Maybank is very efficient now.. I emailed my BT forms this morning 1am and they acknowledged the receipt the email together with the atatchments at 7am...
So earlier, they started to work ar?
Balance Transfer, What is it actually???
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 Jun 17 2011, 10:49 AM
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All Stars
15,192 posts Joined: Oct 2004 
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Jun 17 2011, 11:21 AM
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Senior Member
1,229 posts Joined: Jan 2003 From: Malacca  
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QUOTE(jack2 @ Jun 17 2011, 10:49 AM) Maybank is very efficient now.. I emailed my BT forms this morning 1am and they acknowledged the receipt the email together with the atatchments at 7am... which email u mail? i keep fax in, they keep say din receive...So earlier, they started to work ar?  Added on June 17, 2011, 11:22 am QUOTE(ronnie @ Jun 17 2011, 01:18 AM) Which bank so lousy ? Maybank ... LOL i fax to platinum fax no. they say never receive, resubmit yesterday to the regular no. printed on form.This post has been edited by alex_cyw1985: Jun 17 2011, 11:22 AM |
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Jun 17 2011, 11:42 AM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(jack2 @ Jun 17 2011, 10:49 AM) Maybank is very efficient now.. I emailed my BT forms this morning 1am and they acknowledged the receipt the email together with the atatchments at 7am... Wow, which email you mail to? Email address plz...@@So earlier, they started to work ar? |
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Jun 17 2011, 11:47 AM
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Senior Member
1,681 posts Joined: Dec 2010 From: Selhurst Park, N9
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QUOTE(almeizer @ Jun 17 2011, 10:47 AM) No problem man. Still good to have 6 months, can BT small amount Correct me if i'm wrong but I think you can do that rite. The statement still calculates you the minimum amount which less than the required payment if i'm not mistaken (of course based on overall spending la)  But their instalment charge into credit card monthly. So I think we cannot pay minimum amount monthly and then settle everything at the end of BT tenure.  QUOTE(alex_cyw1985 @ Jun 17 2011, 11:21 AM) which email u mail? i keep fax in, they keep say din receive... Lousiest service (sometimes ok) with the best products available Added on June 17, 2011, 11:22 am Maybank ... LOL i fax to platinum fax no. they say never receive, resubmit yesterday to the regular no. printed on form.  |
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Jun 17 2011, 11:49 AM
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Senior Member
1,229 posts Joined: Jan 2003 From: Malacca
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QUOTE(hyzam1212 @ Jun 17 2011, 11:47 AM) Correct me if i'm wrong but I think you can do that rite. The statement still calculates you the minimum amount which less than the required payment if i'm not mistaken (of course based on overall spending la) I think depend on the CS officer, some very good, some make Maybank name lousy Lousiest service (sometimes ok) with the best products available |
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Jun 17 2011, 12:10 PM
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Senior Member
941 posts Joined: Aug 2008
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QUOTE(hyzam1212 @ Jun 17 2011, 11:47 AM) Correct me if i'm wrong but I think you can do that rite. The statement still calculates you the minimum amount which less than the required payment if i'm not mistaken (of course based on overall spending la) Yes statement will have minimum amount (include other spending). But if just pay minimum amount, the remaining will have normal CC interest charge on next statement. Unlike some bank BT with separate BT account, can pay minimum amount without any interest charge then end of the tenure settle all. This post has been edited by almeizer: Jun 17 2011, 12:10 PM |
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Jun 17 2011, 12:17 PM
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Junior Member
175 posts Joined: Jul 2010
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QUOTE(fahrur_07 @ Jun 17 2011, 10:32 AM) does ocbc have 0% bt program? OCBC 0% BT promotion is over. What I meant is I can BT out from OCBC to another card. OCBC doesn't create a separate BT account when I BTed in. |
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Jun 17 2011, 06:22 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(gerrardling @ Jun 17 2011, 06:19 AM) that mean it cannot accept BT account from cimb ? Exactly. |
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Jun 17 2011, 07:42 PM
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(chemistry @ Jun 17 2011, 06:22 PM) Exactly. about hlb BT account ? does maybank accept it ? |
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Jun 17 2011, 07:56 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(chemistry @ Jun 17 2011, 06:22 PM) Exactly. well, I can confirm that MBB allowed me to do balance transfer from CIMB BT account in April 2011 and winner also did mention he did the same prior to me. |
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Jun 17 2011, 09:53 PM
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Senior Member
1,602 posts Joined: May 2006
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Thus far I have no problem transferring from one BT account to another bank.
