I never really come across anything from Public Bank that offers 7% yield ... Could you please direct us to the details?

*I tried to look for it but I still can't find it now*

Thank you ...

Let's continue the discussion, if I am interested in taking a bit more risk, I could have have buy Dutch Lady share at 12.2% dividend yield and this is a safer buy than Jetson.  From a risk versus return stand point, it might be a better buy.

(Disclaimer:this is not a recommedation  on the above securities and I am not responsible if any loss is suffered by any person due to this article/posting)

Dreamer

Let me add my 2 sen.

Dividend declared is based on par value.eg ,par value is Rm1,dividend of 15% will be Rm150 and after lessing out S108 credit of 28%,the receipient actually receives Rm 108.if the shareholding is 1000shares.

Dividend yield is based on mkt price.In the abv eg,if the mkt price is Rm3,the div yield will be 150/3000  viz 5% only.

As for the disclaimer I included,it is because only persons licensed under the Securities Industries Act can give advice on investment.Though I am licensed to do so,I woudn't want to be seen as providing advice in a community forum like LYN.In addition to that,I may be sued if someone actually invested based on my posting and the decision may actually turn bad.

I did once in paper earn more than 1 k from HPQ not in 1 day though.
OX.
HPQ
8/17/2005  O  STC  .HPQHE-HPQ AUG 25 Call  10  1.35  15  1334.94 
8/12/2005  O  BTO  .HPQHE-HPQ AUG 25 Call  10  0.25  15  -265  $1,069.94
Total Realized Gain/Loss for HPQ  $1,069.94

And FYI I have achieve what those Gurus always trumped in their seminar on my own. The only difference is those 500% or more profit don't come often, quite rare in my case sometimes just pure luck   . I am now working on consistency of profitable trade + huge profits. And just to add I have been wiped out in my paper account a few times with a USD 5k starting capital.  I am thankful I heed some good traders advice not to play with real cash first because like all profession you need to educate your self before you can have the skill and experience to go work.

IMHO the current market lacks the volatility to generate huge profits in one day.
I do have an account in ThinkOrSwim but don't have the courage to dive in yet. I am testing the dynamics of various strategies. Currently I am testing covered calls and some event driven trades. Are there anyone out there currently trading either paper or real cash?

Yes,as long as you sell off the purchased stock before it is due for payment(currently ,3 business days after the date of purchased,also known as T+3,)the purchase contract will be offset against the selling contract and the resulting financial difference is known as contra profit or contra loss.This process is known as contra trading.

The above refers to Malaysian stock market.

If the stock doubles every day, then you should maybe wake up from your dream.

By the way, I have a friend that worked for Enron for about 22 years.  He lost about one millions from Enron stocks.  There are 3 facts in Enron case

1) In Enron, the retirement plan money aka 401K plan is invested almost totally in Enron stock.

2) While the insider aka executive was selling their own Enron stocks, they tell their employees everything is fine and they should continue buying more Enron stocks

3) Furthermore, they aka insider/executive stop their employees from selling their Enron stocks in their retirement plan by passing some rule on the plan while they exempted themselves from this restriction.

One of my friend's co-worker commited suicide and jump off the Enron building and killed herself.

Dreamer

During recession,interest bearing instruments should be the best bet as your capital will be protected.

Somehow I believe fixed deposit isn't all that good ...

Readjusting the earnings after accounting for inflation everyyear, the itnerest rate offered by FD doesn't mean much

Investing in insurance investmentlink is not very good return unless u put a lot money in it. THere is fix ratio between the investment and insurance u buy. U can't buy too little on insurance. At the end insruance still and insurance.
As far I know prudential had asia pasific investment means a wider investment compare to others only local investment. So it will be more agreesive, As we know our market is not agresive compare to other region market.
Never take insurance as investment bcoz it is for long term basis and of course insurance purpose is to protect ur income not making money. Take it as saving for ur future instead invesment.

Assuming 8% interest in both cases

A) 5 years 50K car loan  = 8% simple interest

Total interest = 50K * 8% * 3 = 12,000

Total payment = principal + interest = 50K + 12K = 62K

Monthly payment = 62K /60 = $1,034

B) 5 years 50K housing loan at 8%

Use Excel financial function
= PMT( interest at each period, number of periods,  principal of the loan)
=PMT(0.08/12 , 5*12 , 50000)
= $1,013.82

(B) is cheaper and you save ($1,034 - $1,013.82) X 60 = $1,260 in interest

Dreamer

helo peeps, im new in investment just opened my cds account today.sigh..
ermm btw i got 5000ringgit to start...any advice or suggestion in what share should i buy...not looking for quick return i just want smething stable ^^ Digi a good share??

U can refer to the website. I researched about the company existencem and had seeked advise from some professional investors, who are my relatives and friends. They told me it's worth to try as what they provide is possible in an offshore country. For your info, they too had already invested.