Hi, I am fresh newbie here, I would like to apply a personal loan RM10-RM15k currently for my personal issue. My fix salary is 2.5k and fix allowance is 1,050, total is RM3,550. however my pay slip only state the 2.5k only, my fix allowance is not in the slip, but my statement have rm1,050 (cheque) every month, beside that, I owning a personal loan with 10k, and car loan with 30k (car loan balance is 8k only), is it the commitment too high? RHB and HLB were reject my application. By side, I have saving account and deposit in AFFIN BANK with RM12k, i think my record in good condition. I never late payment in credit card and loan, any seniour member or banker here please provide some opinion , thank you.

kindly mail to ; shawn.josh@ymail.com

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Added on September 7, 2011, 10:30 pmHi, I am fresh newbie here, I would like to apply a personal loan RM10-RM15k currently for my personal issue. My fix salary is 2.5k and fix allowance is 1,050, total is RM3,550. however my pay slip only state the 2.5k only, my fix allowance is not in the slip, but my statement have rm1,050 (cheque) every month, beside that, I owning a personal loan with 10k, and car loan with 30k (car loan balance is 8k only), is it the commitment too high? RHB and HLB were reject my application. By side, I have saving account and deposit in AFFIN BANK with RM12k, i think my record in good condition. I never late payment in credit card and loan, any seniour member or banker here please provide some opinion , thank you.

informatil & details please kindly mail; shawn.josh@ymail.com

This post has been edited by shawnkh: Sep 7 2011, 10:30 PM