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Jun 18 2011, 12:07 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(chemistry @ Jun 17 2011, 01:34 AM) Just for information. How confirm is Point #1 ?1. Maybank does NOT accept BT application from another BT account. Strictly CARD ACCOUNTS only. 2. "How do you know it's a card or BT?" By looking at the account number the bank will know it is a BT or card. 3. Must I transfer 100% statement balance? No, you can transfer any lesser amount (min RM1,000). 4. Is there early settlement penalty? No, cardholders may make early settlement anytime without a fee. |
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Jun 18 2011, 09:05 AM
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Senior Member
854 posts Joined: Jan 2007
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QUOTE(ronnie @ Jun 18 2011, 12:07 AM) How confirm is Point #1 ? hello guys, few months ago (less than 3 months), i BT my 2 cimb BT accounts (different number from my cc) to Maybank. And maybank accepted it.i don't know if this is the new policy for maybank not to accept BT account from other banks? |
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Jun 22 2011, 02:30 PM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(jack2 @ Jun 17 2011, 10:49 AM) Maybank is very efficient now.. I emailed my BT forms this morning 1am and they acknowledged the receipt the email together with the atatchments at 7am... Need to thanks Maybank their efficiency that my BT has been approved and payments were made to my several credit cards and cleared on Jun 21 (yesterday)!So earlier, they started to work ar? Just 3 working days! |
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Jun 22 2011, 05:48 PM
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Junior Member
175 posts Joined: Jul 2010
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QUOTE(jack2 @ Jun 22 2011, 02:30 PM) Need to thanks Maybank their efficiency that my BT has been approved and payments were made to my several credit cards and cleared on Jun 21 (yesterday)! Thanks for the update. I am going to submit my BT application tomorrow.Just 3 working days! |
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Jun 22 2011, 11:27 PM
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Junior Member
292 posts Joined: Oct 2007
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guys, lets say
1. i do cimb BT amounting 2K 0% for 6 months, how much is the minimum for the 1st month? 2. ive paid the minimum for the first month, how much is the minimum for the 2nd month? |
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Jun 22 2011, 11:52 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(ronnie @ Jun 18 2011, 12:07 AM) How confirm is Point #1 ? hmm..it was CS who said so. You may not trust 100% as usual furthermore there are two witnesses here to refute the CS' statement. This post has been edited by chemistry: Jun 22 2011, 11:55 PM |
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Jun 23 2011, 08:59 AM
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Junior Member
307 posts Joined: Dec 2010
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QUOTE(avars @ Jun 22 2011, 11:27 PM) guys, lets say for cimb is 5% of outstanding.1. i do cimb BT amounting 2K 0% for 6 months, how much is the minimum for the 1st month? 2. ive paid the minimum for the first month, how much is the minimum for the 2nd month? |
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Jun 23 2011, 05:32 PM
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Senior Member
1,573 posts Joined: Sep 2010
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BT form submitted by 15th June, & payment paid by 22th June.
Take around 5 working days. Seems like MBB are improving their BT department, haha. |
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Jun 23 2011, 07:04 PM
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Junior Member
514 posts Joined: Jan 2006
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Hi. Any 0% BT without admin charges flying around now? Last time Alliance and most banks got 0% for 3 months but hardly can see any in the market now? Would like to extend my credit.
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