For me, the way I learn UT/MF is, put some money into it, then you will learn it very fast...

I just know a bit about UT when I invest in UT, but now I'm confident to say, I know quite a lot about UT. Now, I'm learning how to choose a right funds and how to predict the returns.

Ops...if place wrongly then pay for the lesson

if u have the skill in invest in the stock market...then invest urself
if u are the busy employee & no time to monitor...unit trust is a best choice! to select a potential unit trust is no so complicated than stock selection...just follow the leader like public mutual, Prudential & ING

i thought prudential and iNG is specialised on insurance?

This is the way I use. When you put money on it, you will not be lazy to learn about it. The money is your motivation and spirit, sure you may pay it for the lesson. There is no free lesson in this world.

ING and Prudential is specialised in insurances, but they also offer investment linked product, they are still considered as mutual funds.

Try to learn from forum and some books, then put a little bit money into it, then you can learn it very fast. I recommend Public Mutual, as it wins many awards every year. I'm thinking to switch my funds to Public Mutual...

Oo....i will try to learn then...but too many words nad numerical confuse me then.....

i understand some but not understand some too....

if i want to sell unit trust, how much i can earn the commission?
how to calculate the commission!
Maybe here can sell to a lot ppl who is interesting but don't know what to buy! hehe
a business a lowyat too...don't know they allow to advertise at here or not? or need to pay the advertisement fees?

bout selling have to be done at the garage sales as wat is told in the announcement there. Read there to know more.

Maybe you can let people know about you're the agent, then ask forumers PM you if interested. As I heard from my friends, Public Mutual agent can get 2.85% commision.

Oo...i thought pidah is the public mutual fund agent?

Lol ... I'm Public Mutual agent too ...
Anyone wanna invest in unit trust while the stocks are hot ?
PM me

This post has been edited by luqmanz: Nov 27 2006, 01:27 PM

So how is the unit now? Having bright future. Btw, minimun to invest is 1k or more than that?

Public Mutual fund sure bright future la all the funds got many awards
btw luqmanz you wat branch 1

it is juz win awrds, not 100% mean it is good in future. It is awarded based on the past, not the future. No ofense though.

**offtopic: Y u add me in msn btw? Hha, any motif?

Sorry for bringing month April post here. I'm just reading what was discussed in the past.

From your post,... Now already November... Is this brokerage still at 0.5%? I did came across someone mentioning about the ranges of brokerage, Stamp duty and Clearing fee charges(if not mistaken, the poster is you also...).

Wondering how can I minimise these fees...
I do know that, amount invested of 100k could get lower rate. But I'm talking about looking for better firm to do trading. Anyone know any other sites gave good rate? 0.5% is the least, not? Thanks.



This post has been edited by edifgrto: Nov 27 2006, 09:58 PM

Yes I'm still paying 0.5%. However, you can negotiate with your dealer freely or upon opening an account.
My friend manage to get 0.42% from both CIMB and HongLeong. That's the lower rate I have heard of so far.

My firm is offering 0.42%for internet trading,with certain terms and conditions attached.PM me if you wants to know more.

This post has been edited by lklatmy: Nov 28 2006, 01:21 PM

Now the market is quite high, but still got funds that are good to invest. Different market situation can invest in different type of funds.

Not all the funds need minimun initial amount 1k...you have to refer to the prospectus.

HongLeong?! My goodness,... I never got this idea before... my main bank is HongLeong. I would go to my Hong Leong people and ask already. Thank you.


I usually only make phone call to buy and sell, currently using OSK188. Also I knew that if by OSK188 Internet trading is cheaper. But I never try purchase from the net. By the way, I'm in the process in transferring $ from one bank(trading a/c) to another. As the initial bank interest charging rate are much higher than my current target bank.

PS: bank names deliberately not to be mentioned here.

wat's the maybank brokerage fee?

let's say i'm trading in RM1,000. what's the expense and normally how much? is the money get deducted from that RM1k, or the cash in ur non-margin/margin account?