal loan..it is based on gov personal loan...alot of terms and conditions are different.. cos bimb is not hving swasta personal loan ..i dont knw much of the details.. u can call ^^, and str8 ask that is ur company their list...if ur company is not...dont waste time anymore..it wont b SPECIAL APPROVAL
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Kenshin, what is alliance bank's approval rate? And how does this compare with the industry Approval rate?
kenshin1
post Sep 17 2011, 11:24 PM

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QUOTE(Phoeni_142 @ Sep 17 2011, 11:14 PM)
Kenshin, what is alliance bank's approval rate? And how does this compare with the industry Approval rate?
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same like others, i can say... abit better..i can say......quality cust sure can approve..i can say, it's honest..
nokiaXP
post Sep 17 2011, 11:37 PM

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QUOTE(kenshin1 @ Sep 17 2011, 11:24 PM)
same like others, i can say... abit better..i can say......quality cust sure can approve..i can say, it's honest..
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top approved rates is ocbc and hsbc
kenshin1
post Sep 18 2011, 12:57 AM

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QUOTE(nokiaXP @ Sep 17 2011, 11:37 PM)
top approved rates is ocbc and hsbc
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bos, not about that bos...u still dont knw allot of things in each banks..
diff banks with diff policy....

commitment levels, ccris problem.... yea.. mayb those....
but there r still alot of quality customer....

still looking for better rates, better terms & conditions...some cld get better.....u wld confuse alot of people....

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